Comparison

pmoney smart banking vs DMCB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

pmoney smart banking

Access secure and convenient banking services from your mobile device. View account balances, transfer funds, pay bills, and manage various financial requests with ease. The app offers a streamlined experience for managing your Premier Bank accounts.

Highlights
  • Account dashboard
  • Balance and statement checks
  • Fund transfers (own, within bank, other banks)
  • Credit card bill payments
  • Mobile top-up and bill payments
  • Utility and tuition fee payments
  • Service requests
Features
Read full description

pmoney is the seamless Internet Banking services securely offered both in web browser and mobile app to you by The Premier Bank Limited. Here in mobile app, you can experience cutting edge, secure, simple, instant and convenient banking services through your iPhone or iPad. Without login, you can check all the Products and Services offered, EMI & Discount partner list, Branch and ATM location, Apply for any Loan and Deposit to The Premier Bank Limited. Effortlessly register yourself to avail all services by having account or card at The Premier Bank Limited. Make your life easy by simply login and enjoy smooth services:- • Dashboard for all your deposit, loan and card at one place • Deposit, Loan, Scheme and Card Balance check and statement • Fund transfer to own accounts • Fund transfer to other account within the bank • Fund transfer to other bank account through BEFTN • Premier Bank's Credit Card bill payment • Other Bank Credit Card payment through BEFTN • Mobile phone top-up and bill payment • Utility bill payment (DPDC, DESCO, WASA, Lanka-Bangla Credit Card bill payment etc.) • Tuition fee payment (BUFT, OIS) • Various service requests Please call us at our 24/7 call center at 16411 (mobile) or +88 09612016411 (for land phone and overseas calls) for any queries. Download the app and experience ‘Service First’.

About

DMCB

Manage your finances with this digital banking app. Check balances, view transaction history, and estimate profits on savings. Enjoy secure and reliable financial services for bank members.

Highlights
  • Account management
  • Transaction history
  • Fund transfers
  • Profit calculation
  • Secure financial services
Features
Read full description

DMCB App - Digital Financial Services at Your Fingertips DMCB App is your trusted companion for seamless and secure Digital Financial Services with The Dhaka Mercantile Co-operative Bank Ltd., designed exclusively for the valued members of DMCB. Key Features: • Account Management: Check your balance, view transaction history or account statement, and download the statement anytime, anywhere. • Fund Transfer: Easily transfer funds between your own savings and current accounts. • Profit Calculation: Estimate your expected returns on daily, weekly, and monthly savings based on our competitive profit rates. • Secure & Reliable: Financial services with confidence using industry-standard security and authentication measures. • Future Enhancements: Stay tuned for exciting new features, including transferring funds to other members’ savings or current accounts, installment payments, and many more! Download now and start using Digital Financial Services with The Dhaka Mercantile Co-operative Bank Ltd. today and experience a smarter way to manage all your finances.

Screenshots

pmoney smart banking4 screens
DMCB4 screens

Verdict

The call

The clearest difference is rating: DMCB at 4.3 against pmoney smart banking's 3.7. DMCB also leads on update cadence (weekly vs every 2 months). pmoney smart banking's advantage is ratings volume (70 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DMCB holds the better App Store score, 4.3 against 3.7. That said, the two scores are not equally well evidenced: pmoney smart banking has 70 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

pmoney smart banking ships an update every 2 months, DMCB weekly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
pmoney smart banking versus DMCB: the parameters behind the verdict, then further details
Parameterpmoney smart bankingDMCB
PriceFreeFree
Rating3.7 (70 ratings)4.3 (3 ratings) — better
Positive reviews8.7% of reviews—
Number of ratings70 — better3
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size158 MB56 MB
Age rating4+17+
DeveloperThe Premier Bank LimitedTHE DHAKA MERCANTILE CO-OPERATIVE BANK LIMITED

Customer experience

pmoney smart banking

All ratings69 ratings
Positive65.2%
Neutral7.2%
Negative27.5%
Written reviews23 reviews
Positive8.7%
Neutral4.3%
Negative87.0%

DMCB

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

None

pmoney smart banking

No in-app purchases

None

DMCB

No in-app purchases

Questions

Is pmoney smart banking free?
pmoney smart banking is free to download, with no in-app purchases.
Is DMCB free?
DMCB is free to download, with no in-app purchases.
Which has better reviews, pmoney smart banking or DMCB?
DMCB is rated higher. pmoney smart banking averages 3.7 out of 5 from 70 ratings, while DMCB averages 4.3 from 3 ratings.
Do pmoney smart banking or DMCB have ads?
Neither pmoney smart banking nor DMCB shows ads.
Which is updated more often, pmoney smart banking or DMCB?
pmoney smart banking ships an update every 2 months, and DMCB weekly. Most recently, pmoney smart banking was updated on October 29, 2026 and DMCB on October 24, 2026.

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