CSOB SmartToken vs eBločky
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CSOB SmartToken
This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.
- Electronic transaction signing
- Digital banking login
- Biometric activation
- Cross-device activation transfer
- Optional permission grants
- Offline functionality after activation
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At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia
eBločky
Manage personal expenses and budget with this app. Scan receipts, store loyalty cards, and track warranties all in one place. Easily handle returns and keep your finances organized with categorized spending and customizable limits.
- Scan receipts with QR code or photo
- Store and manage loyalty cards
- Track product warranties and receive alerts
- Organize expenses by category
- Set and monitor budget limits
- Add up to 4 photos per purchase
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eBločky je bezplatná slovenská aplikácia na správu osobných výdavkov a rozpočtu. Skenuj bločky, ukladaj vernostné karty a stráž záruky – všetko na jednom mieste. SKENER BLOČKOV Ulož si bločky do mobilu za pár sekúnd. Naskenuj QR kód, pridaj fotku a máš hotovo – žiadne papierové bločky. VERNOSTNÉ KARTY Všetky vernostné karty máš vždy po ruke na jednom mieste - čerpaj výhody, zbieraj body. Navyše bločky z nákupov nájdeš prehľadne pod každou kartou. SLEDOVANIE ZÁRUK Už nepremeškáš záručnú lehotu. Zapni automatické sledovanie záruk a včas ťa upozorníme, keď sa blíži jej koniec. REKLAMÁCIE BEZ STRESU Reklamuj jednoducho a bez stresu. Bloček máš vždy pripravený v mobile. ZOZNAM BLOČKOV Všetky tvoje bločky prehľadne v mobile. Ku každému môžeš pridať až 4 fotografie nákupu, aby si hneď vedel, k čomu bloček patrí. PREHĽAD VÝDAVKOV Prehľad výdavkov ti pomôže mať financie pod kontrolou – môžeš si ich rozdeliť do kategórií a sledovať denne, týždenne aj mesačne. Nastavíš si limity a eBločky ťa upozornia, ak ich prekročíš.
Screenshots
Verdict
The clearest difference is review sentiment: eBločky at 69% against CSOB SmartToken's 0%. CSOB SmartToken's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CSOB SmartToken ships an update every 2 months, eBločky every 3 months. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.
| Parameter | CSOB SmartToken | eBločky |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (123 ratings) — better | — |
| Positive reviews | 0.0% of reviews | 68.6% of reviews — better |
| Number of ratings | 123 — better | — |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.5.0 |
| Further details — not scored | ||
| Size | 46 MB | 86 MB |
| Age rating | 9+ | 4+ |
| Developer | Československá obchodná banka | eBlocky s. r. o. |
Customer experience
CSOB SmartToken
eBločky
Bugs and requests
CSOB SmartToken
Not enough reviews yet to summarise bugs or requests.
eBločky
Reported bugs
12 issues- Keyboard covers confirm button
- Manual entry not saving
- Item details and prices not showing after update
- DPH recap missing since new year
- Receipts disappearing
Show 7 moreShow fewer
- App asks for registration after update, losing data
- Photo upload from gallery not working
- QR code scanning not working for some receipts
- Scanned receipts don't match original (missing info)
- App crashes or freezes
- Data lost during migration to new iPhone
- App not functioning, only scans QR codes not on receipts
Requested features
27 requests- Family sharing/account
- Offline loyalty cards
- Apple Watch support
- Import QR from gallery
- English language option
Show 22 moreShow fewer
- Dark mode
- Auto-brightness for cards
- Batch export of receipts
- Categorization of items/receipts
- Export to CSV/Excel
- Yearly overview
- Import stored cards to Apple Wallet
- Category filtering by merchant
- Search for items on receipt
- Summary of purchases
- Color coding/filtering by store
- Add unit price to item search
- Graph of expenses by merchant/group
- Batch sending receipts to email
- QR code scanning from photo
- Share functionality for QR scanning
- Cloud sync/backup
- Manage connected devices
- Simpler login on other devices
- Add exact amount input
- Add exact amount input via keyboard
- Add expense graph by merchant/group
In-app purchases
CSOB SmartToken
No in-app purchases
eBločky
No in-app purchases









