Comparison

Earnr vs Obiemoney

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Earnr

Read full description

Built by former ANZ Bank executives. Savers, Retirees, SMSFs, Trusts, Businesses: 1. Open an Earnr Account in 2-7 minutes 2. Get started with Earnr Yield from $5,000 3. Earn higher interest, paid monthly - Earn up to 6.00% p.a secured over 2x by Cash & Australian Property - No hidden signup or account fees - Bank grade security CUSTOMER SUPPORT You can contact our support team by sending an email to support@earnr.com.au or calling our Sydney office on 1300 332 062. IMPORTANT INFORMATION β€œEarnr” is a registered trademark of Earnr Holdings Pty Ltd. The Earnr App is operated by Earnr Australia Pty Ltd – Authorised Representative of AFSL 224107. A Product Disclosure Statement (PDS) and Target Market Determination is available on the Earnr website. All information provided is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr recommends you seek independent professional advice. Earnr Yield ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for the Earnr Yield dated 14 October 2021, a copy of which is available on https://beta.earnr.com.au or https://www.earnr.com.au.

About

Obiemoney

Features
Read full description

Obiemoney is a financial literacy app that manages your money for you and provides personalised, step-by-step guidance through each stage of your money journey. Obiemoney is your all-in-one financial literacy app, bringing income, expenses, savings, debt, investments, insurance, super, and estate planning into one simple view. Get personalised, step-by-step guidance tailored to your life stage and goals. Learn to make confident money decisions, build better habits, and take control of your financial futureβ€”one smart step at a time. Our unique approach allows you to make the most of the money you have today, by teaching you how to make empowered, educated decisions you can bank on tomorrow.

Screenshots

Earnr4 screens
Obiemoney4 screens

Verdict

The call

The clearest difference is ads: Obiemoney at none against Earnr's shown. Earnr's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Earnr ships an update every 3 months, Obiemoney every 2 months. The most recent releases landed on October 14, 2026 and October 30, 2026 respectively.

Scorecard2 real differences Β· 4 level
Earnr versus Obiemoney: the parameters behind the verdict, then further details
ParameterEarnrObiemoney
PriceFreeFree
Update frequencyEvery 3 monthsEvery 2 months β€” better
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size17 MB52 MB
Age rating4+17+
DeveloperEARNR HOLDINGS PTY LTDObiemoney

In-app purchases

None

Earnr

No in-app purchases

None

Obiemoney

No in-app purchases

Questions

Is Earnr free?
Earnr is free to download, with no in-app purchases.
Is Obiemoney free?
Obiemoney is free to download, with no in-app purchases.
Do Earnr or Obiemoney have ads?
Earnr shows ads; Obiemoney does not.
Which is updated more often, Earnr or Obiemoney?
Earnr ships an update every 3 months, and Obiemoney every 2 months. Most recently, Earnr was updated on October 14, 2026 and Obiemoney on October 30, 2026.

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