m vs Spentato

Fast and easy electronic payment confirmation. m-Token Postbank is a software token, an application of Postbank Bulgaria for payment confirmation in electronic environment. With m-Token you confirm payments, ordered through the Postbank Web Internet banking platform as well as card payments at merchant sites designated with Mastercard Identity Check or Visa Secure. For login to the application you have to set a six-digit PIN code and for even smoother experience you can set-up biometric access. Activate m-Token Postbank in your Postbank Web account, Profile menu >> m-Token management You can confirm your payments with push notification, or by scanning the QR code provided in the Postbank Web internet banking platform. Find more information here. https://www.postbank.bg/bg-BG/Digitalno-bankirane/mToken https://www.postbank.bg/Digitalno-bankirane/mToken *m-Token Postbank requires internet connectivity. Accessibility Declaration: https://www.postbank.bg/en/Accessibility_Statement

Your searchable memory for money. Spentato makes it easy to remember what you spent. Type a short message like “5 euro at Lidl” or “12.50 lunch yesterday”, then ask where your money went. LOG SPENDING IN SECONDS Record expenses using supported short messages or a simple manual form. Browse your history, edit details, and confirm before deleting a purchase. FIND WHAT YOU SPENT Check monthly totals, look up a merchant, and explore categories such as groceries, eating out and coffee. The app calculates totals from your saved expenses. SEE THE MONTH CLEARLY Get a simple monthly overview of your spending by category. Choose EUR, USD or GBP as your default currency. Different currencies stay separate; Spentato never converts or combines them. LOCAL FIRST Your saved expenses stay on your device. Simple entries, history and supported spending queries work offline. Optional smart understanding helps with messages the offline parser cannot interpret. With your permission, the current message and necessary context are sent to OpenAI through Spentato’s service. Your saved transaction history is not sent. Spentato currently supports English input. There is no cloud sync or dedicated recovery service. Uninstalling the app or losing your device can mean losing your diary. FREE DIARY, OPTIONAL PLUS Local diary features are free. Free smart understanding includes 30 online attempts per calendar month, resetting on the 1st in UTC. Failed or cancelled online attempts may count. Spentato Plus is an optional monthly auto-renewing subscription with no fixed personal monthly request quota. Rate limits, service availability and abuse safeguards still apply. The current subscription price is shown before purchase. Payment is charged to your Apple Account at confirmation. Your subscription renews automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel it in your Apple Account subscription settings. Privacy: https://spentato-info.spendlog-protected-intent.workers.dev/privacy Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/