BABB vs BiyaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BABB
This app offers a secure and inclusive financial experience, enabling cost-effective micropayments and cross-border transactions. Manage your money, stablecoins, and various cryptocurrencies, with options for GBP accounts and debit cards for UK residents.
- Cost-effective micropayments
- Cross-border transactions
- Manage money and stablecoins
- Cryptocurrency storage and conversion
- Instant P2P transfers
- GBP accounts and debit cards
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Babb, a fintech firm with a purpose to promote financial inclusion and social impact, connects individuals and increases financial inclusion globally by enabling cost-effective micropayments, even for cross-border transactions. Babb Money Accounts: Babb combines the best of both worlds, offering the safety and security of traditional ways while also providing a fair, convenient, inexpensive, and inclusive financial experience. What the Babb App allows you to do: • Set up an account in minutes. • Manage your money and CurrencyX stablecoins in one spot. • BAX, BTC, USDT and ETH storage, conversion, and sending • Instant P2P in-app transfers • Stay in touch with friends and family all across the world. • Set up a GBP accounts (for all) and GBP debit cards (for UK residents). • And much, much more! More information can be found at www.getbabb.com. We are always looking for ways to improve the Babb Platform, so please email any suggestions/ideas to support@getbabb.com.
BiyaPay
Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.
- Real-time currency exchange for 200+ currencies
- Cross-border remittance services
- U.S. and Hong Kong stock investing
- Cryptocurrency, gold, silver, and oil market tracking
- Integrated asset management and wallet
- Flexible wealth management with daily yield
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Feature Overview BiyaPay supports real-time exchange rate lookup and conversion for 200+ currencies, providing users with faster, lower-cost, and seamless online international remittance services. In addition to currency exchange, the platform offers an intelligent conversion calculator, cross-border remittance, U.S./Hong Kong stock investing services, and market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities—helping users manage funds and stay on top of market dynamics in one place. - Wallet: Covers asset management, receiving payments, transfers, deposits, and withdrawals. Supports crypto withdrawals and remittances at any time, with a clear view of account assets. - Instant Swap: After deposit, users can complete online multi-currency exchange with no preset limit, and withdraw funds to offshore bank accounts. - Wealth: Flexible wealth management service with daily yield settlement, automatically credited to available account balance. - Financial Asset Trading: Covers major markets including U.S. and Hong Kong stocks, with one account connected to multiple market opportunities. - Market Tracking: Supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, helping users monitor real-time price moves, trends, and market rhythm. Product Advantages BiyaPay continuously enhances its compliance qualifications and service capabilities to provide global users with an integrated financial experience covering payments, international remittance, securities investment, and market tracking services. Whether for cross-border fund management or multi-market information access, users can do so more efficiently and with greater peace of mind. - Fast Account Opening: Fully online onboarding with a low barrier and high efficiency. - Convenient Funding: Supports multiple funding methods with simple operations and smoother fund transfers. - User-Friendly Interface: Clear trading flows, bilingual Chinese-English interface, plus 24/7 Chinese customer support. - Comprehensive Functions: Rich order options that support both beginners and advanced traders. - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so users can track multi-market information in sync. - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock investing, helping reduce trading costs. - Fund Security: Segregated custodial accounts and multi-layer security verification mechanisms to protect accounts and assets. Official Website & Support Official Website: https://www.biyapay.com/ Customer Service Email: service@biyapay.com Customer Service Telegram: https://t.me/biyapay001 Telegram Community: https://t.me/BiyaPay_ch
Screenshots
Verdict
BABB and BiyaPay both sit at 4.3 stars, but that hides the real split: 89% of BiyaPay's written reviews are positive against 61% of BABB's. BiyaPay also leads on update cadence (every 2 weeks vs every 5 weeks). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.3 for BABB against 4.2 for BiyaPay. Both are backed by a comparable volume of ratings — 86 and 103 respectively. Written reviews are what separate them: 61% of BABB's written reviews are positive against 89% of BiyaPay's.
BABB ships an update every 5 weeks, BiyaPay every 2 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.
| Parameter | BABB | BiyaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (86 ratings) — better | 4.2 (103 ratings) |
| Positive reviews | 60.7% of reviews | 89.2% of reviews — better |
| Number of ratings | 86 | 103 — better |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 54 MB | 146 MB |
| Age rating | 17+ | 4+ |
| Developer | BABB Ltd | BIYA GLOBAL LLC |
Customer experience
BABB
BiyaPay
User reviews
BABB
From 86 App Store ratingsWhat we love
- 🚀 Easy to use app
- 💡 Innovative banking and crypto hybrid
- 👍 Great user interface
- 🚀 Fast transactions
- 💡 Good for introducing crypto
Room to improve
- 💸 High fees
- ❌ Money not received
- 🚫 App not letting user type address
- unresponsive customer service
- 📉 Devalues currency on withdrawal
BiyaPay
From 103 App Store ratingsWhat we love
- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking
Room to improve
- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades
Bugs and requests
BABB
Reported bugs
15 issues- App not letting user type address
- Cannot see credit card details
- Google Authenticator loop
- Forced iOS 14 update
- App does nothing after document update
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- App is full of glitches
- App crashing after verification
- Cannot see Babb balance
- Email confirmation code not working
- X X X loading issue
- Issues after verification (easy fix: log out/in)
- Withdrawal devalues currency significantly
- Transactions taking days to external wallets
- Support not approving transactions
- Refusing wallets that don't fit risk criteria
Requested features
10 requests- Add Jamaica to country list
- Add private key feature for wallet users
- Introduce competitive financial services
- Add function to stake $BAX token
- Add offramp and enhanced social features
Show 5 moreShow fewer
- Person to person money sending
- Ability to cash-out
- Other banking facilities
- Marketing investment
- Dark mode
BiyaPay
Reported bugs
2 issues- Login screen issues causing black screen
- Compatibility problems with older devices
Requested features
4 requests- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication
In-app purchases
BABB
No in-app purchases
BiyaPay
No in-app purchases








