FlexiPay Uganda vs Kawu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FlexiPay Uganda
Manage your finances with a secure digital wallet. Send and receive money, pay bills, link bank cards, and shop with merchants. Earn rewards for usage and referrals.
- Send and receive money instantly
- Cross-platform transactions
- Easy bill payments
- Link bank cards
- Shop and pay merchants
- Earn rewards and points
- Deposit/withdraw funds
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The Flexipay Wallet is an all in one digital wallet solution that allows you to live free by making financial transactions convenient, safe, quick, secure, affordable and easy. It’s everything you’ve ever needed and more. With the Flexipay Wallet, you step into the realm of control and convenience of every area of your finances with just a click of a button. What the Flexipay Wallet has to offer; • The Flexipay Wallet allows you to send and receive money on your phone from other Flexipay users at no charge. • The Flexipay Wallet allows for cross platform transactions between the App, Mobile Networks and your bank. • The Flexipay Wallet allows you to make bill payments with ease. Whether its DSTV, STARTIMES, GOTV, UMEME YAKA, UMEME POSTPAID, NWSC, SCHOOL FEES or URA, the Flexipay Wallet has got you sorted. • The Flexipay Wallet also allows you to link all your bank cards to the App. • With the Flexipay Wallet, you can shop and pay multiple merchants for goods and services. • Earn rewards with loyalty program: Earn points for using the Flexipay Wallet and referring new customers. Accumulated points can be used to purchase goods and services. • The Flexipay wallet allows you to deposit or withdraw funds from multiple platforms that include Mobile Money, your bank account and Agent Banking.
Kawu
This app allows parents to send money to their children's smart cards and manage their spending. Parents receive real-time notifications for withdrawals and low balances, helping them oversee their child's finances remotely.
- Send upkeep to student smart cards
- Manage child's spending limits
- Real-time withdrawal notifications
- Low balance alerts
- Remote expense management
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Kawu enables parents to directly send upkeep (pocket money) to their students Smart Card. Parents can manage their child's expenses by setting withdraw limits above which a student can not withdraw or buy anything with the card. Right from the comfort of your home, you will receive real time notifications regarding all withdraws (You can opt out), sms when the account balance of your child is running low among other functionalities. With the Kawu App you are now covered, try it now.
Screenshots
Verdict
The clearest difference is rating: Kawu at 4.4 against FlexiPay Uganda's 1.8. Kawu also leads on update cadence (every 2 weeks vs every 2 months). FlexiPay Uganda's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kawu holds the better App Store score, 4.4 against 1.8. Both are backed by a comparable volume of ratings — 5 and 13 respectively.
FlexiPay Uganda ships an update every 2 months, Kawu every 2 weeks. The most recent releases landed on June 9, 2026 and September 16, 2026 respectively.
| Parameter | FlexiPay Uganda | Kawu |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (5 ratings) | 4.4 (13 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 5 | 13 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 41 MB | 54 MB |
| Age rating | 17+ | 4+ |
| Developer | The Standard Bank of South Africa Limited | Kawu Smart Mobile Money Services LTD. |
Customer experience
FlexiPay Uganda
Kawu
In-app purchases
FlexiPay Uganda
No in-app purchases
Kawu
No in-app purchases





