ePay.bg vs Spentato

С мобилното приложение ePay.bg може да плащате и да получавате пари бързо и сигурно. ПРОВЕРКА И ПЛАЩАНЕ НА СМЕТКИ Лесен начин да проверявате и плащате сметки към повечето комунални компании, мобилни оператори и финансови институции в страната. БАНКОВИ ПРЕВОДИ Нареждате преводи по банкова сметка или в брой към предварително регистрирани получатели на тези плащания. ИЗПРАЩАНЕ НА ПАРИ Изпращате пари на Ваши близки като посочите email или GSM номер на получателя. Възможност да пазарувате в електронни магазини. ИЗПРАЩАНЕ НА ИСКАНЕ ЗА ПЛАЩАНЕ Удобен начин да поискате пари от Ваши приятели или контрагенти. Добавяте пояснителен текст към искането. Изпращате еmail или SMS на получателя с инструкция и код за плащане. Лесно следите постъпилите плащания. ИСТОРИЯ НА ПЛАЩАНИЯТА. НАЛИЧНОСТ ПО КАРТА. Проверявате по всяко време наличността по регистрирани в ePay.bg карти. Имате достъп до справка за последните транзакции и получени по Микросметката плащания.  ------------------ ePay.bg is a free mobile application allowing customers to pay and receive money quickly and safely. CHECK AND PAY BILLS ePay.bg is the trustworthy, simple and convenient way to pay your bills. Check and pay your utility bills by adding which bills you want to pay. Pay your bills instantly to most utility companies, mobile operators, insurance and financial companies in Bulgaria. BANK ACCOUNT TRANSFERS Make payments via bank transfers or cash transfers to pre-registered beneficiary. SEND MONEY Transfer money to your family and friends by using their email or mobile number. Make securely internet purchases of goods and services and personal payments. REQUEST AND RECEIVE MONEY Request money from anyone and keep track of payments received. Send invoices to your customers using their email or mobile number. The recipient gets an email or SMS with request details and instructions for payment -online with bank card or ePay microaccount, via ATM or in cash. TRANSACTION HISTORY AND BALANCE Check the balance of registered cards and microaccount anywhere and anytime. See your last 5 transactions including payment details; keep track of all received transfers to your microaccount.

Your searchable memory for money. Spentato makes it easy to remember what you spent. Type a short message like “5 euro at Lidl” or “12.50 lunch yesterday”, then ask where your money went. LOG SPENDING IN SECONDS Record expenses using supported short messages or a simple manual form. Browse your history, edit details, and confirm before deleting a purchase. FIND WHAT YOU SPENT Check monthly totals, look up a merchant, and explore categories such as groceries, eating out and coffee. The app calculates totals from your saved expenses. SEE THE MONTH CLEARLY Get a simple monthly overview of your spending by category. Choose EUR, USD or GBP as your default currency. Different currencies stay separate; Spentato never converts or combines them. LOCAL FIRST Your saved expenses stay on your device. Simple entries, history and supported spending queries work offline. Optional smart understanding helps with messages the offline parser cannot interpret. With your permission, the current message and necessary context are sent to OpenAI through Spentato’s service. Your saved transaction history is not sent. Spentato currently supports English input. There is no cloud sync or dedicated recovery service. Uninstalling the app or losing your device can mean losing your diary. FREE DIARY, OPTIONAL PLUS Local diary features are free. Free smart understanding includes 30 online attempts per calendar month, resetting on the 1st in UTC. Failed or cancelled online attempts may count. Spentato Plus is an optional monthly auto-renewing subscription with no fixed personal monthly request quota. Rate limits, service availability and abuse safeguards still apply. The current subscription price is shown before purchase. Payment is charged to your Apple Account at confirmation. Your subscription renews automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel it in your Apple Account subscription settings. Privacy: https://spentato-info.spendlog-protected-intent.workers.dev/privacy Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/