Comparison

m vs BACB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

m

This app provides a secure and convenient way to confirm electronic payments. It supports both web banking transactions and card payments, offering PIN and biometric login options for enhanced security.

Highlights
  • Electronic payment confirmation
  • Web banking transaction support
  • Card payment verification
  • PIN code security
  • Biometric login option
  • Push notification confirmation
  • QR code scanning
Features
Read full description

Fast and easy electronic payment confirmation. m-Token Postbank is a software token, an application of Postbank Bulgaria for payment confirmation in electronic environment. With m-Token you confirm payments, ordered through the Postbank Web Internet banking platform as well as card payments at merchant sites designated with Mastercard Identity Check or Visa Secure. For login to the application you have to set a six-digit PIN code and for even smoother experience you can set-up biometric access. Activate m-Token Postbank in your Postbank Web account, Profile menu >> m-Token management You can confirm your payments with push notification, or by scanning the QR code provided in the Postbank Web internet banking platform. Find more information here. https://www.postbank.bg/bg-BG/Digitalno-bankirane/mToken https://www.postbank.bg/Digitalno-bankirane/mToken *m-Token Postbank requires internet connectivity. Accessibility Declaration: https://www.postbank.bg/en/Accessibility_Statement

About

BACB Mobile

Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.

Highlights
  • View account details and balances
  • Initiate local and foreign currency transfers
  • Pay utility bills
  • Manage standing orders and future-dated transfers
  • Negotiate exchange rates
  • Request new debit cards
  • Block/unblock cards
  • Set custom notifications
Features
Read full description

BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.

Screenshots

m4 screens
BACB Mobile4 screens

Verdict

The call

The clearest difference is device support: m at 3 against BACB Mobile's 1. m also leads on iOS requirement (13.0 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.0 for m against 2.0 for BACB Mobile. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews are what separate them: 0% of m's written reviews are positive against 5% of BACB Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
m versus BACB Mobile: the parameters behind the verdict, then further details
ParametermBACB Mobile
PriceFreeFree
Rating2.0 (2 ratings)2.0 (1 ratings)
Positive reviews0.0% of reviews5.5% of reviews — better
Number of ratings2 — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size17 MB164 MB
Age rating4+4+
DeveloperEurobank Bulgaria ADBulgarian American Credit Bank, Plc.

Customer experience

m

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

BACB Mobile

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews55 reviews
Positive5.5%
Neutral3.6%
Negative90.9%

In-app purchases

None

m

No in-app purchases

None

BACB Mobile

No in-app purchases

Questions

Is m free?
m is free to download, with no in-app purchases.
Is BACB Mobile free?
BACB Mobile is free to download, with no in-app purchases.
Which has better reviews, m or BACB Mobile?
m and BACB Mobile are both rated 2.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do m or BACB Mobile have ads?
Neither m nor BACB Mobile shows ads.
Which is updated more often, m or BACB Mobile?
m ships an update every 2 months, and BACB Mobile every 2 months. Most recently, m was updated on October 29, 2026 and BACB Mobile on October 30, 2026.

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