BW vs Extra Karte
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BW
Securely authorize online credit card payments directly from your smartphone. Avoid fraud with this convenient and easy-to-use payment verification tool.
- Secure online payment authorization
- Convenient in-app verification
- Protection against credit card fraud
- Easy registration via QR code
- Supports Mastercard Identity Check™
- Supports Visa Secure
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3D-Secure per App: Sicheres bezahlen im Internet Online-Shopping ist nicht nur schnell und bequem, sondern auch sicherer als sein Ruf. Vorausgesetzt, Sie nutzen die empfohlenen Sicherheitsvorkehrungen. +++ Ihre Vorteile +++ - Einfach: Die Registrierung ist in wenigen Schritten erledigt und per QR-Code-Scan in der App möglich. - Bequem: Sie geben jeden Bezahlvorgang direkt in der BW-Secure-App frei. - Sicher: Keine Chance für Kreditkartenbetrug im Internet durch die via App zu bestätigende Zahlungsfreigabe. +++ Der sichere Weg +++ 3D-Secure ist ein international anerkannter Sicherheitsstandard für Kreditkartenzahlungen im Internet: - Für Mastercard-Kreditkarten heißt der Service „Mastercard Identity Check™“ - Für Visa-Kreditkarten heißt dieser Service „Visa Secure“.
Extra Karte
Manage your credit card account securely and conveniently from your mobile device. View card details, confirm payments, track transactions, and pay invoices. You can also apply for a new card directly within the app.
- View card details
- Confirm online payments
- See all transactions
- Check and pay invoices
- Apply for new card
- Installment options
- Cashback on travel
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Experience full control over your Extra Karte credit card directly in our app! Just log in with your credit card account credentials and manage your Extra Karte anytime and anywhere with ease. With the Extra Karte App, you can: • Instantly view your card details • Safely confirm online payments • See all transactions at a glance • Check and pay invoices Don’t have an Extra Karte yet? No problem! Apply for your Extra Karte credit card in just a few simple steps in the app. The benefits of our Extra Karte: • 0 € Card and annual fees • Flexibility with installment options • Up to 7 weeks of interest-free payment time • 5% cashback on travel bookings with Urlaubsplus Your security – our promise: Our credit card is therefore equipped with the latest security standards. In addition, the Mastercard IdentityCheck and its two-factor authentication provide addition protection for your online transactions.
Screenshots
Verdict
The clearest difference is review sentiment: Extra Karte at 92% against BW's 42%. Extra Karte also leads on rating (4.9 vs 1.0) and update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Extra Karte holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Extra Karte has 34 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 42% of BW's written reviews are positive against 92% of Extra Karte's.
BW ships an update every 3 months, Extra Karte fortnightly. The most recent releases landed on September 18, 2026 and September 26, 2026 respectively.
| Parameter | BW | Extra Karte |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.9 (34 ratings) — better |
| Positive reviews | 42.3% of reviews | 91.7% of reviews — better |
| Number of ratings | 1 | 34 — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 25 MB | 87 MB |
| Age rating | 4+ | 17+ |
| Developer | Baden-Württembergische Bank | Bank DiMare Limited |
Customer experience
BW
Extra Karte
In-app purchases
BW
No in-app purchases
Extra Karte
No in-app purchases
