Comparison

Seconds Expense vs Wave Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Seconds Expense

Features
Read full description

- Use Siri to track your daily expense in matter of seconds. No typing is required. - No account registration is required. Use the application straightaway. - No third party server to host your personal expenses. All data is stored locally in your device and iCloud. - No internet connection is required. iCloud storage is optional and in background mode. - iCloud storage enable you to move between devices without worrying loss or migration of your data. - Customise how Siri ask questions. - Create text replacement for words that difficult to be understood by Siri. - Monthly summary of expenses, showing which is the highest expense.

About

Wave Budget

Easily set up a monthly budget and monitor your spending to understand your remaining funds. Its minimalist design ensures quick and efficient financial management. Connect with your Apple ID for seamless cross-device synchronization.

Highlights
  • Monthly budget setup
  • Expense tracking
  • Minimalist design
  • Cross-device sync via Apple ID
  • No login required
Features
Read full description

Save money with Wave Budget! Wave Budget helps you to set up a monthly budget and keep track of your expenses. This way, you always know how much there is left for you to spend. It sounds simple, and it is! This is, why the app has this minimalistic style. Budgeting should not take more time than necessary, the simple design of Wave Budget helps you with that. You can use Wave Budget without logging in, but we recommend connecting your account with your Apple ID. This way you can manage your budget on all your devices. The app uses the standard Apple End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Seconds Expense4 screens
Wave Budget4 screens

Verdict

The call

The clearest difference is ads: Wave Budget at none against Seconds Expense's shown. Wave Budget also leads on iOS requirement (12.0 vs 27.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Seconds Expense sells 1 one-off in-app purchase and Wave Budget sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Seconds Expense ships an update every 2 weeks, Wave Budget fortnightly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Seconds Expense versus Wave Budget: the parameters behind the verdict, then further details
ParameterSeconds ExpenseWave Budget
PriceFreeFree
Rating—4.8 (13 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—13 — better
Update frequencyEvery 2 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS27.012.0 — better
Further details — not scored
Size9 MB55 MB
Age rating4+4+
DeveloperWong PeterStefan Galler

In-app purchases

1 purchases

Seconds Expense

One-time1
  • Remove Ads$0.99
2 purchases

Wave Budget

Subscriptions2
  • Monthly Subscription$0.991 Month
  • Yearly Subscription$9.491 Year

Questions

Is Seconds Expense free?
Seconds Expense is free to download, with in-app purchases available.
Is Wave Budget free?
Wave Budget is free to download, with in-app purchases available.
Do Seconds Expense or Wave Budget have ads?
Seconds Expense shows ads; Wave Budget does not.
Which is updated more often, Seconds Expense or Wave Budget?
Seconds Expense ships an update every 2 weeks, and Wave Budget fortnightly. Most recently, Seconds Expense was updated on November 3, 2026 and Wave Budget on November 3, 2026.

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