myNetPay vs Inheritor
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
myNetPay
Manage your NetPay E-wallet directly from your mobile. Easily make payments, check your balance, top up funds via iDEAL or PayPal, and transfer money to friends. Offers card blocking and balance alerts for enhanced account management.
- Mobile payments via QR code or NFC
- Check and top up e-wallet balance
- Review transaction history
- Transfer balances between users
- Card blocking
- Balance alerts
- Loyalty point management
Read full descriptionHide full description
It is now super easy to use your mobile for payments directly from your NetPay E-wallet. Other useful features: check and top up your balance, reviewing transactions and transferring NetPay balances to each other. Who is myNetPay for? For all NetPay account holders. Mobile payments Having your mobile ready allows you to pay directly from your E-wallet by scanning the QR code or using NFC to pay. Checking your balance It has never been easier: opening the app will immediately display your current balance. Reviewing transactions The app displays all transactions and clicking one will provide more detailed information, such as a description of your purchase and any loyalty points you have received. Top up your balance Quick and easy through iDEAL or PayPal. Enter the amount you want to load into your account and select your preferred payment method. Click confirm and your E-wallet will immediately be recharged. This is so quick and easy, you can even do it while you are already at the checkout. Transferring money into each otherβs accounts A nice myNetPay gesture for friends: help out a friend who is temporarily short of funds. Enter the recipientβs user name and money is immediately transferred into his or her E-wallet. Manage your account myNetPay has more useful features for managing your account. β Card blocking β Reclaiming a balance β Setting a balance alert β Loyalty point management
Inheritor
Read full descriptionHide full description
Inheritor - On-Chain Digital Inheritance Create your Digital Will in minutes. Securely tokenize and pass on what matters most - from crypto keys and login credentials to property deeds and final messages. Everything is encrypted with quantum-safe cryptography, stored permanently on decentralized infrastructure, and released to your beneficiaries only when verifiable conditions are met. Your assets. Your terms. Your peace of mind. Why Inheritor? Inheritor solves what other inheritance solutions cannot: your beneficiaries receive their complete inheritance from day one, yet cannot access it until the right time. No custodians holding your keys. No hidden services. No coordination with third parties. Through a breakthrough Architectural Time-Lock (Patent Pending), smart contracts enforce the conditions you set - making premature access architecturally impossible, not just contractually prohibited. No custodians. No escrow. No trust dependencies. This is tokenization with enforcement: possession without premature accessibility. Universal Asset Coverage - Native Digital Assets: Cryptocurrencies, stablecoins, NFTs, encrypted files - blockchain transfer provides legal transfer - Registry-Bound Assets: Property deeds, vehicle titles, securities - prepare transfer documents with attorneys once, release conditionally through trustless infrastructure - Institution-Mediated Assets: Bank credentials, social media accounts, digital subscriptions - secure access information for beneficiaries - Personal Instructions: Final messages, family photos, irreplaceable records - anything that matters Why Blockchain? - Programmable Enforcement: Smart contracts execute your exact intentions, not interpretations - Cryptographic Certainty: Provable authorship, tamper-proof instructions, quantum-resistant encryption - True Independence: No company needs to stay in business for decades - operates through public infrastructure anyone can verify - Censorship-Resistant: No institution can block, alter, or seize your inheritance - Multi-Generational Security: Dual-recipient architecture ensures accessibility regardless of platform changes How It Works 1. Upload Any File: Encrypt any digital file format - documents, photos, videos, credentials, or complete instructions 2. Simple Check-Ins: Confirm your wellbeing through periodic check-ins (takes less than 10 seconds) 3. Configurable Timing: Set independent grace periods for each inheritance - immediate necessities or deferred access 4. Optional Human Verification: Designate a beneficiary as verifier for protection against accidental expiration 5. Automatic Release: When conditions are met, beneficiaries claim through simple blockchain verification 6. Quantum-Safe Decryption: X-Wing ML-KEM encryption protects inheritances across generations when the time comes Key Features - Choose Arbitrum (fees included in subscription) or Ethereum (maximum security) per inheritance - Permanent storage on Arweave - Zero infrastructure dependencies beyond Ethereum and Arweave - Open-source recovery path - works even without our app - Quantum-resistant: X-Wing ML-KEM 768 + AES-256-GCM - Unique Architectural Time-Lock (Patent Pending) - Aligns with eIDAS (EU) and ESIGN/UETA (US) electronic signature laws Plans - Free Trial: Try 15 transactions to test the system - Essential: Cost-efficient inheritance on Arbitrum One - Premium: Maximum decentralization on Ethereum with optional Human Verification Technical Excellence - Ethereum compliance: ERC-4337, EIP-712, BIP39, BIP32 - NIST compliance: FIPS 197, SP 800-38D, FIPS 180-4, SP 800-56C Rev. 2, FIPS 203, IR 8413, SP 800-56B Rev. 2. - Audited smart contracts on Ethereum and Arbitrum - Fully Swift 6 compliant with strict concurrency checking - No account required Requirements: iOS 26+ (iPhone only) *Read our comprehensive whitepaper at inheritor.app* Terms of Use: https://www.inheritor.app/pages/terms.html
Screenshots
Verdict
The clearest difference is in-app purchases: myNetPay at none against Inheritor's 7. myNetPay also leads on iOS requirement (15.0 vs 26.0). Inheritor's advantage is update cadence (weekly vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Inheritor sells 7 in-app purchases, starting at $5.99 per month. myNetPay asks for nothing beyond the download.
myNetPay ships an update every 3 months, Inheritor weekly. The most recent releases landed on September 26, 2026 and October 25, 2026 respectively.
| Parameter | myNetPay | Inheritor |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 3 months | Weekly β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Monetization | Free | β |
| Devices | iPhone, iPod β better | iPhone |
| Requires iOS | 15.0 β better | 26.0 |
| Further details β not scored | ||
| Size | 43 MB | 42 MB |
| Age rating | 4+ | 12+ |
| Developer | Xafax Nederland B.V. | Aernoud Dekker |
In-app purchases
myNetPay
No in-app purchases
Inheritor
- Essential Subscription$5.991 Month
- Premium Subscription$9.991 Month
- Essential Annually$59.991 Year
Show 1 moreShow fewer
- Premium Annually$99.991 Year
- 5 Credits$5.00
- 25 Credits$25.00
- 50 Credits$50.00









