Comparison

Fixed Cost Checker vs Costly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fixed Cost Checker

This app helps you visualize and manage recurring expenses like subscriptions. It focuses on reducing fixed costs for a more efficient household budget and greater financial freedom. Easily track daily, monthly, and annual spending.

Highlights
  • Visualize fixed expenses
  • Manage subscriptions
  • Categorize expenses
  • Calculate daily, monthly, annual costs
  • Payment simulator
  • Password lock
Features
Read full description

"Fixed cost checker" is an application that can visualize and collectively manage fixed expenses, such as subscriptions, etc., which are regularly generated in living. Now, are you going to focus on food, entertainment and leisure expenses when you try to reduce household spending? Not only saving blindly will not only be inefficient, it will also make life unfriendly.Therefore, I would like to recommend a way to focus on fixed costs rather than variable costs if you review your household budget. It is an idea of so-called "minimum life cost" to figure out whether the minimum running cost required to live for one year will be some.As fixed costs grow steadily, "the freedom of life" decreases in proportion to that. Variable costs are used firmly to enrich life while controlling fixed costs within reasonable limits.It is important not to save money at random, but to make it clear and efficient. By using the fixed cost checker, it is possible to easily grasp how much “fixed cost” is used per year (“monthly” and “daily” can also be displayed). 【Fixed cost checker features】 ・Easy-to-see list management of fixed costs and subscriptions etc ・Classification is possible by category ・Calculation of fixed costs by "daily amount" "monthly amount" "annual amount" ・Sort function according to "amount of money" "payment date" "satisfaction" ・Payment simulator to calculate fixed costs for any period ・Password lock function 【Fixed cost example】 ・Housing expenses ・Communication cost ・Car maintenance costs ・Content fee ・subscription ・Education fee ・insurance ・Utility expenses etc ※ ※Even though the cost is not strictly fixed, the cost incurred to live daily life is recognized as fixed cost Keep fixed costs within 50% of your home income.

About

Costly

Visualize and manage all your recurring expenses in one place. Track subscription due dates, amounts, and spending trends with intuitive graphs and a clean interface. Avoid missed payments and gain clarity on your financial commitments.

Highlights
  • Auto-updating billing dates
  • Visual spending timeline
  • Track amounts and categories
  • Flexible billing intervals
  • Spending totals by period
  • Calendar and history views
  • Spending breakdown graphs
Features
Read full description

Make your bills visible. Take control of your subscriptions. Costly is a smart way to track your subscriptions and recurring expenses. It helps you see exactly what's due, when, and how much—all in one clean, visual interface. With color-coded bars and intuitive graphs, you’ll know at a glance when your next payments are coming up. Just add a subscription once, and Costly keeps everything up to date automatically. Say goodbye to missed bills and confusing spreadsheets. □ Key Features ・Auto-updating billing dates ・Visual timeline with blue progress bars ・Track amounts, categories, notes, and more ・Flexible billing intervals: weekly, monthly, quarterly, semiannual, annual, and beyond ・Auto-calculated spending totals by year, month, or day ・Filter by billing frequency or category ・Calendar view for an easy look at upcoming payments ・History tab to review past payments ・Graphs to visualize spending breakdowns ・Price list and upcoming payment forecast ・Light and dark mode support □ Use Cases ・Manage all your streaming, music, and app subscriptions in one place ・Track annual or semiannual expenses like insurance and taxes ・Keep family or shared expenses organized by category ・Use graphs to spot trends and optimize your spending habits ・Pair with a budgeting app as your go-to fixed cost manager □ Perfect For ・Anyone overwhelmed by growing subscriptions ・People who want to know exactly when and how much they’re paying ・Users who don’t stick with full budgeting apps, but still want spending clarity ・Those who tend to forget annual or semiannual renewal dates ・Anyone looking for a simple, clean app to track recurring costs □ Pricing All core features are free to use. Some advanced features are available via subscription. □ Development Philosophy Costly is independently developed to help you manage the hidden costs of everyday life—with less stress and more clarity. We’re constantly improving the app based on your feedback and suggestions. Download Costly now and make subscription and bill tracking effortless. Terms of Service (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://lomworks.com/legal/privacy-app

Screenshots

Fixed Cost Checker4 screens
Costly4 screens

Verdict

The call

The clearest difference is review sentiment: Costly at 86% against Fixed Cost Checker's 23%. Costly also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 3 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fixed Cost Checker sells 2 one-off in-app purchases and Costly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fixed Cost Checker ships an update every 3 months, Costly every 3 weeks. The most recent releases landed on September 27, 2026 and September 12, 2026 respectively.

Scorecard3 real differences · 7 level
Fixed Cost Checker versus Costly: the parameters behind the verdict, then further details
ParameterFixed Cost CheckerCostly
PriceFreeFree
Rating1.5 (2 ratings) — better—
Positive reviews22.7% of reviews85.7% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size28 MB7 MB
Age rating4+4+
Developermitsuhiro naraYUUSUI KASHIWAGI

Customer experience

Fixed Cost Checker

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews22 reviews
Positive22.7%
Neutral13.6%
Negative63.6%

Costly

Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

2 purchases

Fixed Cost Checker

One-time2
  • Export to File$2.99
  • Remove Ads$3.99
2 purchases

Costly

Subscriptions2
  • Monthly$1.991 Month
  • Yearly1 Month trial$14.991 Year

Questions

Is Fixed Cost Checker free?
Fixed Cost Checker is free to download, with in-app purchases available.
Is Costly free?
Costly is free to download, with in-app purchases available.
Do Fixed Cost Checker or Costly have ads?
Fixed Cost Checker shows ads; Costly does not.
Which is updated more often, Fixed Cost Checker or Costly?
Fixed Cost Checker ships an update every 3 months, and Costly every 3 weeks. Most recently, Fixed Cost Checker was updated on September 27, 2026 and Costly on September 12, 2026.

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