Comparison

Subscription Manager · Budget vs Costly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Manager · Budget

Effortlessly track all your monthly and yearly services in one place. AI-powered insights help you optimize spending and avoid surprise charges. Customize categories, payment methods, and view spending with interactive graphs.

Highlights
  • AI-powered smart assistant for cancellation suggestions
  • Detailed expense tracking and history
  • Unlimited subscription entries
  • Visual spending insights with graphs
  • Customizable categories and payment methods
  • Smart notifications for upcoming charges
  • Multi-currency support with live exchange rates
Features
Read full description

Take Full Control of Your Subscriptions — Simple, Smart, and 100% Free Subscription Manager is the ultimate tool to track all your monthly and yearly services in one place — no limits, no paywalls, and absolutely no ads. We’ve cut the clutter to deliver a clean, intuitive experience that makes managing your subscriptions effortless. Key Features • AI-Powered Smart Assistant Let AI analyze your subscription usage and spending patterns, then automatically suggest the best time to cancel or optimize your services. • Detailed Expense Tracking & History Instantly see your payment history and total spending per service. Switch between monthly and yearly views with a single tap. • No Limits on Entries Add as many subscriptions as you want — perfect for managing everything from music and video streaming to software, cloud tools, and more. • Completely Free No premium tiers, no hidden fees. Every feature is available from day one. • Simple, Intuitive Design Easily register and update your subscriptions in just a few taps. No confusing menus or cluttered layouts. • Custom Categories & Payment Methods Organize your services however you like — tailor categories and payment options to match your personal setup. • Visual Spending Insights Get a clear overview of your monthly and yearly expenses through clean, interactive graphs — broken down by category. • AI Spending Analysis & Recommendations Our AI analyzes your habits and offers actionable suggestions for smarter budgeting and savings. • Multilingual Interface Automatically supports multiple languages like English and Japanese. Great for international users, families, and friends! • Multi-Currency Support with Live Exchange Rates Track and display your spending in your preferred currency — including Yen, USD, EUR, and more. Ideal for travelers, expats, and global services. • Smart Notifications Stay on top of upcoming charges and free trial deadlines with optional push reminders — no more surprise bills. • Custom Theme Colors Make the app truly yours by selecting your favorite theme color. • Home Screen Widget Support Instantly check your total subscriptions and recent payments right from your home screen — no need to open the app. Perfect For: • People who always forget to cancel before the free trial ends • Anyone tired of surprise charges from forgotten subscriptions • Those who want to declutter their finances using AI suggestions • Users who want full functionality with zero cost • People using services in multiple languages or currencies • Budget-conscious individuals who love visual insights and reminders • Anyone who wants to customize their app to match their style • Widget lovers who want quick access to info at a glance We’ve stripped away the unnecessary and built a focused, no-nonsense app for subscription management — backed by smart AI and global support. Wherever you are in the world, manage your subscriptions your way — smarter, cleaner, and completely free. Start your smart subscription life today!

About

Costly

Visualize and manage all your recurring expenses in one place. Track subscription due dates, amounts, and spending trends with intuitive graphs and a clean interface. Avoid missed payments and gain clarity on your financial commitments.

Highlights
  • Auto-updating billing dates
  • Visual spending timeline
  • Track amounts and categories
  • Flexible billing intervals
  • Spending totals by period
  • Calendar and history views
  • Spending breakdown graphs
Features
Read full description

Make your bills visible. Take control of your subscriptions. Costly is a smart way to track your subscriptions and recurring expenses. It helps you see exactly what's due, when, and how much—all in one clean, visual interface. With color-coded bars and intuitive graphs, you’ll know at a glance when your next payments are coming up. Just add a subscription once, and Costly keeps everything up to date automatically. Say goodbye to missed bills and confusing spreadsheets. □ Key Features ・Auto-updating billing dates ・Visual timeline with blue progress bars ・Track amounts, categories, notes, and more ・Flexible billing intervals: weekly, monthly, quarterly, semiannual, annual, and beyond ・Auto-calculated spending totals by year, month, or day ・Filter by billing frequency or category ・Calendar view for an easy look at upcoming payments ・History tab to review past payments ・Graphs to visualize spending breakdowns ・Price list and upcoming payment forecast ・Light and dark mode support □ Use Cases ・Manage all your streaming, music, and app subscriptions in one place ・Track annual or semiannual expenses like insurance and taxes ・Keep family or shared expenses organized by category ・Use graphs to spot trends and optimize your spending habits ・Pair with a budgeting app as your go-to fixed cost manager □ Perfect For ・Anyone overwhelmed by growing subscriptions ・People who want to know exactly when and how much they’re paying ・Users who don’t stick with full budgeting apps, but still want spending clarity ・Those who tend to forget annual or semiannual renewal dates ・Anyone looking for a simple, clean app to track recurring costs □ Pricing All core features are free to use. Some advanced features are available via subscription. □ Development Philosophy Costly is independently developed to help you manage the hidden costs of everyday life—with less stress and more clarity. We’re constantly improving the app based on your feedback and suggestions. Download Costly now and make subscription and bill tracking effortless. Terms of Service (EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy:https://lomworks.com/legal/privacy-app

Screenshots

Subscription Manager · Budget4 screens
Costly4 screens

Verdict

The call

The clearest difference is ads: Costly at none against Subscription Manager · Budget's shown. Subscription Manager · Budget's advantage is review sentiment (100% vs 86%) and iOS requirement (15.6 vs 17.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Manager · Budget sells 1 one-off in-app purchase and Costly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscription Manager · Budget ships an update every 10 days, Costly every 3 weeks. The most recent releases landed on September 10, 2026 and September 12, 2026 respectively.

Scorecard3 real differences · 7 level
Subscription Manager · Budget versus Costly: the parameters behind the verdict, then further details
ParameterSubscription Manager · BudgetCostly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews — better85.7% of reviews
Number of ratings1 — better—
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.0
Further details — not scored
Size40 MB7 MB
Age rating4+4+
DeveloperUPDEITO INC.YUUSUI KASHIWAGI

Customer experience

Subscription Manager · Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Costly

Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

1 purchases

Subscription Manager · Budget

One-time1
  • Hide ads$9.99
2 purchases

Costly

Subscriptions2
  • Monthly$1.991 Month
  • Yearly1 Month trial$14.991 Year

Questions

Is Subscription Manager · Budget free?
Subscription Manager · Budget is free to download, with in-app purchases available.
Is Costly free?
Costly is free to download, with in-app purchases available.
Do Subscription Manager · Budget or Costly have ads?
Subscription Manager · Budget shows ads; Costly does not.
Which is updated more often, Subscription Manager · Budget or Costly?
Subscription Manager · Budget ships an update every 10 days, and Costly every 3 weeks. Most recently, Subscription Manager · Budget was updated on September 10, 2026 and Costly on September 12, 2026.

Other comparisons