Comparison

Financial Mindfulness vs Earnr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial Mindfulness

This personalized program helps you reduce and prevent financial stress by increasing your knowledge, developing skills, and building confidence. Track your progress, measure improvements, and achieve your financial goals for better financial wellbeing.

Highlights
  • Reduce financial stress
  • Increase financial knowledge
  • Develop financial skills
  • Build financial confidence
  • Track progress and improvements
  • Achieve financial goals
Features
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To experience the best from this program, please set your notifications to on.  Learn how to reduce and prevent your financial stress. Financial Mindfulness is your personalised financial stress reduction program. Increase your financial knowledge. Develop your financial skills. Build your financial confidence. Track your progress and measure improvements. Achieve your financial goals. Improve your financial wellbeing.

About

Earnr

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Built by former ANZ Bank executives. Savers, Retirees, SMSFs, Trusts, Businesses: 1. Open an Earnr Account in 2-7 minutes 2. Get started with Earnr Yield from $5,000 3. Earn higher interest, paid monthly - Earn up to 6.00% p.a secured over 2x by Cash & Australian Property - No hidden signup or account fees - Bank grade security CUSTOMER SUPPORT You can contact our support team by sending an email to support@earnr.com.au or calling our Sydney office on 1300 332 062. IMPORTANT INFORMATION “Earnr” is a registered trademark of Earnr Holdings Pty Ltd. The Earnr App is operated by Earnr Australia Pty Ltd – Authorised Representative of AFSL 224107. A Product Disclosure Statement (PDS) and Target Market Determination is available on the Earnr website. All information provided is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr recommends you seek independent professional advice. Earnr Yield ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for the Earnr Yield dated 14 October 2021, a copy of which is available on https://beta.earnr.com.au or https://www.earnr.com.au.

Screenshots

Financial Mindfulness4 screens
Earnr4 screens

Verdict

The call

The clearest difference is in-app purchases: Earnr at none against Financial Mindfulness's 8. Financial Mindfulness's advantage is ads (none vs shown) and update cadence (fortnightly vs every 3 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Financial Mindfulness sells 8 one-off in-app purchases. Earnr asks for nothing beyond the download.

UpkeepUpdate frequency

Financial Mindfulness ships an update fortnightly, Earnr every 3 months. The most recent releases landed on September 5, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
Financial Mindfulness versus Earnr: the parameters behind the verdict, then further details
ParameterFinancial MindfulnessEarnr
PriceFreeFree
Rating5.0 (1 ratings) — better
Positive reviews100.0% of reviews
Number of ratings1 — better
Update frequencyFortnightly — betterEvery 3 months
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better13.0
Further details — not scored
Size67 MB17 MB
Age rating4+4+
DeveloperFinancial Mindfulness Pty LtdEARNR HOLDINGS PTY LTD

In-app purchases

8 purchases

Financial Mindfulness

One-time8
  • Managing Credit Cards$4.99
  • Managing Mortgages$4.99
  • Unexpected Expenses$4.99
Show 5 more
  • Stress Management$4.99
  • Paying Bills$4.99
  • How to Budget$4.99
  • Impulse Spending$4.99
  • Disorganised Finances$4.99
None

Earnr

No in-app purchases

Questions

Is Financial Mindfulness free?
Financial Mindfulness is free to download, with in-app purchases available.
Is Earnr free?
Earnr is free to download, with no in-app purchases.
Do Financial Mindfulness or Earnr have ads?
Earnr shows ads; Financial Mindfulness does not.
Which is updated more often, Financial Mindfulness or Earnr?
Financial Mindfulness ships an update fortnightly, and Earnr every 3 months. Most recently, Financial Mindfulness was updated on September 5, 2026 and Earnr on September 10, 2026.

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