m vs BACB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
m
This app provides a secure and convenient way to confirm electronic payments. It supports both web banking transactions and card payments, offering PIN and biometric login options for enhanced security.
- Electronic payment confirmation
- Web banking transaction support
- Card payment verification
- PIN code security
- Biometric login option
- Push notification confirmation
- QR code scanning
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Fast and easy electronic payment confirmation. m-Token Postbank is a software token, an application of Postbank Bulgaria for payment confirmation in electronic environment. With m-Token you confirm payments, ordered through the Postbank Web Internet banking platform as well as card payments at merchant sites designated with Mastercard Identity Check or Visa Secure. For login to the application you have to set a six-digit PIN code and for even smoother experience you can set-up biometric access. Activate m-Token Postbank in your Postbank Web account, Profile menu >> m-Token management You can confirm your payments with push notification, or by scanning the QR code provided in the Postbank Web internet banking platform. Find more information here. https://www.postbank.bg/bg-BG/Digitalno-bankirane/mToken https://www.postbank.bg/Digitalno-bankirane/mToken *m-Token Postbank requires internet connectivity. Accessibility Declaration: https://www.postbank.bg/en/Accessibility_Statement
BACB Mobile
Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.
- View account details and balances
- Initiate local and foreign currency transfers
- Pay utility bills
- Manage standing orders and future-dated transfers
- Negotiate exchange rates
- Request new debit cards
- Block/unblock cards
- Set custom notifications
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BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.
Screenshots
Verdict
The clearest difference is device support: m at 3 against BACB Mobile's 1. m also leads on iOS requirement (13.0 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 2.0 for m against 2.0 for BACB Mobile. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews are what separate them: 0% of m's written reviews are positive against 5% of BACB Mobile's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | m | BACB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (2 ratings) | 2.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | 5.5% of reviews — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 17 MB | 164 MB |
| Age rating | 4+ | 4+ |
| Developer | Eurobank Bulgaria AD | Bulgarian American Credit Bank, Plc. |
Customer experience
m
BACB Mobile
In-app purchases
m
No in-app purchases
BACB Mobile
No in-app purchases







