Comparison

BillOut vs Know Your Runway

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BillOut

Easily track all your bills in one place and receive timely reminders before due dates. This app helps you budget effectively, reduce financial stress, and manage shared expenses with customizable notifications and a clear calendar view.

Highlights
  • Bill tracking and organization
  • Customizable due date reminders
  • Shared bill management
  • Budget planning insights
  • Bill calendar view
  • Multiple payment frequencies
  • Weekly bill reports
Features
Read full description

Simply track your bills and receive a notification on the due date BillOut - Bill Tracker provides you with a way to keep track of all your bills in just one place. Create a bill in minutes and receive a notification before the bill is due. BillOut is your perfect Bill Organizer to stay on top of all your finances. --- Ever wonder what represents the total amount of all your bills between two salaries? As a Bill Tracker, BillOut will give you this information. Got any friends, family members or flatmates whom you share any bills with? Create a shared bill, assign different amounts if you need and receive all a notification on the due date. BillOut can help you: - Budget your money more effectively by allowing you to plan for upcoming bills. - Reduce stress and anxiety by staying on top of your finances. - Set customized reminders to make sure you never miss a payment again. 
--- A bundle of personalised features --- Budget Planning Get great insights about all your bills between salaries by tracking your incomes and expenses. BillOut is the perfect financial advisor. Personalised Notifications Choose when you want to receive your notifications. Up to 3 days in advance. Multiple Frequencies One-Off, Daily, weekly, every 2 weeks, monthly, quarterly, biannual, annually, BillOut got you covered. Shared Bill Reminder Have common bills with your flatmates or family? Create a shared bill so everyone is notified on time. Amounts can be personalised as well. Weekly Report Receive a summary of your upcoming bills every first day of the week. Bill Calendar View See all your upcoming bills in a beautiful calendar view to plan and organize your financial life ahead Dark Mode Choose between Light and Dark theme. Easy Signup No email or name required to sign-up. Just one click and you are good to go. Backup Backup your BillOut account and restore it on any device. --- Read more about our terms and conditions here: Website: https://www.billout.app Terms of service: https://www.billout.app/terms-and-conditions.pdf Privacy policy: https://www.billout.app/privacy-policy

About

Know Your Runway

This app forecasts your cash flow month by month, showing how long your money will last. It helps you plan for future expenses and income changes with scenario modeling and spending analysis. Track your net worth, share plans with your household, and keep your finances private.

Highlights
  • Cash-flow forecasting
  • Scenario planner
  • Spending analysis
  • Net-worth tracking
  • Household sharing
  • Home-screen widget
  • Face ID lock
Read full description

Know Your Runway helps you organise household money. Keep your figures together, then use Premium to see how decisions today could affect your future balance. START WITH YOUR OWN FIGURES Answer three short questions: your balance today, the income you receive after tax or no income, and your usual monthly spending. Add individual bills and more detail when you are ready. You can also explore fictional sample figures first. Creating an account does not start a trial. CHOOSE HOW MUCH DETAIL YOU SEE Everyday keeps the main tasks easy to find. Detailed adds more screens and planning controls. Both are included with every account. Switching keeps your figures and subscription. KEEP YOUR HOUSEHOLD MONEY TOGETHER Keep account balances, income and regular spending together. Import a CSV file downloaded from your bank and sort the transactions. Track a savings goal and record what you own and owe. Invite your partner to share the same household figures. Use the same account on iPhone and the web. PLAN AHEAD WITH PREMIUM Estimate your balance from one to forty years ahead. Try parental leave, fewer work days, time away from work, a large purchase or another change before deciding. Save, edit and compare What if plans. Change income, bills, single payments and loans in a plan. See the estimated balance for a date you choose and which months could leave you short. Adjust expected price rises, pay changes and savings returns. Compare what you spent with your budget and track more savings goals. Future balances are estimates based on the figures you enter and what you expect to change. They are not guarantees. MADE FOR YOUR IPHONE Choose light, dark or your device's appearance setting, with Vector, Ocean and Violet colours. You can protect access on this device with Face ID, Touch ID or your passcode. The home-screen widget shows selected household figures at a glance; future estimates require Premium. After your figures have loaded, you can view a dated saved summary without a connection. Changes and updates need a connection. Made in Perth, Western Australia. Choose your supported currency in the app. KYR uses information you enter or import. It does not connect to your bank, fetch transactions automatically or move money. It does not provide financial, tax or legal advice. PREMIUM SUBSCRIPTION Premium is optional, with monthly or annual subscriptions. Before you subscribe, the iPhone app shows the App Store price, how often you will be charged and any offer you qualify for. Subscriptions renew automatically unless cancelled. Starting account setup does not start a subscription or trial. Payment is charged to your Apple Account at confirmation of purchase, unless an eligible free trial applies. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours of that period ending. Manage or cancel your App Store subscription through your Apple Account. On iPhone, open Settings, tap your name, then Subscriptions. Terms of Use: https://knowyourrunway.app/terms Privacy Policy: https://knowyourrunway.app/privacy

Screenshots

BillOut4 screens
Know Your Runway4 screens

Verdict

The call

The clearest difference is update cadence: Know Your Runway at every 4 days against BillOut's every 3 weeks. Know Your Runway also leads on review sentiment (100% vs 80%). BillOut's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BillOut sells 1 one-off in-app purchase and Know Your Runway sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BillOut ships an update every 3 weeks, Know Your Runway every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
BillOut versus Know Your Runway: the parameters behind the verdict, then further details
ParameterBillOutKnow Your Runway
PriceFreeFree
Rating4.8 (299 ratings) — better—
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings299 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size44 MB11 MB
Age rating4+4+
DeveloperPierre ValereKurt Schultz

Customer experience

BillOut

All ratings260 ratings
Positive93.5%
Neutral3.5%
Negative3.1%
Written reviews75 reviews
Positive80.0%
Neutral8.0%
Negative12.0%

Know Your Runway

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

BillOut

Reported bugs

12 issues
  • Allowed duplicate bills without warnings
  • Deleted bills randomly when switching to free version
  • Incorrect brand logos displayed after saving
  • Not saving user settings
  • Does not sync for shared bills
Show 7 more
  • Repeated reminders not triggering
  • Edit feature goes off page on large iPhones
  • Edit bills on two separate screens
  • Contact form gives error
  • Autopay feature turned on without user choice
  • Paid bill visibility is too dark
  • App defaults to system date for marking paid

Requested features

19 requests
  • Ability to attach bill copies
  • Option to upload custom icons
  • Change color of stock icons
  • Mark bill paid in advance of due date
  • Multiple reminders per bill (daily until paid)
Show 14 more
  • Add notes to bills
  • Partial bill payment option
  • Add accounts for variable monthly bills
  • Running monthly view (next 30 days)
  • Add multiple salaries/income streams
  • Option to see next month's bills
  • Total of all bills on 'My Bills' page
  • Dark mode option
  • More iOS-like UI refresh
  • Easier month-to-month toggling
  • Add wage amount to show money left after bills
  • Option for 'four weekly' pay cycle
  • Note bill paid date
  • Add whole week in 'Week Starts' for paydays

Know Your Runway

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

BillOut

One-time1
  • Premium Lifetime Subscription$7.99
2 purchases

Know Your Runway

Subscriptions2
  • Premium Monthly1 Month trial$5.991 Month
  • Premium Annual1 Month trial$49.991 Year

Questions

Is BillOut free?
BillOut is free to download, with in-app purchases available.
Is Know Your Runway free?
Know Your Runway is free to download, with in-app purchases available.
Do BillOut or Know Your Runway have ads?
Neither BillOut nor Know Your Runway shows ads.
Which is updated more often, BillOut or Know Your Runway?
BillOut ships an update every 3 weeks, and Know Your Runway every 4 days. Most recently, BillOut was updated on November 3, 2026 and Know Your Runway on October 31, 2026.

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