Comparison

Fonepay App vs Partner Namaste Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fonepay App

Manage all your bank accounts and wallets in one secure app for fast, instant payments. Earn rewards with every transaction and discover local offers. Settle bills with friends and family effortlessly.

Highlights
  • Consolidate bank accounts and wallets
  • Fast QR and NFC payments
  • Split bills and send payment requests
  • Earn and redeem Fonepoints rewards
  • Discover local offers and deals
  • Securely manage finances
Features
Read full description

Fonepay App – Payments, Points & Pure Joy! Life’s too short for slow payments. With the new Fonepay App, your money moves as fast as you do - whether you’re paying for coffee, splitting dinner, or booking that weekend getaway - and every payment earns you rewards along the way. All Your Money, One App Bank accounts? Wallets? Bring ’em all here and keep your finances in one secure place. Link them once and get instant, anytime access to your money, no app-hopping, no hassle. Pay Like a Pro Scan any QR to pay in a flash, tap your phone with FoneTAG at NFC-enabled spots, or show your own QR to get paid instantly. From coffee runs to big-ticket buys, every payment is smooth, simple, and lightning-fast. Fonepay Circle Hang out, split bills, settle up - or even send a payment request to friends, family, or colleagues. Whether it’s pizza night, trip plans, or rent sharing, Fonepay Circle keeps it cash-free and drama-free. Earn While You Spend Every payment you make turns into Fonepoints. Stack them up and redeem for food, fashion, travel, experiences, and all the little (and big) treats you love - because spending should always come with perks. Hot Offers Near You Turn on location and watch the deals roll in - from dining and shopping to travel and events. Fast. Fun. Rewarding. That’s how money should feel. Download Fonepay App today. Need help? Email: csd@fonepay.com

About

Partner Namaste Pay

Features
Read full description

Partner Namaste Pay is a new business app in Nepal brought by Nepal Digital Payments Company (NDPC). NDPC is a joint endeavor between Nepal Telecom and Rastriya Banijya Bank, the leading public enterprises of Nepal in telecom and banking sector respectively. Partner Namaste Pay is basically developed for agents where overall business transactions, agent assisted customer services, onboarding and other related services from the agents and related business partners are integrated. This application can only be accessed by registered partners in Namaste pay platform. Regular subscribers/customers will not be able to operate this particular partner app. More services including the following shall be added in forthcoming releases: Customer Registration: The agents can onboard regular subscribers from the Customer Registration section. Commission Details: Overall commissions earned by the agents are accumulated and displayed separately under Commission Wallet within the App. Bank Account Integration: Option of over 9+ banks and growing. For loading money to wallet or sending money from the wallet to bank account. Deposit/Withdraw: Subscribers/Customers can deposit/withdraw funds via this App. Cash-In: Agents can load their wallet directly through mobile banking, banking, debit card/credit card, Connect IPS or through our authorized agent. Cash-Out: Quick transfer the wallet money to your bank account or convert your wallet balance to cash in your pocket through nearby agent. Send and Request Money: Send money to or request money from your friends, customers and families without any hassle. Wallet to wallet transfer: Now you can send money fast and easy to other wallets. It's never been easier to send/receive money to friends and family. Bank transfer: Transfer money from your wallet to bank account of any banks and financial institutions. Utilities Payment: Telecom service top-up or internet bill payment in just few clicks. Pay bills for other utility services such as Water, Electricity, DTH etc. right from your mobile so why stand in queue. More services shall be added in the coming days. Merchant Payments: Pay various online and offline merchants. Book movie tickets, flight tickets, bus tickets. Pay for medical services. Eat out at restaurants, buy groceries, do shopping or even pay for cup of tea. Namaste Pay shall be accepted in thousands of shops and outlets across Nepal. Government Payment: Paying taxes and fees to government or receiving allowances from government, all made hassle free and quick like never before. Educational Institute: Pay school, college, university and professional institutions' fees instantly without any hurdle.Namaste Pay, Digital Wallet, NTC Wallet, Pay, Nepal Digital Payment, e-Wallet, Online Payment

Screenshots

Fonepay App4 screens
Partner Namaste Pay3 screens

Verdict

The call

Fonepay App and Partner Namaste Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fonepay App ships an update every 2 months, Partner Namaste Pay monthly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
Fonepay App versus Partner Namaste Pay: the parameters behind the verdict, then further details
ParameterFonepay AppPartner Namaste Pay
PriceFreeFree
Rating2.0 (44 ratings) — better—
Positive reviews14.7% of reviews—
Number of ratings44 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.5.015.1 — better
Further details — not scored
Size65 MB49 MB
Age rating4+4+
DeveloperFonepay Payment Service LimitedNepal Digital Payments Company

In-app purchases

None

Fonepay App

No in-app purchases

None

Partner Namaste Pay

No in-app purchases

Questions

Is Fonepay App free?
Fonepay App is free to download, with no in-app purchases.
Is Partner Namaste Pay free?
Partner Namaste Pay is free to download, with no in-app purchases.
Do Fonepay App or Partner Namaste Pay have ads?
Neither Fonepay App nor Partner Namaste Pay shows ads.
Which is updated more often, Fonepay App or Partner Namaste Pay?
Fonepay App ships an update every 2 months, and Partner Namaste Pay monthly. Most recently, Fonepay App was updated on October 21, 2026 and Partner Namaste Pay on October 24, 2026.

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