Old Mutual vs Kawu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Old Mutual
Manage your banking, savings, investments, and insurance all in one app. Securely access your accounts with biometric login and stay updated on your products. Explore new solutions and easily connect with support.
- Banking management
- Savings tracking
- Investment overview
- Insurance solutions
- Rewards program access
- Biometric login (fingerprint/Face ID)
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View and manage your banking, savings, investments, insurance solutions and Old Mutual Rewards in one place. Easily access the app using your fingerprint or Face ID. You'll also be kept updated about your current products, you can find out more about our other solutions and get in touch with us. We will be adding more functionality so check back regularly. Send us your feedback about what works and what we can improve to appsupport@oldmutual.com or rate us on the app store.
Kawu
This app allows parents to send money to their children's smart cards and manage their spending. Parents receive real-time notifications for withdrawals and low balances, helping them oversee their child's finances remotely.
- Send upkeep to student smart cards
- Manage child's spending limits
- Real-time withdrawal notifications
- Low balance alerts
- Remote expense management
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Kawu enables parents to directly send upkeep (pocket money) to their students Smart Card. Parents can manage their child's expenses by setting withdraw limits above which a student can not withdraw or buy anything with the card. Right from the comfort of your home, you will receive real time notifications regarding all withdraws (You can opt out), sms when the account balance of your child is running low among other functionalities. With the Kawu App you are now covered, try it now.
Screenshots
Verdict
The clearest difference is rating: Old Mutual at 5.0 against Kawu's 4.4. Old Mutual also leads on iOS requirement (16.0 vs 18.6). Kawu's advantage is ratings volume (14 vs 1) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Old Mutual holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Kawu has 14 ratings behind it against 1, so its average is the more settled of the two.
Old Mutual ships an update monthly, Kawu every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Old Mutual | Kawu |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.4 (14 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 14 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 163 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Old Mutual Life Assurance Company | Kawu Smart Mobile Money Services LTD. |
Customer experience
Old Mutual
Kawu
In-app purchases
Old Mutual
No in-app purchases
Kawu
No in-app purchases









