Earnr vs Know Your Runway

Built by former ANZ Bank executives. Savers, Retirees, SMSFs, Trusts, Businesses: 1. Open an Earnr Account in 2-7 minutes 2. Get started with Earnr Yield from $5,000 3. Earn higher interest, paid monthly - Earn up to 6.00% p.a secured over 2x by Cash & Australian Property - No hidden signup or account fees - Bank grade security CUSTOMER SUPPORT You can contact our support team by sending an email to support@earnr.com.au or calling our Sydney office on 1300 332 062. IMPORTANT INFORMATION “Earnr” is a registered trademark of Earnr Holdings Pty Ltd. The Earnr App is operated by Earnr Australia Pty Ltd – Authorised Representative of AFSL 224107. A Product Disclosure Statement (PDS) and Target Market Determination is available on the Earnr website. All information provided is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr recommends you seek independent professional advice. Earnr Yield ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for the Earnr Yield dated 14 October 2021, a copy of which is available on https://beta.earnr.com.au or https://www.earnr.com.au.

Know Your Runway helps you organise household money. Keep your figures together, then use Premium to see how decisions today could affect your future balance. START WITH YOUR OWN FIGURES Answer three short questions: your balance today, the income you receive after tax or no income, and your usual monthly spending. Add individual bills and more detail when you are ready. You can also explore fictional sample figures first. Creating an account does not start a trial. CHOOSE HOW MUCH DETAIL YOU SEE Everyday keeps the main tasks easy to find. Detailed adds more screens and planning controls. Both are included with every account. Switching keeps your figures and subscription. KEEP YOUR HOUSEHOLD MONEY TOGETHER Keep account balances, income and regular spending together. Import a CSV file downloaded from your bank and sort the transactions. Track a savings goal and record what you own and owe. Invite your partner to share the same household figures. Use the same account on iPhone and the web. PLAN AHEAD WITH PREMIUM Estimate your balance from one to forty years ahead. Try parental leave, fewer work days, time away from work, a large purchase or another change before deciding. Save, edit and compare What if plans. Change income, bills, single payments and loans in a plan. See the estimated balance for a date you choose and which months could leave you short. Adjust expected price rises, pay changes and savings returns. Compare what you spent with your budget and track more savings goals. Future balances are estimates based on the figures you enter and what you expect to change. They are not guarantees. MADE FOR YOUR IPHONE Choose light, dark or your device's appearance setting, with Vector, Ocean and Violet colours. You can protect access on this device with Face ID, Touch ID or your passcode. The home-screen widget shows selected household figures at a glance; future estimates require Premium. After your figures have loaded, you can view a dated saved summary without a connection. Changes and updates need a connection. Made in Perth, Western Australia. Choose your supported currency in the app. KYR uses information you enter or import. It does not connect to your bank, fetch transactions automatically or move money. It does not provide financial, tax or legal advice. PREMIUM SUBSCRIPTION Premium is optional, with monthly or annual subscriptions. Before you subscribe, the iPhone app shows the App Store price, how often you will be charged and any offer you qualify for. Subscriptions renew automatically unless cancelled. Starting account setup does not start a subscription or trial. Payment is charged to your Apple Account at confirmation of purchase, unless an eligible free trial applies. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours of that period ending. Manage or cancel your App Store subscription through your Apple Account. On iPhone, open Settings, tap your name, then Subscriptions. Terms of Use: https://knowyourrunway.app/terms Privacy Policy: https://knowyourrunway.app/privacy