Spendle vs KERN.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendle
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Instant insight Spendle gives you instant insight in your income and spending behavior. You can import CSV or Excel transaction files from different bank accounts and transform them into a single financial overview. Automatic PSD2 connection Connect to your bank account via a secured PSD2 bank connection or import your transaction files. Keeping track Assign budgets to keep track of your income/spending categories and see what's left at the end of the year. Importing bank statements You can add manual transactions or import any valid excel or CSV transaction file from your bank. Just open the transactions file via the import section and start the import wizard to add your own format. Share any new bank formats to help Spendle's default supported bank formats grow daily. Contracts and receipts in 1 place Store invoices, contracts and receipts in your administration. Just take a picture or open a PDF file, press share button and open it with Spendle. Sync between devices Register and login to your Spendle sync your data between your PC, tablet and phone. Security Your administration is stored AES-256 encrypted with your administration password. Conditions Terms of Use (EULA): https://www.spendle.com/eula.html Privacy policy: https://www.spendle.com/privacy.html Turn that handle Spendle is free to try for 14 days. After the trial period you need a yearly subscription to continue using Spendle as your personal finance app.
KERN.
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Deze KERN. App biedt eenvoud en gemak in het proces! Met deze App kan je als flexwerker van KERN. o.a. diensten en opdrachten bekijken en accepteren, gewerkte uren registreren, urenstaten en de agenda inzien. De App is gekoppeld aan het systeem waardoor informatie altijd up-to-date is, via een overzichtelijk dashboard. Bovendien komen belangrijke meldingen, als nieuw beschikbare opdrachten, via een push melding binnen op het apparaat. Zo zie je niets over het hoofd. Ook wijzigingen worden direct zichtbaar, ook in de agenda. Je bent dus altijd op de juiste plaats aanwezig. Bovendien kun je direct contact opnemen met KERN. via de Chat binnen deze App. Ideaal als je toch nog ergens vragen over hebt. De App van KERN. is er voor jou, om te zorgen dat jij je werk zo makkelijk mogelijk kan doen!
Screenshots
Verdict
The clearest difference is in-app purchases: KERN. at none against Spendle's 2. Spendle's advantage is update cadence (monthly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendle sells 2 one-off in-app purchases. KERN. asks for nothing beyond the download.
Spendle ships an update monthly, KERN. every 3 months. The most recent releases landed on October 10, 2026 and October 9, 2026 respectively.
| Parameter | Spendle | KERN. |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14 — better |
| Further details — not scored | ||
| Size | 35 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Jochem Sobering | Bendy B.V. |
In-app purchases
Spendle
- Spendle 1 Year$17.99
- Spendle 1 Year$19.00
KERN.
No in-app purchases









