Comparison

BALTA vs Jool Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BALTA

Manage your health insurance, submit claims, and access policy information conveniently. Purchase insurance services and track your claim status with notifications.

Highlights
  • Health insurance e-card
  • Submit insurance claims
  • Track claim status
  • Receive decision notifications
  • Purchase insurance services
  • View policy and bill information
Features
Read full description

BALTA mobilā lietotne ir vienkāršākais, ērtākais un ātrākais veids, kā izmantot BALTA pašapkalpošanās iespējas! Ja Tev ir BALTA veselības apdrošināšana: • izmanto veselības apdrošināšanas bezkontakta e-karti, • piesaki atlīdzību par sevi vai citu apdrošināto personu, • apskati un seko līdzi atlīdzību pieteikumiem, • saņem paziņojumus par pieņemto lēmumu, • ja nepieciešams, pievieno papildu informāciju. Tāpat BALTA mobilajā lietotnē vari: • ātri un ērti iegādāties apdrošināšanas pakalpojumus, • pieteikt atlīdzību citos apdrošināšanas veidos, • aplūkot aktuālo informāciju, piemēram, polises, rēķinus, atlīdzību lietas u. c. Uzsākot BALTA lietotnes izmantošanu, Tev būs jāautorizējas ar savu internetbanku, kā arī jāizveido PIN kods, ko vēlāk varēsi aizstāt ar biometrisko autentifikāciju (Touch ID, Face ID), lai ātrāk un ērtāk piekļūtu savai informācijai.

About

Jool Pay

This app streamlines cashless tipping for hospitality staff, allowing customers to easily send tips via QR code. Businesses benefit from a free, smart tip collection platform, while staff receive instant e-wallet transfers.

Highlights
  • Cashless tipping for staff
  • QR code payment integration
  • Instant e-wallet transfers
  • Free for businesses
  • Smart tip collection
  • User-friendly interface
Features
Read full description

Do you want to make your restaurant or hotel look reputable and allow your staff to receive cashless tips quickly and without bureaucratic procedures? Jool Pay will help you do just this. Creating and delivering better experiences for our customers is the single most important thing we can do. We take the hassle out of the tipping process for your customers, and we eliminate many of the features that overcomplicate these transactions, making it more user friendly than other similar applications. All they have to do is scan the QR code with their mobile phone camera and open the link in a browser. It's easy-peasy to get registration for waiters, housemaid, etc. FOR BUSINESS OWNERS: SAVE TIME & MONEY - Free connection - Free maintenance - Smart tip collection platform FOR HOSPITALITY STAFF: EARN MORE - Quick and simple connection - Increase your income with easy and convenient cashless tip service - Receive non-cash tips instantly to your e-wallet with SMS notification

Screenshots

BALTA4 screens
Jool Pay3 screens

Verdict

The call

The clearest difference is rating: Jool Pay at 5.0 against BALTA's 1.0. Jool Pay also leads on update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Jool Pay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

BALTA ships an update every 2 months, Jool Pay monthly. The most recent releases landed on September 19, 2026 and August 16, 2026 respectively.

Scorecard2 real differences · 7 level
BALTA versus Jool Pay: the parameters behind the verdict, then further details
ParameterBALTAJool Pay
PriceFreeFree
Rating1.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size11 MB41 MB
Age rating4+4+
DeveloperAAS "Balta"Jool Pay

Customer experience

BALTA

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Jool Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BALTA

No in-app purchases

None

Jool Pay

No in-app purchases

Questions

Is BALTA free?
BALTA is free to download, with no in-app purchases.
Is Jool Pay free?
Jool Pay is free to download, with no in-app purchases.
Which has better reviews, BALTA or Jool Pay?
Jool Pay is rated higher. BALTA averages 1.0 out of 5 from 1 ratings, while Jool Pay averages 5.0 from 1 ratings.
Do BALTA or Jool Pay have ads?
Neither BALTA nor Jool Pay shows ads.
Which is updated more often, BALTA or Jool Pay?
BALTA ships an update every 2 months, and Jool Pay monthly. Most recently, BALTA was updated on September 19, 2026 and Jool Pay on August 16, 2026.

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