VM Express Mobile App vs GK One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VM Express Mobile App
Experience a new, convenient style of banking with this user-friendly platform. Perform transactions faster, anytime and anywhere, eliminating the need for physical bank visits. Enjoy features like international fund transfers, account management, and enhanced security.
- International and local fund transfers
- View account activity
- Currency exchange transactions
- Check FX rates
- Manage transaction limits
- Set recurring transfers
- Fingerprint and Face recognition security
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Get ready to experience a new, innovative and convenient style of banking with VM Express Online. The user-friendly platform comes with enhanced features that makes standing in a banking line a thing of the past and online banking your new way of life - getting transactions done faster, whenever and wherever. The easy navigation is designed to make banking easy with one click access which allows you to: - Transfer funds to over 10,000 international banks and same day transfer to local banks from anywhere at any time - View account activity - Currency Exchange Transactions between accounts - Check FX rates - Manage transaction limits - Set recurring transfers - Create month financial calendar This new platform also allows customization of account profiles with images and the authority to manage your security preferences with Fingerprint ID and Face recognition Log on to a new style of banking – VM Express Online: the faster way!
GK One
This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.
- Send and receive money transfers
- Pay bills to over 100 billers
- Apply for credit cards and insurance
- Shop online with a prepaid VISA card
- Refer friends to earn rewards
- Donate to charities
- Manage account and view transaction history
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GK One: Money That Moves Like You Do GK One is Jamaica's all-in-one financial and lifestyle app, designed to help you send money, receive money, pay bills, manage insurance, shop online, earn rewards, and access financial services from one convenient platform. Whether you're collecting a Western Union money transfer, paying bills, applying for a credit card, purchasing motor vehicle insurance, or shopping online, GK One makes everyday transactions simple, secure, and convenient. Get Your FREE GK One Visa Prepaid Card -Apply for a FREE GK One Visa Prepaid Card and enjoy the convenience of cashless payments. Send & Receive Western Union Money Transfers -Send money to friends and family locally and internationally -Receive Western Union money transfers quickly and securely Top Up Your Life with GK One Conveniently purchase mobile credit directly from the app. -Quick and secure top ups -Available anytime, anywhere Pay Bills Anytime, Anywhere: Pay bills to over 100 billers across Jamaica for FREE. Apply for a First Global Bank Credit Card -Apply for a First Global Bank Visa Classic or Visa Gold Credit Card directly through GK One. -Complete your application online -Track application status in real time Manage Your Motor Vehicle Insurance Apply for and manage your GraceKennedy General Insurance Third Party Motor Vehicle Insurance Policy. -Request insurance quotes -Purchase motor vehicle insurance coverage -Renew your policy -Track applications and policy status -Receive renewal reminders and notifications Shop Online with Ease -Access great products and deals through the GK One Marketplace. -Shop Amazon deals -Purchase groceries from Hi-Lo Food Stores -Access exclusive offers from participating merchants Earn Rewards with GK One -Get rewarded for sharing the GK One experience. -Refer friends and family -Earn GraceKennedy Value Rewards points Shop the GK One Marketplace: Discover great deals, products, and services all in one place through the GK One Marketplace. -Shop Amazon deals and save big -Access products and offers from participating merchants -Browse conveniently from your mobile device -Enjoy a seamless shopping experience within the app Donate to Causes That Matter -Support charities and community initiatives through secure in-app donations. -Browse participating organizations -Contribute directly from the app Stay Connected and In Control -Manage your account with confidence. -View transaction history anytime -Receive app and email notifications -Monitor payments and transfers -Manage your profile securely -Access account information whenever you need it Secure, Convenient & Reliable Your privacy and security are important to us. GK One uses advanced security measures to protect your personal information, financial data, and transactions. To comply with Know Your Customer (KYC) requirements, certain services require identity verification. During registration, the app may request access to your device's camera to capture photos and videos for identity verification and liveness detection. **COMING SOON** -JUTC Smartfare Card Top Up -TransJam Highway Toll Top UP Download GK One Today Join thousands of users who use GK One for money transfers, bill payments, online shopping, rewards, insurance, and everyday financial services. ONE App. More Everything. GK One - ONE solution, endless possibilities. The GK One digital product is being tested in the Bank of Jamaica Sandbox.
Screenshots
Verdict
The clearest difference is review sentiment: GK One at 75% against VM Express Mobile App's 7%. GK One also leads on rating (4.8 vs 3.1) and ratings volume (1.6K vs 38). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GK One holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: GK One has 1.6K ratings behind it against 38, so its average is the more settled of the two. Written reviews point the same way: 7% of VM Express Mobile App's written reviews are positive against 75% of GK One's.
VM Express Mobile App ships an update every 4 months, GK One every 2 months. The most recent releases landed on July 6, 2026 and September 24, 2026 respectively.
| Parameter | VM Express Mobile App | GK One |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (38 ratings) | 4.8 (1.6K ratings) — better |
| Positive reviews | 7.1% of reviews | 75.0% of reviews — better |
| Number of ratings | 38 | 1.6K — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 52 MB | 156 MB |
| Age rating | 4+ | 4+ |
| Developer | The Victoria Mutual Building Society | GraceKennedy Financial Group Limited |
Customer experience
VM Express Mobile App
GK One
Bugs and requests
VM Express Mobile App
Not enough reviews yet to summarise bugs or requests.
GK One
Reported bugs
2 issues- Transferred money disappearing
- App not working for a period of time
Requested features
4 requests- Face ID login for faster access
- Increase transaction limits
- Add dark mode option
- Improve contact information editing
In-app purchases
VM Express Mobile App
No in-app purchases
GK One
No in-app purchases
