Earnr vs Mist
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Earnr
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Built by former ANZ Bank executives. Savers, Retirees, SMSFs, Trusts, Businesses: 1. Open an Earnr Account in 2-7 minutes 2. Get started with Earnr Yield from $5,000 3. Earn higher interest, paid monthly - Earn up to 6.00% p.a secured over 2x by Cash & Australian Property - No hidden signup or account fees - Bank grade security CUSTOMER SUPPORT You can contact our support team by sending an email to support@earnr.com.au or calling our Sydney office on 1300 332 062. IMPORTANT INFORMATION βEarnrβ is a registered trademark of Earnr Holdings Pty Ltd. The Earnr App is operated by Earnr Australia Pty Ltd β Authorised Representative of AFSL 224107. A Product Disclosure Statement (PDS) and Target Market Determination is available on the Earnr website. All information provided is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr recommends you seek independent professional advice. Earnr Yield ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for the Earnr Yield dated 14 October 2021, a copy of which is available on https://beta.earnr.com.au or https://www.earnr.com.au.
Mist
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Mist is a comprehensive mobile app designed to empower international students as they βMove, Settle & Liveβ in their new country. With Mist, you can easily manage essential aspects of your student life, including International payments, SIM plans, International Student Identity Cards (ISIC), and Overseas Student Health Cover (OSHC). Stay connected with a reliable SIM plan tailored to your needs. Choose from a variety of options and get your SIM card delivered to your home before departure. With Mist, you can enjoy immediate access to communication and data services, keeping you connected with friends, family, and your new community. Make International payments. Easily pay your university or school fees and tuition with Mist powered by one of Indiaβs leading online payment providers. Overseas Health Cover (OSHC). Get peace of mind while in Australia and get comprehensive health insurance for you and any family members accompanying you. Choose from a range of options from Australiaβs leading health funds to make sure you get the best cover for you so you can focus on your new life in Australia stress-free. With its user-friendly interface and secure features, Mist simplifies the administrative tasks involved in studying abroad, allowing you to focus on what truly matters β your education and personal growth. Join the Mist community and experience the convenience and empowerment of managing your finances, SIM plans, identity cards, and health cover all in one place.
Screenshots
Verdict
The clearest difference is ads: Mist at none against Earnr's shown. Mist also leads on update cadence (every 3 weeks vs every 3 months). Earnr's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Earnr ships an update every 3 months, Mist every 3 weeks. The most recent releases landed on September 10, 2026 and September 22, 2026 respectively.
| Parameter | Earnr | Mist |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 weeks β better |
| Ads | Yes | No β better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 17 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | EARNR HOLDINGS PTY LTD | Mist Financial Pty Ltd |
In-app purchases
Earnr
No in-app purchases
Mist
No in-app purchases









