Comparison

Black Banx vs PerasPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Black Banx

Open a global bank account in real-time for private or business use, supporting 28 fiat and 2 crypto currencies. Manage international payments, send, spend, and save money with a fully licensed digital banking solution.

Highlights
  • Real-time bank account opening
  • Support for 28 fiat currencies
  • Support for 2 crypto currencies
  • Global payments
  • Remote account opening
  • 24/7 real-time verification
Read full description

Black Banx is offering real time bank account opening for Private and Business clients in 180 countries. We provide global payments and account opening in 28 FIAT and 2 Crypto currencies. Join our 100m+ customers from 180 countries, to send, spend and save money through your Black Banx account. You can open your account remotely on our website or using our mobile app. Your account is set up in minutes, with our 24/7 real time verification service. Black Banx Bank S.A. is a fully licensed bank, with offices on four continents, serving over 100 million customers. We provide digital banking solutions to private individuals, institutional and corporate clients worldwide. We protect customer funds with industry-leading security and our global diversification concept. Leading companies and institutions in more than 180 countries rely on our financial resources, expertise, and infrastructure to help them grow their businesses, manage their payments, and invest for the future.

About

PerasPay

Securely manage your finances with this app. It offers fast account setup, balance tracking, and fund transfers. You can also manage payment settings and access in-app support.

Highlights
  • Fast onboarding with identity verification
  • View balances and transaction history
  • Transfer funds within supported flows
  • Manage cards and payment settings
  • Security controls and login verification
  • In-app notifications and support
Features
Read full description

PerasPay is a simple and secure app for managing your balance and accessing supported in-app services. Key Features • Fast onboarding with identity verification for account access • View balances and transaction activity • Transfer funds within supported flows • Manage cards and payment settings where available • Security controls including login verification and session protection • In-app notifications and support Availability & Disclosures Features vary by region and eligibility. Identity verification may be required. Fees, limits, and processing times may apply. Please refer to the in-app terms, disclosures, and help center for details.

Screenshots

Black Banx4 screens
PerasPay3 screens

Verdict

The call

The clearest difference is update cadence: PerasPay at every 8 days against Black Banx's every 6 weeks. PerasPay also leads on iOS requirement (15.6 vs 18.6). Black Banx's advantage is ratings volume (100 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Black Banx against 5.0 for PerasPay. That said, the two scores are not equally well evidenced: Black Banx has 100 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Black Banx ships an update every 6 weeks, PerasPay every 8 days. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
Black Banx versus PerasPay: the parameters behind the verdict, then further details
ParameterBlack BanxPerasPay
PriceFreeFree
Rating5.0 (100 ratings)5.0 (3 ratings) — better
Positive reviews98.6% of reviews—
Number of ratings100 — better3
Update frequencyEvery 6 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS18.615.6 — better
Further details — not scored
Size100 MB210 MB
Age rating17+4+
DeveloperBlack BanxReal X International USA INC

Customer experience

Black Banx

All ratings100 ratings
Positive99.0%
Neutral0.0%
Negative1.0%
Written reviews69 reviews
Positive98.6%
Neutral0.0%
Negative1.4%

PerasPay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Black Banx

Reported bugs

2 issues
  • Money never arrived at destination
  • Bank does not answer contacts

Requested features

4 requests
  • Add more options for agent bank account holders
  • New features and services
  • More development for agent banking apps
  • New features

PerasPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Black Banx

No in-app purchases

None

PerasPay

No in-app purchases

Questions

Is Black Banx free?
Black Banx is free to download, with no in-app purchases.
Is PerasPay free?
PerasPay is free to download, with no in-app purchases.
Which has better reviews, Black Banx or PerasPay?
PerasPay is rated higher. Black Banx averages 5.0 out of 5 from 100 ratings, while PerasPay averages 5.0 from 3 ratings.
Do Black Banx or PerasPay have ads?
Neither Black Banx nor PerasPay shows ads.
Which is updated more often, Black Banx or PerasPay?
Black Banx ships an update every 6 weeks, and PerasPay every 8 days. Most recently, Black Banx was updated on October 25, 2026 and PerasPay on October 17, 2026.

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