simplsaver vs Know Your Runway

**Easy Budget Building** Creating a budget has never been this easy. Enter your income and expenses quickly to gain insights into your financial health in as little as 30 seconds. **Expense Tracking Made Simple** Track every budget category, from streaming services to utility bills, all in one place. Simplsaver even pre-fills popular subscription costs for your convenience. **Budget Insights** Check out Expense Insights to help you understand your costs, and learn how the 30 percent "wants" can apply to your budget with our Extra Weight (EW) metric. **Are You In Mortgage Stress?** Mortgage stress is typically defined as when 30 percent of your income goes to paying off your home. Find out whether you're in mortgage stress with an indicator on your budget list. **What's Your 50/30/20?** Are you spending more than 30 percent on your wants? Are you saving 20 percent? Find out where your spending sits on a 50/30/20 budget, and how to start saving money from the amount you have left over. **Preset Service Pricing** We've pre-filled the costs for a bunch of services across music, video, and games to make life easier and budgets faster. Available in Australia, New Zealand, Canada, UK, and the US. **Budget Goals Achieved** Set and conquer your budget goals effortlessly, making financial success a reality. **Couples-Friendly** Simplsaver supports joint budgeting, helping couples manage their finances together seamlessly. **Stay Informed** Keep an eye on your financial stability with our unique Risk of Recession CPI score (RoR), helping you identify potential cost increases before they happen. **Day & Night Mode** Simplsaver looks great in any lighting, providing a user-friendly experience day or night. **Privacy First** Rest easy knowing that all your financial data stays securely on your device, prioritising your privacy. **Export Spreadsheet** Share your budget with someone else, such as an accountant. Paid subscribers will see an export button at the top with a CSV export. Import it directly into Numbers on the iPhone, or send the file to someone else. As seen on Nine's Today Show, Sky News, Ticker News, Mozo, Tech Guide, Savings, Pickr, GadgetGuy, and more.  Join savvy iPhone budgeters who have embraced financial control with Simplsaver. Download now and simplify your financial life! --- Support: https://www.simplsaver.com/support/ Privacy Policy: https://www.simplsaver.com/privacy/ Terms of use (licence agreement): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **With the exception of spreadsheet exporting, all users will have access to the same tools right now. Paying for a subscription unlocks more than five line items for bigger budgets, export to spreadsheet, and helps support the maintenance as well as developing new features! We also donate a portion of the proceeds to charity. Find out more at simplsaver.com** Disclaimer: Data supplied for pre-populated items and CPI in the app is current as of January 12, 2025. Monthly and yearly amounts are calculated based off entered data, and are not intended to be financial advice. In fact, nothing in this app is intended to be financial advice. All information is stored only on your device and your device alone.

Know Your Runway helps you organise household money. Keep your figures together, then use Premium to see how decisions today could affect your future balance. START WITH YOUR OWN FIGURES Answer three short questions: your balance today, the income you receive after tax or no income, and your usual monthly spending. Add individual bills and more detail when you are ready. You can also explore fictional sample figures first. Creating an account does not start a trial. CHOOSE HOW MUCH DETAIL YOU SEE Everyday keeps the main tasks easy to find. Detailed adds more screens and planning controls. Both are included with every account. Switching keeps your figures and subscription. KEEP YOUR HOUSEHOLD MONEY TOGETHER Keep account balances, income and regular spending together. Import a CSV file downloaded from your bank and sort the transactions. Track a savings goal and record what you own and owe. Invite your partner to share the same household figures. Use the same account on iPhone and the web. PLAN AHEAD WITH PREMIUM Estimate your balance from one to forty years ahead. Try parental leave, fewer work days, time away from work, a large purchase or another change before deciding. Save, edit and compare What if plans. Change income, bills, single payments and loans in a plan. See the estimated balance for a date you choose and which months could leave you short. Adjust expected price rises, pay changes and savings returns. Compare what you spent with your budget and track more savings goals. Future balances are estimates based on the figures you enter and what you expect to change. They are not guarantees. MADE FOR YOUR IPHONE Choose light, dark or your device's appearance setting, with Vector, Ocean and Violet colours. You can protect access on this device with Face ID, Touch ID or your passcode. The home-screen widget shows selected household figures at a glance; future estimates require Premium. After your figures have loaded, you can view a dated saved summary without a connection. Changes and updates need a connection. Made in Perth, Western Australia. Choose your supported currency in the app. KYR uses information you enter or import. It does not connect to your bank, fetch transactions automatically or move money. It does not provide financial, tax or legal advice. PREMIUM SUBSCRIPTION Premium is optional, with monthly or annual subscriptions. Before you subscribe, the iPhone app shows the App Store price, how often you will be charged and any offer you qualify for. Subscriptions renew automatically unless cancelled. Starting account setup does not start a subscription or trial. Payment is charged to your Apple Account at confirmation of purchase, unless an eligible free trial applies. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours of that period ending. Manage or cancel your App Store subscription through your Apple Account. On iPhone, open Settings, tap your name, then Subscriptions. Terms of Use: https://knowyourrunway.app/terms Privacy Policy: https://knowyourrunway.app/privacy