Fixed Cost Checker vs Costly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fixed Cost Checker
This app helps you visualize and manage recurring expenses like subscriptions. It focuses on reducing fixed costs for a more efficient household budget and greater financial freedom. Easily track daily, monthly, and annual spending.
- Visualize fixed expenses
- Manage subscriptions
- Categorize expenses
- Calculate daily, monthly, annual costs
- Payment simulator
- Password lock
Read full descriptionHide full description
"Fixed cost checker" is an application that can visualize and collectively manage fixed expenses, such as subscriptions, etc., which are regularly generated in living. Now, are you going to focus on food, entertainment and leisure expenses when you try to reduce household spending? Not only saving blindly will not only be inefficient, it will also make life unfriendly.Therefore, I would like to recommend a way to focus on fixed costs rather than variable costs if you review your household budget. It is an idea of so-called "minimum life cost" to figure out whether the minimum running cost required to live for one year will be some.As fixed costs grow steadily, "the freedom of life" decreases in proportion to that. Variable costs are used firmly to enrich life while controlling fixed costs within reasonable limits.It is important not to save money at random, but to make it clear and efficient. By using the fixed cost checker, it is possible to easily grasp how much “fixed cost” is used per year (“monthly” and “daily” can also be displayed). 【Fixed cost checker features】 ・Easy-to-see list management of fixed costs and subscriptions etc ・Classification is possible by category ・Calculation of fixed costs by "daily amount" "monthly amount" "annual amount" ・Sort function according to "amount of money" "payment date" "satisfaction" ・Payment simulator to calculate fixed costs for any period ・Password lock function 【Fixed cost example】 ・Housing expenses ・Communication cost ・Car maintenance costs ・Content fee ・subscription ・Education fee ・insurance ・Utility expenses etc ※ ※Even though the cost is not strictly fixed, the cost incurred to live daily life is recognized as fixed cost Keep fixed costs within 50% of your home income.
Costly
Visualize and manage all your recurring expenses in one place. Track subscription due dates, amounts, and spending trends with intuitive graphs and a clean interface. Avoid missed payments and gain clarity on your financial commitments.
- Auto-updating billing dates
- Visual spending timeline
- Track amounts and categories
- Flexible billing intervals
- Spending totals by period
- Calendar and history views
- Spending breakdown graphs
Read full descriptionHide full description
Make your bills visible. Take control of your subscriptions. Costly is a smart way to track your subscriptions and recurring expenses. It helps you see exactly what's due, when, and how much—all in one clean, visual interface. With color-coded bars and intuitive graphs, you’ll know at a glance when your next payments are coming up. Just add a subscription once, and Costly keeps everything up to date automatically. Say goodbye to missed bills and confusing spreadsheets. □ Key Features ・Auto-updating billing dates ・Visual timeline with blue progress bars ・Track amounts, categories, notes, and more ・Flexible billing intervals: weekly, monthly, quarterly, semiannual, annual, and beyond ・Auto-calculated spending totals by year, month, or day ・Filter by billing frequency or category ・Calendar view for an easy look at upcoming payments ・History tab to review past payments ・Graphs to visualize spending breakdowns ・Price list and upcoming payment forecast ・Light and dark mode support □ Use Cases ・Manage all your streaming, music, and app subscriptions in one place ・Track annual or semiannual expenses like insurance and taxes ・Keep family or shared expenses organized by category ・Use graphs to spot trends and optimize your spending habits ・Pair with a budgeting app as your go-to fixed cost manager □ Perfect For ・Anyone overwhelmed by growing subscriptions ・People who want to know exactly when and how much they’re paying ・Users who don’t stick with full budgeting apps, but still want spending clarity ・Those who tend to forget annual or semiannual renewal dates ・Anyone looking for a simple, clean app to track recurring costs □ Pricing All core features are free to use. Some advanced features are available via subscription. □ Development Philosophy Costly is independently developed to help you manage the hidden costs of everyday life—with less stress and more clarity. We’re constantly improving the app based on your feedback and suggestions. Download Costly now and make subscription and bill tracking effortless. Terms of Service (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://lomworks.com/legal/privacy-app
Screenshots
Verdict
The clearest difference is review sentiment: Costly at 86% against Fixed Cost Checker's 23%. Costly also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 3 months). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fixed Cost Checker sells 2 one-off in-app purchases and Costly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Fixed Cost Checker ships an update every 3 months, Costly every 3 weeks. The most recent releases landed on September 27, 2026 and September 12, 2026 respectively.
| Parameter | Fixed Cost Checker | Costly |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) — better | — |
| Positive reviews | 22.7% of reviews | 85.7% of reviews — better |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 28 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | mitsuhiro nara | YUUSUI KASHIWAGI |
Customer experience
Fixed Cost Checker
Costly
In-app purchases
Fixed Cost Checker
- Export to File$2.99
- Remove Ads$3.99
Costly
- Monthly$1.991 Month
- Yearly1 Month trial$14.991 Year
Questions
Is Fixed Cost Checker free?
Is Costly free?
Do Fixed Cost Checker or Costly have ads?
Which is updated more often, Fixed Cost Checker or Costly?
Other comparisons















