Zogo vs CentIQ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zogo
This app makes learning about personal finance engaging and accessible. It breaks down complex financial topics into easy-to-understand modules, helping users improve their money management skills and financial literacy.
- Financial literacy education
- Bite-sized learning modules
- Real-life finance topics
- Improve money management
- Accessible financial jargon
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Zogo is the #1 app that helps you improve your financial literacy and how money really works in real life. We break down complicated financial topics into fun bite-sized modules. Do you wish you took a financial literacy class in school? Do you find financial jargon difficult to understand? Do you find managing your finances stressful? If you want a healthier financial life, then Zogo is the app for you! Join hundreds of thousands of users who are learning how money really works by downloading Zogo for free. To view our our Terms of Service please visit https://zogo.com/terms-of-service To view our EULA please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
CentIQ
Learn personal finance through engaging lessons, videos, and quizzes. Track your progress with a CentIQ Score and get help from an AI assistant. Covers budgeting, saving, investing, and more.
- Bite-sized lessons
- Short educational videos
- Interactive quizzes
- Progress tracking
- AI financial learning assistant
- Covers budgeting, saving, investing, credit, taxes
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CentIQ turns personal finance into something you actually want to do — bite-sized lessons, short videos, and interactive quizzes across every major money topic. Watch a video or tap through a lesson. Answer questions, earn points, and track your progress as your CentIQ Score grows. What you'll learn: Budgeting, saving, investing, credit, taxes, and more — all aligned to national financial literacy standards. Meet CentAI: Your in-app financial learning assistant. Ask questions, get plain-language explanations, and go deeper on any topic. Full access includes: All courses, unlimited hearts, CentAI, and new content added regularly. Available through your school or organization, or as an individual subscriber. Learn money like a game. Privacy Policy: https://centiq.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ratings volume: Zogo at 58K against CentIQ's 4. Zogo also leads on chart position (#209 vs unranked). CentIQ's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Zogo sells 2 in-app purchases, starting at $4.99 per month and CentIQ sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
CentIQ holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Zogo has 58K ratings behind it against 4, so its average is the more settled of the two.
Zogo ships an update every 2 weeks, CentIQ fortnightly. The most recent releases landed on October 27, 2026 and October 10, 2026 respectively.
| Parameter | Zogo | CentIQ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (58K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 51.7% of reviews | — |
| Number of ratings | 58K — better | 4 |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #209 — better | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.1 |
| Further details — not scored | ||
| Size | 43 MB | 175 MB |
| Age rating | 12+ | 4+ |
| Developer | Zogo Finance | CentIQ LLC |
Customer experience
Zogo
CentIQ
Bugs and requests
Zogo
Reported bugs
5 issues- Repeated module issues
- Inconsistent point earning
- Verification process problems
- Reward redemption failures
- Compatibility issues on some devices
Requested features
5 requests- Offer lower-value gift card options
- Improve customer support responsiveness
- Provide more flexibility in redeeming rewards
- Expand learning content and modules
- Address technical bugs and glitches
CentIQ
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Zogo
- Zogo Monthly Membership$4.991 Month
- Zogo Yearly Membership$49.991 Year
CentIQ
- CentIQ Pro Monthly7 Days trial$4.991 Month
- CentIQ Pro Annual7 Days trial$44.991 Year
