Flowmo vs SpendWave Expense tracker App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flowmo
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Flowmo - helps you improve your financial control. If you're looking for an assistant that makes it easy to manage your budget for you, this simple and convenient costing application is perfect for you. The app will help you control your spending by helping you not to make purchases that you don't need at all. Add all your income expenses and you'll be able to get detailed reports on your expenses divided into categories with the help of convenient visualization, and you can easily get a calculation of expenses for a selected period. The intuitive and simple design helps you keep track of your money efficiently without the annoying training modes. It's currently a free app without any advertising. I try to release new updates and functionality on a regular basis. If you have any wishes or suggestions, I will be happy to discuss them with you. Your feedback is important to me! To manage your subscription, please go to Apple ID Account Settings. Privacy and Terms of use https://money-tracker.app/terms-of-use
SpendWave Expense tracker App
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Screenshots
Verdict
The clearest difference is device support: SpendWave Expense tracker App at 4 against Flowmo's 2. Flowmo's advantage is iOS requirement (9.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Flowmo sells 2 in-app purchases, starting at $2.99 per 3 months and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Flowmo ships an update weekly, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 30, 2026 and October 9, 2026 respectively.
| Parameter | Flowmo | SpendWave Expense tracker App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (9 ratings) — better |
| Positive reviews | — | 70.0% of reviews |
| Number of ratings | — | 9 — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 9.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 48 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksey Mukho | Robin Guido Schmidt |
In-app purchases
Flowmo
- Subscription for 3 months$2.993 Months
- Lifetime App$7.99
SpendWave Expense tracker App
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Monthly7 Days trial$1.991 Month
- SpendWave+ Yearly7 Days trial$14.991 Year
- SpendWave+ one-time purchase$29.99
Questions
Is Flowmo free?
Is SpendWave Expense tracker App free?
Do Flowmo or SpendWave Expense tracker App have ads?
Which is updated more often, Flowmo or SpendWave Expense tracker App?
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