Comparison

ePay.bg vs BACB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ePay.bg

Easily pay bills, send money to friends and family, and request payments from others. Check your account balance and transaction history securely. Shop online and manage your finances on the go.

Highlights
  • Pay utility and mobile bills
  • Send money via email or phone
  • Request payments from others
  • Bank account transfers
  • Check transaction history
  • View card and microaccount balance
Features
Read full description

С мобилното приложение ePay.bg може да плащате и да получавате пари бързо и сигурно. ПРОВЕРКА И ПЛАЩАНЕ НА СМЕТКИ Лесен начин да проверявате и плащате сметки към повечето комунални компании, мобилни оператори и финансови институции в страната. БАНКОВИ ПРЕВОДИ Нареждате преводи по банкова сметка или в брой към предварително регистрирани получатели на тези плащания. ИЗПРАЩАНЕ НА ПАРИ Изпращате пари на Ваши близки като посочите email или GSM номер на получателя. Възможност да пазарувате в електронни магазини. ИЗПРАЩАНЕ НА ИСКАНЕ ЗА ПЛАЩАНЕ Удобен начин да поискате пари от Ваши приятели или контрагенти. Добавяте пояснителен текст към искането. Изпращате еmail или SMS на получателя с инструкция и код за плащане. Лесно следите постъпилите плащания. ИСТОРИЯ НА ПЛАЩАНИЯТА. НАЛИЧНОСТ ПО КАРТА. Проверявате по всяко време наличността по регистрирани в ePay.bg карти. Имате достъп до справка за последните транзакции и получени по Микросметката плащания.  ------------------ ePay.bg is a free mobile application allowing customers to pay and receive money quickly and safely. CHECK AND PAY BILLS ePay.bg is the trustworthy, simple and convenient way to pay your bills. Check and pay your utility bills by adding which bills you want to pay. Pay your bills instantly to most utility companies, mobile operators, insurance and financial companies in Bulgaria. BANK ACCOUNT TRANSFERS Make payments via bank transfers or cash transfers to pre-registered beneficiary. SEND MONEY Transfer money to your family and friends by using their email or mobile number. Make securely internet purchases of goods and services and personal payments. REQUEST AND RECEIVE MONEY Request money from anyone and keep track of payments received. Send invoices to your customers using their email or mobile number. The recipient gets an email or SMS with request details and instructions for payment -online with bank card or ePay microaccount, via ATM or in cash. TRANSACTION HISTORY AND BALANCE Check the balance of registered cards and microaccount anywhere and anytime. See your last 5 transactions including payment details; keep track of all received transfers to your microaccount.

About

BACB Mobile

Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.

Highlights
  • View account details and balances
  • Initiate local and foreign currency transfers
  • Pay utility bills
  • Manage standing orders and future-dated transfers
  • Negotiate exchange rates
  • Request new debit cards
  • Block/unblock cards
  • Set custom notifications
Features
Read full description

BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.

Screenshots

ePay.bg3 screens
BACB Mobile4 screens

Verdict

The call

The clearest difference is rating: ePay.bg at 1.8 against BACB Mobile's 1.5. ePay.bg also leads on review sentiment (21% vs 5%) and ratings volume (12 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ePay.bg holds the better App Store score, 1.8 against 1.5. That said, the two scores are not equally well evidenced: ePay.bg has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 21% of ePay.bg's written reviews are positive against 5% of BACB Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
ePay.bg versus BACB Mobile: the parameters behind the verdict, then further details
ParameterePay.bgBACB Mobile
PriceFreeFree
Rating1.8 (12 ratings) — better1.5 (2 ratings)
Positive reviews21.1% of reviews — better5.5% of reviews
Number of ratings12 — better2
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size8 MB164 MB
Age rating12+4+
DeveloperEPAY ADBulgarian American Credit Bank, Plc.

Customer experience

ePay.bg

All ratings12 ratings
Positive16.7%
Neutral8.3%
Negative75.0%
Written reviews71 reviews
Positive21.1%
Neutral8.5%
Negative70.4%

BACB Mobile

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews55 reviews
Positive5.5%
Neutral3.6%
Negative90.9%

In-app purchases

None

ePay.bg

No in-app purchases

None

BACB Mobile

No in-app purchases

Questions

Is ePay.bg free?
ePay.bg is free to download, with no in-app purchases.
Is BACB Mobile free?
BACB Mobile is free to download, with no in-app purchases.
Which has better reviews, ePay.bg or BACB Mobile?
ePay.bg is rated higher. ePay.bg averages 1.8 out of 5 from 12 ratings, while BACB Mobile averages 1.5 from 2 ratings.
Do ePay.bg or BACB Mobile have ads?
Neither ePay.bg nor BACB Mobile shows ads.
Which is updated more often, ePay.bg or BACB Mobile?
ePay.bg ships an update every 2 months, and BACB Mobile every 2 months. Most recently, ePay.bg was updated on October 21, 2026 and BACB Mobile on October 22, 2026.

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