Comparison

UTT AMIS vs PesaPlan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UTT AMIS

Manage your collective investments in unit trust schemes securely. Track your portfolio, buy or redeem units, and view transaction history. New investors can register with a full KYC profile.

Highlights
  • View investment portfolio and balances
  • Buy units to increase investments
  • Redeem units anytime
  • Track transaction history
  • Access Net Asset Value (NAV)
  • Submit grievances
Read full description

UTT AMIS App from UTT AMIS PLC, a Tanzania Public Limited fund management company that deals collective investment in unit trust schemes including Umoja, Wekeza Maisha, Watoto, Jikimu, Liquid and Bond funds. The application is designed to securely help investors have fully visibility, access and manage their investments with UTT AMIS. With this app, in a few steps, new Investors can register with a full KYC investment profile. Using this app, registered investors can: – View their investment portfolio and account balances. – Investors with multiple investment accounts can see all the holdings and respective returns. – Buy units to increase their investments. – Redeem units at anytime, anywhere. – Have full visibility of investment account details such as nominees and joint holders for joint accounts. – Track transaction history with UTT AMIS including pending and processed unit purchases(buys) and redemptions(sells). – Customise the app to their liking with different themes. – Access daily/latest updated Net Asset Value (NAV) as released per UTT AMIS operations. – View Investment schemes details to stay updated on general investment policies and opportunities. – Submit grievances or complaints related to UTT AMIS investor services practice as connected to investor account. – Create single and joint(two applicants) holding accounts.

About

PesaPlan

Manage your finances, track spending, and build savings with this comprehensive personal finance app. It offers budgeting tools, investment tracking, debt management, and a financial health score to help you achieve your financial goals.

Highlights
  • Budget creation and tracking
  • Transaction logging and filtering
  • Multiple savings account management
  • Investment portfolio monitoring
  • Debt tracking and payoff planning
  • Net worth calculation
  • Financial health scoring
  • Gamified financial behaviors
Features
Read full description

PesaPlan - Your Personal Finance Companion Take control of your money and build the financial future you deserve. PesaPlan is the all-in-one personal finance app that makes managing money simple, rewarding, and even fun. COMPLETE BUDGET MANAGEMENT Create budgets that work. Track spending across categories like Housing, Food, and Entertainment. Visual progress bars show exactly where you stand—green for on-track, red for over-budget. Copy budgets from previous months with one tap. TRACK EVERYTHING Log all your transactions—income, expenses, savings, investments, and debt payments—in one place. Powerful search and filtering helps you find any transaction instantly. BUILD YOUR SAVINGS Create multiple savings accounts for different goals. Track contributions and watch your money grow with beautiful charts. See your savings rate and stay motivated. GROW YOUR INVESTMENTS Monitor your investment portfolio across stocks, bonds, real estate, and crypto. Get diversification analysis and rebalancing recommendations in our Investment Center. CRUSH YOUR DEBT Track all debts and payments. Visualize your progress as balances decrease. Strategic planning helps you become debt-free faster. KNOW YOUR NET WORTH See your complete financial picture—assets minus liabilities. Track accounts, property, and investments. Watch your wealth grow over time. FINANCIAL HEALTH SCORE Get a single score (0-100) measuring your overall financial wellness based on cash flow, savings, debt, investments, and budget adherence. Receive personalized recommendations to improve. COMPETE & WIN Earn Pesa Points for positive financial behaviors. Unlock achievements and badges. Join the public leaderboard or create private leagues with friends and family. COMMUNITY SUPPORT Connect with other users through forums, success stories, and challenges. Learn from others on their financial journey. DETAILED REPORTS Generate Cash Flow and Financial Health reports. Export to PDF or Excel. Visualize trends with beautiful analytics charts. YOUR LANGUAGE, YOUR CURRENCY Available in English and Swahili. Supports 12 currencies including TZS, USD, EUR, KES, and more. Download PesaPlan today and start your journey to financial freedom! Mipango Ya Leo, Mafanikio Ya Kesho

Screenshots

UTT AMIS4 screens
PesaPlan4 screens

Verdict

The call

The clearest difference is review sentiment: PesaPlan at 100% against UTT AMIS's 0%. PesaPlan also leads on rating (5.0 vs 3.7) and update cadence (every 3 weeks vs every 3 months). UTT AMIS's advantage is device support (3 vs 1) and ratings volume (7 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PesaPlan holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 0% of UTT AMIS's written reviews are positive against 100% of PesaPlan's.

UpkeepUpdate frequency

UTT AMIS ships an update every 3 months, PesaPlan every 3 weeks. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
UTT AMIS versus PesaPlan: the parameters behind the verdict, then further details
ParameterUTT AMISPesaPlan
PriceFreeFree
Rating3.7 (7 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings7 — better2
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13 — better18.4
Further details — not scored
Size39 MB4 MB
Age rating4+4+
DeveloperUTT AMIS PLCFredrick Mbuya

Customer experience

UTT AMIS

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews6 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

PesaPlan

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UTT AMIS

No in-app purchases

None

PesaPlan

No in-app purchases

Questions

Is UTT AMIS free?
UTT AMIS is free to download, with no in-app purchases.
Is PesaPlan free?
PesaPlan is free to download, with no in-app purchases.
Which has better reviews, UTT AMIS or PesaPlan?
PesaPlan is rated higher. UTT AMIS averages 3.7 out of 5 from 7 ratings, while PesaPlan averages 5.0 from 2 ratings.
Do UTT AMIS or PesaPlan have ads?
Neither UTT AMIS nor PesaPlan shows ads.
Which is updated more often, UTT AMIS or PesaPlan?
UTT AMIS ships an update every 3 months, and PesaPlan every 3 weeks. Most recently, UTT AMIS was updated on October 15, 2026 and PesaPlan on October 24, 2026.

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