Comparison

ePay.bg vs Postbank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ePay.bg

Easily pay bills, send money to friends and family, and request payments from others. Check your account balance and transaction history securely. Shop online and manage your finances on the go.

Highlights
  • Pay utility and mobile bills
  • Send money via email or phone
  • Request payments from others
  • Bank account transfers
  • Check transaction history
  • View card and microaccount balance
Features
Read full description

С мобилното приложение ePay.bg може да плащате и да получавате пари бързо и сигурно. ПРОВЕРКА И ПЛАЩАНЕ НА СМЕТКИ Лесен начин да проверявате и плащате сметки към повечето комунални компании, мобилни оператори и финансови институции в страната. БАНКОВИ ПРЕВОДИ Нареждате преводи по банкова сметка или в брой към предварително регистрирани получатели на тези плащания. ИЗПРАЩАНЕ НА ПАРИ Изпращате пари на Ваши близки като посочите email или GSM номер на получателя. Възможност да пазарувате в електронни магазини. ИЗПРАЩАНЕ НА ИСКАНЕ ЗА ПЛАЩАНЕ Удобен начин да поискате пари от Ваши приятели или контрагенти. Добавяте пояснителен текст към искането. Изпращате еmail или SMS на получателя с инструкция и код за плащане. Лесно следите постъпилите плащания. ИСТОРИЯ НА ПЛАЩАНИЯТА. НАЛИЧНОСТ ПО КАРТА. Проверявате по всяко време наличността по регистрирани в ePay.bg карти. Имате достъп до справка за последните транзакции и получени по Микросметката плащания.  ------------------ ePay.bg is a free mobile application allowing customers to pay and receive money quickly and safely. CHECK AND PAY BILLS ePay.bg is the trustworthy, simple and convenient way to pay your bills. Check and pay your utility bills by adding which bills you want to pay. Pay your bills instantly to most utility companies, mobile operators, insurance and financial companies in Bulgaria. BANK ACCOUNT TRANSFERS Make payments via bank transfers or cash transfers to pre-registered beneficiary. SEND MONEY Transfer money to your family and friends by using their email or mobile number. Make securely internet purchases of goods and services and personal payments. REQUEST AND RECEIVE MONEY Request money from anyone and keep track of payments received. Send invoices to your customers using their email or mobile number. The recipient gets an email or SMS with request details and instructions for payment -online with bank card or ePay microaccount, via ATM or in cash. TRANSACTION HISTORY AND BALANCE Check the balance of registered cards and microaccount anywhere and anytime. See your last 5 transactions including payment details; keep track of all received transfers to your microaccount.

About

Postbank

Manage your bank accounts, make instant P2P transfers by mobile number, and pay bills. Access all your financial products, personalize your profile, and enjoy secure, convenient banking on the go.

Highlights
  • P2P transfers by mobile number
  • View all accounts, loans, and cards
  • Personalize profile
  • Worldwide and instant EUR transfers
  • Pay utility bills and taxes
  • Open new accounts and deposits
  • Secure login with PIN or biometrics
Features
Read full description

Какви са предимствата на Postbank: · Нов бърз достъп до услуги. С един тап от начален екран отвaряш секцията за сметки, кредити или депозити и извършиш желаната операция. · blink P2P преводи по мобилен номер - изпращай и получавай пари за секунди. Услугата вече е на първа позиция в „Бързи действия“ на началния екран. · Информация за всички продукти и услуги, които използваш в Postbank или за които са ти предоставени права сметки, депозити, кредити, дебитни и кредитни карти. · Персонализaция на профила като добавиш своя профилна снимка. · Преводи към цял свят, погасяване на кредити и плащане към институции. · Незабавни преводи в евро към банки в ЕИП. · Откриване на сметки и депозити. · Плащане на битови сметки и местни данъци. · Blink parking - плащане за паркиране в „синя“ и „зелена“ зона в 25 населени места. · Създаване на списък с доверени получатели без допълнително потвърждение. · Запазване на шаблони за регулярни преводи. · Вход с ПИН или биометрия. За да потвърждаваш преводи към сметки в други банки или към трети лица е необходимо да инсталираш и активираш приложението m-Token Postbank. Това е софтуерен токън, който отговаря на регулаторните изисквания за удостоверяване идентичността на потребителя и за потвърждаване съгласието му за изпълнение на електронни дистанционни платежни и неплатежни операции. Повече информация и Общи условия за услугата електронно банково обслужване „Интернет банкиране" на Postbank можеш да намериш на www.postbank.bg. За съдействие при въпроси, свързани с Postbank App, можеш да се свържеш денонощно с нас на кратък номер *7224 или на +35928166000 за клиенти извън България, както и чрез Дигиталния ни асистент EVA. Декларация за достъпност: https://www.postbank.bg/Accessibility_Statement Advantages of Postbank: · New quick access to services. With a single tap from the home screen, you can open the accounts, loans, or deposits section and perform the desired action. · blink P2P transfers via mobile number - send and receive money in seconds. The service is now positioned first in the “Quick Actions” section on the home screen. · Information about all products and services you use at Postbank or for which you have been granted access - accounts, deposits, loans, debit and credit cards. · Profile personalization by adding your profile picture. · Transfers worldwide, loan repayments, and payments to institutions. · Instant EUR transfers to banks within the EEA. · Opening accounts and deposits. · Payment of utility bills and local taxes. · Blink parking - pay for parking in “blue” and “green” zones in 25 municipalities. · Creation of a list of trusted recipients without additional confirmation. · Saving templates for regular transfers. · Login with PIN or biometrics. To confirm transfers to accounts in other banks or to third parties, you need to install and activate the m-Token Postbank App. This is a software token that complies with regulatory requirements for user authentication and confirmation of consent for executing electronic remote payment and non-payment operations. More information and the General Terms and Conditions for the electronic banking service Internet Banking of Postbank can be found at www.postbank.bg. For assistance with questions related to the Postbank App, you can contact us 24/7 at the short number *7224 or at +359 2 816 6000 for customers outside Bulgaria, as well as via our digital assistant EVA. Accessibility Declaration: https://www.postbank.bg/en/Accessibility_Statement

Screenshots

ePay.bg3 screens
Postbank4 screens

Verdict

The call

The clearest difference is review sentiment: Postbank at 82% against ePay.bg's 21%. Postbank also leads on rating (4.9 vs 1.8) and update cadence (every 3 weeks vs every 2 months). ePay.bg's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Postbank holds the better App Store score, 4.9 against 1.8. That said, the two scores are not equally well evidenced: Postbank has 155 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 21% of ePay.bg's written reviews are positive against 82% of Postbank's.

UpkeepUpdate frequency

ePay.bg ships an update every 2 months, Postbank every 3 weeks. Both last shipped on September 27, 2026.

Scorecard5 real differences · 5 level
ePay.bg versus Postbank: the parameters behind the verdict, then further details
ParameterePay.bgPostbank
PriceFreeFree
Rating1.8 (11 ratings)4.9 (155 ratings) — better
Positive reviews21.1% of reviews81.8% of reviews — better
Number of ratings11155 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size8 MB304 MB
Age rating12+4+
DeveloperEPAY ADEurobank Bulgaria AD

Customer experience

ePay.bg

All ratings11 ratings
Positive18.2%
Neutral9.1%
Negative72.7%
Written reviews71 reviews
Positive21.1%
Neutral8.5%
Negative70.4%

Postbank

All ratings155 ratings
Positive98.1%
Neutral1.9%
Negative0.0%
Written reviews77 reviews
Positive81.8%
Neutral7.8%
Negative10.4%

Bugs and requests

ePay.bg

Not enough reviews yet to summarise bugs or requests.

Postbank

Reported bugs

3 issues
  • Login issues and inability to access accounts
  • Transactions not visible in real-time
  • Incompatibility with newer iOS versions

Requested features

5 requests
  • Ability to exchange reward points through the app
  • Recurring payment option
  • Financial planning and budgeting tools
  • Dark mode option
  • Improved digital assistant functionality

In-app purchases

None

ePay.bg

No in-app purchases

None

Postbank

No in-app purchases

Questions

Is ePay.bg free?
ePay.bg is free to download, with no in-app purchases.
Is Postbank free?
Postbank is free to download, with no in-app purchases.
Which has better reviews, ePay.bg or Postbank?
Postbank is rated higher. ePay.bg averages 1.8 out of 5 from 11 ratings, while Postbank averages 4.9 from 155 ratings.
Do ePay.bg or Postbank have ads?
Neither ePay.bg nor Postbank shows ads.
Which is updated more often, ePay.bg or Postbank?
ePay.bg ships an update every 2 months, and Postbank every 3 weeks. Most recently, ePay.bg was updated on September 27, 2026 and Postbank on September 27, 2026.

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