Kash vs Kachak
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kash
Send money instantly within your country and across Central America. Easily transfer funds between your linked bank accounts or to other users via username. Request money, pay bills, and send funds directly to debit cards.
- Instant transfers between Kash users
- Transfer to any debit card
- Request money from contacts
- Pay utility bills
- Regional transfers to Central America
- QR code transactions
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Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.
Kachak
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Kachak logs your expenses for you — no typing, no bank logins. Screenshot any payment confirmation as it happens. The next time you open Kachak, it's already in your review inbox: extracted and categorized by AI, ready for you to confirm. SCREENSHOT, THEN FORGET IT • Catch-up capture — screenshot your receipts and payment confirmations through the day. Open Kachak and they're already logged, waiting in your inbox. Capture runs when you open the app — no background tracking. • Share & import — share a receipt image from any app straight to Kachak, or add one from your camera or photo library. • Review inbox — every capture lands here as "pending review." Confirm, edit, or remove in a tap. UNDERSTAND YOUR MONEY • Dashboard — income, expenses and net at a glance, with a spending-by-category breakdown and a monthly trend. • Budgets — set a monthly ceiling and per-category limits, copy last month's budget, and get nudged before you overspend. • Insights — see where your money goes across the month, three months, or year. • Recurring — add subscriptions, rent or salary once and Kachak generates them automatically. • Multi-currency — track in 20 currencies with live exchange rates; everything rolls up into your base currency. PRIVATE BY DESIGN Kachak never asks for your bank login. It reads only the payment screenshots you choose to capture. Screenshots are scanned on your device first, and only likely receipts are sent securely to Google's Gemini AI for extraction, then discarded — only the transaction (amount, merchant, date) is saved and synced to your account. SYNC ACROSS DEVICES Sign in with email or Google and your transactions, categories and budgets stay in sync everywhere. FREE TO START Get 10 free AI captures to try it out, plus up to 30 manual transactions every month — free, forever. KACHAK PRO Upgrade for unlimited AI capture and unlimited manual transactions, with a 7-day free trial. • Monthly — $9.99/month • Yearly — $69.99/year (save 42%) Kachak Pro is an auto-renewable subscription. • Title: Kachak Pro (Monthly / Yearly) • Length: 1 month / 1 year • Price: $9.99/month or $69.99/year (USD; varies by region, shown at purchase) Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours before the period ends. Any unused portion of a free trial is forfeited when you purchase a subscription. Manage or cancel in your Apple Account settings after purchase. Privacy Policy: https://kachak.devtor.site/ios/privacy.html Terms of Use (EULA): https://kachak.devtor.site/ios/terms.html
Screenshots
Verdict
The clearest difference is in-app purchases: Kash at none against Kachak's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kachak sells 2 in-app purchases, starting at $9.99 per month. Kash asks for nothing beyond the download.
| Parameter | Kash | Kachak |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (143 ratings) — better | — |
| Positive reviews | 35.9% of reviews | — |
| Number of ratings | 143 — better | — |
| Update frequency | Every 11 days | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 229 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Namutek S.A. | Minh Nhat Vo |
Bugs and requests
Kash
Reported bugs
15 issues- App is extremely slow
- AI customer support does not resolve issues
- App does not accept terms and conditions
- Cannot transfer money from Bank of America
- App crashes constantly
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- Cannot complete verification
- Buttons are not clickable
- Transfers fail frequently
- Money debited but not received
- Inexplicable charges without notification
- App does not send SMS messages
- Cannot add cards, information not validated
- Support gives conflicting information or no response
- Promotional offer not credited
- Synchronization of contacts shows deleted contacts
Requested features
8 requests- Increase the number of associated cards/accounts
- Increase the monthly transfer limit
- Consider the value of monthly transfers
- Allow transfers from USA cards
- Add a security method for app entry (code, Face/Touch ID)
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- Improve contact synchronization
- Allow login from anywhere in the world, not just Central America
- Option to send verification code to email
Kachak
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Kash
No in-app purchases
Kachak
- Kachak Pro7 Days trial$9.991 Month
- Kachak Pro7 Days trial$69.991 Year









