ZA Bank vs Jay價值選股
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZA Bank
This regulated digital bank offers a comprehensive suite of financial services, including deposits, loans, foreign exchange, and investment options, all within a single mobile application. Experience fast account opening and a customizable debit card with enhanced security features.
- Deposits and loans
- Foreign currency exchange
- Local and overseas transfers
- Insurance and stocks
- Customizable debit card
- Fast account opening
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ZA Bank is a regulated and licensed Hong Kong bank and the first digital bank to launch in Hong Kong. It offers services and features like deposits, ZA Card, loans, foreign currency exchange, local and overseas transfers, insurance and more in one app. In addition, ZA Bank also offers an award-winning Business Internet Banking platform! Experience the difference: ZA Card – The first Visa debit card with your own number in Hong Kong Get the first Visa debit card with a customisable card number in Hong Kong! You can even apply for a physical card! To protect you from the risk of theft, the physical ZA Card does not have a CVV or expiration date. Open a ZA Bank account in as fast as 2 minutes**, even if you’re on holiday! Enjoy 24 x 7, full-featured digital banking services. Visit bank.za.group to learn more about our products and services. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 2 minutes, without submitting any additional information. This banking mobile application (“App”) is provided by ZA Bank Limited (“We”, “us” or “our”) for use only by our existing customers or persons holding a valid identity document and having a valid residential address (“Customers”). Please do not use this App if you do not have a valid identity document and a residential address or (if outside Hong Kong) you are not our existing customers. This App and the information provided through it is not intended for use by any person in any jurisdiction where such use would not be permitted by law or regulation. Any person who is not a Customer who uses the App, releases us from any liability, claims, damages, losses or costs arising from any non-compliance with the applicable procedures and instructions herein. We are not authorised or licensed in any other jurisdiction for the provision of the products and/or services available through this App, nor do we represent or warrant that contents on this App are appropriate or available for use outside Hong Kong. Please ensure you comply with local laws and regulations applicable to you before using this App or our services. This App should not be considered as communicating any invitation or inducement to engage in banking or lending, or any offer or solicitation to provide products or services to any person where the local law or regulation does not permit such activity or the use of such products or services. By applying for any products and/or services through this App, you declare and confirm that you comply with local laws and regulations applicable to you for using this app or our services.
Jay價值選股
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【Jay 價值選股|美股投資分析工具】 核心理念:尋找「又大、又好、又便宜」的優質企業 「Jay 價值選股」是一款專為美股投資者設計的系統化工具,透過市值、體質、估值三大維度評分,幫助你快速掌握一檔股票的規模、基本面與價格吸引力。無論是投資新手或資深股民,都能從「看消息」升級到「看數據與邏輯」。 【五大核心功能】 - Jay 價值選股清單: 系統化篩選優質美股,精選出值得深入研究的標的 - 三維度評分系統: 快速判斷公司的市值規模、財務體質與估值高低 - AI 個股分析摘要: 結合 Jay 投資框架,秒懂公司亮點、潛在風險與估值狀態 - 便宜價自動估算: 綜合歷史數據與指標(如本益比、殖利率),精準捕捉進場時機 - 水位線與持倉追蹤: (付費功能) 學習 Jay 的真實操作邏輯、均價與交易紀錄。 【適合這樣的你】 1. 美股新手: 想要開始投資,卻不知道如何下手篩選標的 2. 基本面愛好者: 想用更有系統、更專業的方法檢視公司體質 3. 理財轉型者: 想擺脫聽明牌的投資方式,建立自己的判斷力 【免責聲明】 本 App 內容僅供投資研究與教育參考,不構成任何買賣建議。投資有風險,請務必自行獨立思考並承擔投資結果。
Screenshots
Verdict
The clearest difference is in-app purchases: ZA Bank at none against Jay價值選股's 9. Jay價值選股's advantage is update cadence (every 4 days vs every 2 weeks) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Jay價值選股 sells 9 in-app purchases, starting at $9.99 per month. ZA Bank asks for nothing beyond the download.
ZA Bank ships an update every 2 weeks, Jay價值選股 every 4 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | ZA Bank | Jay價值選股 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.8K ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 3.8K — better | — |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 258 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | ZA Bank Limited | JingLiang |
Bugs and requests
ZA Bank
Reported bugs
3 issues- App crashes during HKID scanning
- Login issues and account lockouts
- Compatibility problems with certain devices
Requested features
4 requests- Improve facial recognition accuracy
- Simplify and streamline the user interface
- Enhance customer support and communication
- Expand availability to more regions
Jay價值選股
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ZA Bank
No in-app purchases
Jay價值選股
- 月付方案$9.991 Month
- 專業版 90天|輕鬆入門精選內容$79.003 Months
- 專業版 365天|APP完整全功能+個股分析月報$189.001 Year
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- 專業版 365天|APP完整全功能+個股分析月報$199.001 Year
- 專業版 365天|APP完整全功能+個股分析月報$209.001 Year
- 專業版 365天|APP完整全功能+個股分析月報$229.001 Year
- 專業版 365天|APP完整全功能+個股分析月報$289.001 Year
- 尊榮版 365天|Jay 1對1深度持倉健檢$479.001 Year
- 尊榮版 365天|Jay 1對1深度持倉健檢$599.001 Year









