Comparison

CSOB SmartToken vs eBločky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CSOB SmartToken

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

Highlights
  • Electronic transaction signing
  • Digital banking login
  • Biometric activation
  • Cross-device activation transfer
  • Optional permission grants
  • Offline functionality after activation
Read full description

ČSOB SmartToken is a secure mobile application for ČSOB clients, used for electronic signing and logging into ČSOB digital banking services. Before first use, the app must be activated. App will automatically suggest the most suitable activation method for you — such as facial biometric verification, transferring activation from another device, or verifying your identity through the ČSOB Contact Center. The app may request certain permissions. All permissions are optional, but granting them can make activation and overall usage more convenient. An internet connection is required for activation. After activation, ČSOB SmartToken can work offline, although the best experience is achieved online.

About

eBločky

Manage personal expenses and budget with this app. Scan receipts, store loyalty cards, and track warranties all in one place. Easily handle returns and keep your finances organized with categorized spending and customizable limits.

Highlights
  • Scan receipts with QR code or photo
  • Store and manage loyalty cards
  • Track product warranties and receive alerts
  • Organize expenses by category
  • Set and monitor budget limits
  • Add up to 4 photos per purchase
Features
Read full description

eBločky je bezplatná slovenská aplikácia na správu osobných výdavkov a rozpočtu. Skenuj bločky, ukladaj vernostné karty a stráž záruky – všetko na jednom mieste. SKENER BLOČKOV Ulož si bločky do mobilu za pár sekúnd. Naskenuj QR kód, pridaj fotku a máš hotovo – žiadne papierové bločky. VERNOSTNÉ KARTY Všetky vernostné karty máš vždy po ruke na jednom mieste - čerpaj výhody, zbieraj body. Navyše bločky z nákupov nájdeš prehľadne pod každou kartou. SLEDOVANIE ZÁRUK Už nepremeškáš záručnú lehotu. Zapni automatické sledovanie záruk a včas ťa upozorníme, keď sa blíži jej koniec. REKLAMÁCIE BEZ STRESU Reklamuj jednoducho a bez stresu. Bloček máš vždy pripravený v mobile. ZOZNAM BLOČKOV Všetky tvoje bločky prehľadne v mobile. Ku každému môžeš pridať až 4 fotografie nákupu, aby si hneď vedel, k čomu bloček patrí. PREHĽAD VÝDAVKOV Prehľad výdavkov ti pomôže mať financie pod kontrolou – môžeš si ich rozdeliť do kategórií a sledovať denne, týždenne aj mesačne. Nastavíš si limity a eBločky ťa upozornia, ak ich prekročíš.

Screenshots

CSOB SmartToken4 screens
eBločky4 screens

Verdict

The call

The clearest difference is review sentiment: eBločky at 69% against CSOB SmartToken's 0%. CSOB SmartToken's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CSOB SmartToken ships an update every 6 weeks, eBločky every 3 months. The most recent releases landed on September 18, 2026 and August 7, 2026 respectively.

Scorecard3 real differences · 7 level
CSOB SmartToken versus eBločky: the parameters behind the verdict, then further details
ParameterCSOB SmartTokeneBločky
PriceFreeFree
Rating4.8 (119 ratings) — better—
Positive reviews0.0% of reviews68.6% of reviews — better
Number of ratings119 — better—
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.5.0
Further details — not scored
Size44 MB86 MB
Age rating9+4+
DeveloperCeskoslovenska obchodna banka, a.s.eBlocky s. r. o.

Customer experience

CSOB SmartToken

All ratings113 ratings
Positive94.7%
Neutral1.8%
Negative3.5%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

eBločky

Written reviews51 reviews
Positive68.6%
Neutral19.6%
Negative11.8%

In-app purchases

None

CSOB SmartToken

No in-app purchases

None

eBločky

No in-app purchases

Questions

Is CSOB SmartToken free?
CSOB SmartToken is free to download, with no in-app purchases.
Is eBločky free?
eBločky is free to download, with no in-app purchases.
Do CSOB SmartToken or eBločky have ads?
eBločky shows ads; CSOB SmartToken does not.
Which is updated more often, CSOB SmartToken or eBločky?
CSOB SmartToken ships an update every 6 weeks, and eBločky every 3 months. Most recently, CSOB SmartToken was updated on September 18, 2026 and eBločky on August 7, 2026.

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