Comparison

Fonepay App vs AYORemit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fonepay App

Manage all your bank accounts and wallets in one secure app for fast, instant payments. Earn rewards with every transaction and discover local offers. Settle bills with friends and family effortlessly.

Highlights
  • Consolidate bank accounts and wallets
  • Fast QR and NFC payments
  • Split bills and send payment requests
  • Earn and redeem Fonepoints rewards
  • Discover local offers and deals
  • Securely manage finances
Features
Read full description

Fonepay App – Payments, Points & Pure Joy! Life’s too short for slow payments. With the new Fonepay App, your money moves as fast as you do - whether you’re paying for coffee, splitting dinner, or booking that weekend getaway - and every payment earns you rewards along the way. All Your Money, One App Bank accounts? Wallets? Bring ’em all here and keep your finances in one secure place. Link them once and get instant, anytime access to your money, no app-hopping, no hassle. Pay Like a Pro Scan any QR to pay in a flash, tap your phone with FoneTAG at NFC-enabled spots, or show your own QR to get paid instantly. From coffee runs to big-ticket buys, every payment is smooth, simple, and lightning-fast. Fonepay Circle Hang out, split bills, settle up - or even send a payment request to friends, family, or colleagues. Whether it’s pizza night, trip plans, or rent sharing, Fonepay Circle keeps it cash-free and drama-free. Earn While You Spend Every payment you make turns into Fonepoints. Stack them up and redeem for food, fashion, travel, experiences, and all the little (and big) treats you love - because spending should always come with perks. Hot Offers Near You Turn on location and watch the deals roll in - from dining and shopping to travel and events. Fast. Fun. Rewarding. That’s how money should feel. Download Fonepay App today. Need help? Email: csd@fonepay.com

About

AYORemit

Send money internationally with low fees and transparent exchange rates. Transfer funds to over 150 countries quickly and securely, often within minutes. This app makes global remittances simple and accessible for users worldwide.

Highlights
  • Send money worldwide
  • Low fees
  • Upfront exchange rates
  • Supports 150+ countries
  • Quick and secure transfers
  • Funds arrive in minutes
Features
Read full description

Send money worldwide with AYORemit AYORemit makes international money transfers simple, convenient and easy to manage. Whether you’re sending money to family, friends or loved ones, you can transfer money from your phone with a smooth and user-friendly experience. Send Money with Ease Send money internationally in just a few simple steps. Enter your transfer details, choose your receiver and send with confidence. Competitive Exchange Rates Get competitive exchange rates and see the amount your receiver will receive before completing your transfer. Quick Send Save time with Quick Send and make repeat transfers even easier. Manage Your Receivers Add receivers to your account and save your favourite receivers for faster future transfers. Simple & Convenient Manage your transfers directly from the AYORemit app, wherever you are. Track Your Transactions Easily view your transaction history and check the status of your transfers. Easy Payment Follow simple payment instructions and conveniently complete your transfer using the available payment methods. Help When You Need It Need assistance? Request help directly through the app and get support with your transfer. Designed With Security in Mind Your personal and transaction information is handled with security in mind, helping you send money with greater peace of mind. Send Money. Stay Connected. AYORemit is designed to make international money transfers easier, faster and more convenient. Download AYORemit today and experience a simpler way to send money worldwide.

Screenshots

Fonepay App4 screens
AYORemit4 screens

Verdict

The call

The clearest difference is review sentiment: AYORemit at 100% against Fonepay App's 15%. AYORemit also leads on update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fonepay App ships an update every 2 months, AYORemit every 2 weeks. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Fonepay App versus AYORemit: the parameters behind the verdict, then further details
ParameterFonepay AppAYORemit
PriceFreeFree
Rating2.0 (44 ratings) — better—
Positive reviews14.7% of reviews100.0% of reviews — better
Number of ratings44 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.5.015.0 — better
Further details — not scored
Size65 MB75 MB
Age rating4+17+
DeveloperFonepay Payment Service LimitedHum's remit Ltd

Customer experience

Fonepay App

All ratings44 ratings
Positive25.0%
Neutral2.3%
Negative72.7%
Written reviews34 reviews
Positive14.7%
Neutral0.0%
Negative85.3%

AYORemit

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Fonepay App

No in-app purchases

None

AYORemit

No in-app purchases

Questions

Is Fonepay App free?
Fonepay App is free to download, with no in-app purchases.
Is AYORemit free?
AYORemit is free to download, with no in-app purchases.
Do Fonepay App or AYORemit have ads?
Neither Fonepay App nor AYORemit shows ads.
Which is updated more often, Fonepay App or AYORemit?
Fonepay App ships an update every 2 months, and AYORemit every 2 weeks. Most recently, Fonepay App was updated on October 9, 2026 and AYORemit on October 11, 2026.

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