Comparison

Equity Mobile vs Kawu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Equity Mobile

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Highlights
  • Instant account opening
  • View account balances and transactions
  • Pay bills and buy goods
  • Send money locally and internationally
  • Block lost cards
  • Borrow and manage loans
  • Biometric sign-in
Read full description

Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)

About

Kawu

This app allows parents to send money to their children's smart cards and manage their spending. Parents receive real-time notifications for withdrawals and low balances, helping them oversee their child's finances remotely.

Highlights
  • Send upkeep to student smart cards
  • Manage child's spending limits
  • Real-time withdrawal notifications
  • Low balance alerts
  • Remote expense management
Features
Read full description

Kawu enables parents to directly send upkeep (pocket money) to their students Smart Card. Parents can manage their child's expenses by setting withdraw limits above which a student can not withdraw or buy anything with the card. Right from the comfort of your home, you will receive real time notifications regarding all withdraws (You can opt out), sms when the account balance of your child is running low among other functionalities. With the Kawu App you are now covered, try it now.

Screenshots

Equity Mobile4 screens
Kawu4 screens

Verdict

The call

The clearest difference is rating: Equity Mobile at 4.8 against Kawu's 4.4. Equity Mobile also leads on ratings volume (6.2K vs 13) and iOS requirement (13.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Equity Mobile holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Equity Mobile has 6.2K ratings behind it against 13, so its average is the more settled of the two.

UpkeepUpdate frequency

Equity Mobile ships an update fortnightly, Kawu every 2 weeks. The most recent releases landed on October 20, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
Equity Mobile versus Kawu: the parameters behind the verdict, then further details
ParameterEquity MobileKawu
PriceFreeFree
Rating4.8 (6.2K ratings) — better4.4 (13 ratings)
Positive reviews75.4% of reviews—
Number of ratings6.2K — better13
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size203 MB54 MB
Age rating4+4+
DeveloperEquity Group HoldingKawu Smart Mobile Money Services LTD.

Customer experience

Equity Mobile

All ratings6,217 ratings
Positive95.1%
Neutral2.1%
Negative2.9%
Written reviews126 reviews
Positive75.4%
Neutral7.1%
Negative17.5%

Kawu

All ratings13 ratings
Positive76.9%
Neutral15.4%
Negative7.7%

Bugs and requests

Equity Mobile

Reported bugs

5 issues
  • Unable to log in after app updates
  • Verification options not working
  • Buy goods and Paybill services not functioning
  • Transactions not reflecting in account
  • App crashes on launch

Requested features

5 requests
  • Download and view transaction receipts
  • Access account statements for specific dates
  • Integrate with mobile money services
  • Add virtual card feature
  • Improve multi-factor authentication

Kawu

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Equity Mobile

No in-app purchases

None

Kawu

No in-app purchases

Questions

Is Equity Mobile free?
Equity Mobile is free to download, with no in-app purchases.
Is Kawu free?
Kawu is free to download, with no in-app purchases.
Which has better reviews, Equity Mobile or Kawu?
Equity Mobile is rated higher. Equity Mobile averages 4.8 out of 5 from 6.2K ratings, while Kawu averages 4.4 from 13 ratings.
Do Equity Mobile or Kawu have ads?
Neither Equity Mobile nor Kawu shows ads.
Which is updated more often, Equity Mobile or Kawu?
Equity Mobile ships an update fortnightly, and Kawu every 2 weeks. Most recently, Equity Mobile was updated on October 20, 2026 and Kawu on October 3, 2026.

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