Black Banx vs PerasPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Black Banx
Open a global bank account in real-time for private or business use, supporting 28 fiat and 2 crypto currencies. Manage international payments, send, spend, and save money with a fully licensed digital banking solution.
- Real-time bank account opening
- Support for 28 fiat currencies
- Support for 2 crypto currencies
- Global payments
- Remote account opening
- 24/7 real-time verification
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Black Banx is offering real time bank account opening for Private and Business clients in 180 countries. We provide global payments and account opening in 28 FIAT and 2 Crypto currencies. Join our 100m+ customers from 180 countries, to send, spend and save money through your Black Banx account. You can open your account remotely on our website or using our mobile app. Your account is set up in minutes, with our 24/7 real time verification service. Black Banx Bank S.A. is a fully licensed bank, with offices on four continents, serving over 100 million customers. We provide digital banking solutions to private individuals, institutional and corporate clients worldwide. We protect customer funds with industry-leading security and our global diversification concept. Leading companies and institutions in more than 180 countries rely on our financial resources, expertise, and infrastructure to help them grow their businesses, manage their payments, and invest for the future.
PerasPay
Securely manage your finances with this app. It offers fast account setup, balance tracking, and fund transfers. You can also manage payment settings and access in-app support.
- Fast onboarding with identity verification
- View balances and transaction history
- Transfer funds within supported flows
- Manage cards and payment settings
- Security controls and login verification
- In-app notifications and support
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PerasPay is a simple and secure app for managing your balance and accessing supported in-app services. Key Features • Fast onboarding with identity verification for account access • View balances and transaction activity • Transfer funds within supported flows • Manage cards and payment settings where available • Security controls including login verification and session protection • In-app notifications and support Availability & Disclosures Features vary by region and eligibility. Identity verification may be required. Fees, limits, and processing times may apply. Please refer to the in-app terms, disclosures, and help center for details.
Screenshots
Verdict
The clearest difference is update cadence: PerasPay at every 8 days against Black Banx's every 6 weeks. PerasPay also leads on iOS requirement (15.6 vs 18.6). Black Banx's advantage is ratings volume (100 vs 3). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Black Banx against 5.0 for PerasPay. That said, the two scores are not equally well evidenced: Black Banx has 100 ratings behind it against 3, so its average is the more settled of the two.
Black Banx ships an update every 6 weeks, PerasPay every 8 days. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.
| Parameter | Black Banx | PerasPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (100 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 98.6% of reviews | — |
| Number of ratings | 100 — better | 3 |
| Update frequency | Every 6 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 100 MB | 210 MB |
| Age rating | 17+ | 4+ |
| Developer | Black Banx | Real X International USA INC |
Customer experience
Black Banx
PerasPay
Bugs and requests
Black Banx
Reported bugs
2 issues- Money never arrived at destination
- Bank does not answer contacts
Requested features
4 requests- Add more options for agent bank account holders
- New features and services
- More development for agent banking apps
- New features
PerasPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Black Banx
No in-app purchases
PerasPay
No in-app purchases









