Comparison

Kash vs HDHMóvilCEL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kash

Send and receive money instantly within your country and across Central America. Easily transfer funds between your own accounts, to friends using their username, or even to non-users via card number. Pay bills and manage your finances conveniently.

Highlights
  • Transfers between Kash users
  • Send money to any card
  • Request money from friends
  • Transfer via WhatsApp
  • QR code transactions
  • Regional transfers to Central America
  • Bill payments (Costa Rica only)
Features
Read full description

Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.

About

HDHMóvilCEL

Manage your financial products and services from a microfinance foundation. Access account balances, transaction history, and make loan payments 24/7 from your mobile device. Offers financial education resources and office location services.

Highlights
  • Account balance inquiries
  • Loan and savings applications
  • Transaction history
  • Financial education resources
  • Office location finder
  • Mobile top-ups
  • Inter-account deposits
Features
Read full description

Con HDH MóvilCEL, usted puede revisar, administrar sus productos y servicios financieros de Fundación microfinanciera Hermandad de Honduras, OPDF. La aplicación diseñada para usuarios de IOS – Apple disponible en español para su comodidad y facilidad de uso, de forma confiable, ágil y transparente desde su teléfono celular. Puedes consultar las 24 horas del día los 7 días de la semana desde cualquier lugar y en el momento que lo necesites. para accesar te invitamos a descargar nuestra App Store con la seguridad que ofrece HDH – OPDF. Después recibirá un PIN de acceso el cual deberá cambiar inmediatamente para su conveniencia y seguridad. HDH MovilCEL le permite realizar las siguientes transacciones: 1. Consultas de Saldos 2. Solicitudes (Prestamos y Ahorros) 3. Recomendar Clientes 4. Consulta de Movimientos 5. Notificaciones 6. Aprendamos Finanzas 7. Buscar Oficinas HDH OPDF 8. Recargas (Tigo y Claro) 9. Depósitos entre Cuentas 10. Pagos a Prestamos 11. Cambio de Contraseña

Screenshots

Kash4 screens
HDHMóvilCEL4 screens

Verdict

The call

The clearest difference is review sentiment: HDHMóvilCEL at 100% against Kash's 36%. HDHMóvilCEL also leads on rating (5.0 vs 4.0) and monetization model (free vs free with in-app purchases). Kash's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (141 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HDHMóvilCEL holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Kash has 141 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 36% of Kash's written reviews are positive against 100% of HDHMóvilCEL's.

UpkeepUpdate frequency

Kash ships an update fortnightly, HDHMóvilCEL every 4 months. The most recent releases landed on October 15, 2026 and September 19, 2026 respectively.

Scorecard6 real differences · 4 level
Kash versus HDHMóvilCEL: the parameters behind the verdict, then further details
ParameterKashHDHMóvilCEL
PriceFreeFree
Rating4.0 (141 ratings)5.0 (1 ratings) — better
Positive reviews35.9% of reviews100.0% of reviews — better
Number of ratings141 — better1
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.012.4 — better
Further details — not scored
Size227 MB28 MB
Age rating4+17+
DeveloperNamutek S.A.Fundacion Microfinanciera Hermandad de Honduras, OPDF

Customer experience

Kash

All ratings141 ratings
Positive73.8%
Neutral5.7%
Negative20.6%
Written reviews39 reviews
Positive35.9%
Neutral12.8%
Negative51.3%

HDHMóvilCEL

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Kash

Reported bugs

15 issues
  • App is extremely slow
  • AI customer support does not resolve issues
  • App does not accept terms and conditions
  • Cannot transfer money from Bank of America
  • App crashes constantly
Show 10 more
  • Cannot complete verification
  • Buttons are not clickable
  • Transfers fail frequently
  • Money debited but not received
  • Inexplicable charges without notification
  • App does not send SMS messages
  • Cannot add cards, information not validated
  • Support gives conflicting information or no response
  • Promotional offer not credited
  • Synchronization of contacts shows deleted contacts

Requested features

8 requests
  • Increase the number of associated cards/accounts
  • Increase the monthly transfer limit
  • Consider the value of monthly transfers
  • Allow transfers from USA cards
  • Add a security method for app entry (code, Face/Touch ID)
Show 3 more
  • Improve contact synchronization
  • Allow login from anywhere in the world, not just Central America
  • Option to send verification code to email

HDHMóvilCEL

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Kash

No in-app purchases

None

HDHMóvilCEL

No in-app purchases

Questions

Is Kash free?
Kash is free to download, with no in-app purchases.
Is HDHMóvilCEL free?
HDHMóvilCEL is free to download, with no in-app purchases.
Which has better reviews, Kash or HDHMóvilCEL?
HDHMóvilCEL is rated higher. Kash averages 4.0 out of 5 from 141 ratings, while HDHMóvilCEL averages 5.0 from 1 ratings.
Do Kash or HDHMóvilCEL have ads?
Neither Kash nor HDHMóvilCEL shows ads.
Which is updated more often, Kash or HDHMóvilCEL?
Kash ships an update fortnightly, and HDHMóvilCEL every 4 months. Most recently, Kash was updated on October 15, 2026 and HDHMóvilCEL on September 19, 2026.

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