Comparison

Home Budget Tracker & Planner vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Home Budget Tracker & Planner

Organize shared finances and household tasks with this app. It allows groups to budget, track expenses, manage to-do lists, and split bills seamlessly. Perfect for couples, families, and roommates to manage their shared living expenses and responsibilities.

Highlights
  • Shared budgeting and expense tracking
  • Monthly spending limits and real-time balance
  • Customizable income/expense categories
  • Collaborative to-do lists and chore delegation
  • Receipt capture with OCR
  • Flexible expense splitting
  • Automatic backups and settlement options
Features
Read full description

Organize finances with Shareroo — the go-to budgeting and task-management app used by 1,000,000 couples, families, and roommates across the globe who budget, plan, and share expenses and tasks. JOIN RESPONSIBLE HOUSEHOLDS WHO: • Organize your budget with monthly spending limits & real-time balance tracking • Customize income and expense categories & share without linking bank accounts • Assign and manage to-do tasks with customizable completion conditions • Collaborate with up to 10 people on financial & household tasks • Seamlessly delegate household chores & responsibilities • Save by splitting expenses & managing receipts easily • Enhance coordination with deadline notifications • Share shopping lists, to-do lists, & grocery lists • Get automatic backups & settlement options • Achieve financial freedom together [ YOUR BUDGET PLANNER ] • Share expenses and income easily to get a comprehensive view, with beautiful pie charts per category or family member. • View statistics instantly to see a complete picture of your financial life. [ RECEIPT MANAGEMENT ] • Capture receipts by snapping photos and utilize OCR to extract the total amount. • Tailor receipt categories for precise tracking. [ BUDGET PLANNING MADE SIMPLE ] • Set monthly budgets to know your remaining amount and modify the closing day of the month. • Calendar view and sorting options enable you to control your shared living expenses effortlessly. [ CUSTOMIZATION & SHARING ] • Customize expense and income categories at your convenience. • Divide expenses flexibly: equal, ratio, or amounts. • Automatically make settlements with your partner. [ TO-DO LISTS ] • Collaboratively craft grocery lists, allowing your partner to seamlessly add items. • Create events or reminders for your partner. • Get notified when a deadline is set, enhancing task coordination and sharing within the household. • Stay updated with notifications whenever a purchase is completed. [ FLEXIBLE EXPENSE SHARING ] • Use Home Spending Tracker: Shareroo for common wallet management, money splitting, and settlement of advances. • Seamlessly delegate household chores and tasks to make living together more harmonious. [ FAQ ] Q1: What can I do with a shared budget in Shareroo? A1: Share expenses with couples, families, or roommates and handle split bills and settlements in one flow. It goes beyond simple sharing by taking you from tracking to settling in the same app. Q2: How is this different from simply sharing one budget account? A2: Some apps only let others view one account. Shareroo records each person’s share and advances, then supports member‑to‑member settlements. Q3: Do I need to link bank accounts? A3: No. You can share and manage expenses without linking bank accounts. Q4: How many people can collaborate? A4: Up to 10 people can collaborate. It works for couples, co‑living, roommates, and friend groups. Q5: Can I split expenses flexibly? A5: Yes. Split by equal, ratio, or exact amounts, then settle with one tap. Q6: Can I set budgets and see remaining balance? A6: Yes. Set a monthly budget and see your remaining balance. Q7: Does it support receipt capture and OCR? A7: Yes. Take a photo to auto‑input receipts and reduce manual entry. Q8: Can I share to-do and grocery lists? A8: Yes. Share shopping lists and to‑do lists to manage household tasks together. Q9: Is there automatic backup? A9: Yes. Automatic backups are available for your data. Q10: Who is it best for? A10: Couples, families, roommates, or friends who want to share expenses without linking bank accounts. It’s also a good fit if you need multiple budgets or 3+ people in one group. EULA: https://shareroo.firebaseapp.com/shareroo_termofuse_v01_en.pdf

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

Home Budget Tracker & Planner4 screens
Cost Split Payments4 screens

Verdict

The call

The clearest difference is ads: Cost Split Payments at none against Home Budget Tracker & Planner's shown. Home Budget Tracker & Planner's advantage is update cadence (every 3 days vs fortnightly) and ratings volume (302 vs 11). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Home Budget Tracker & Planner sells 5 in-app purchases, starting at $3.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Home Budget Tracker & Planner against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: Home Budget Tracker & Planner has 302 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 71% of Home Budget Tracker & Planner's written reviews are positive against 75% of Cost Split Payments's.

UpkeepUpdate frequency

Home Budget Tracker & Planner ships an update every 3 days, Cost Split Payments fortnightly. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
Home Budget Tracker & Planner versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterHome Budget Tracker & PlannerCost Split Payments
PriceFreeFree
Rating4.7 (302 ratings)4.7 (11 ratings)
Positive reviews70.8% of reviews75.0% of reviews — better
Number of ratings302 — better11
Update frequencyEvery 3 days — betterFortnightly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size152 MB35 MB
Age rating4+4+
Developertakaaki onoNadiia Martyniuk

Customer experience

Home Budget Tracker & Planner

All ratings302 ratings
Positive93.4%
Neutral3.3%
Negative3.3%
Written reviews277 reviews
Positive70.8%
Neutral9.0%
Negative20.2%

Cost Split Payments

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

5 purchases

Home Budget Tracker & Planner

Subscriptions4
  • Use all functions for 1 month.$3.991 Month
  • Use all functions for 3 months$9.993 Months
  • Use all functions for 1 year.$29.991 Year
Show 1 more
  • Try for free. Cancel anytime.7 Days trial$29.991 Year
One-time1
  • Premium Plan$59.99
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is Home Budget Tracker & Planner free?
Home Budget Tracker & Planner is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Which has better reviews, Home Budget Tracker & Planner or Cost Split Payments?
Home Budget Tracker & Planner and Cost Split Payments are both rated 4.7 out of 5 on the App Store, from 302 and 11 ratings respectively.
Do Home Budget Tracker & Planner or Cost Split Payments have ads?
Home Budget Tracker & Planner shows ads; Cost Split Payments does not.
Which is updated more often, Home Budget Tracker & Planner or Cost Split Payments?
Home Budget Tracker & Planner ships an update every 3 days, and Cost Split Payments fortnightly. Most recently, Home Budget Tracker & Planner was updated on October 20, 2026 and Cost Split Payments on October 16, 2026.

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