Comparison

KCB iBank vs Equity Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KCB iBank

Access your banking needs online, including checking balances, viewing statements, and making various types of transfers. Manage your finances conveniently from your internet-connected device.

Highlights
  • View account balances
  • Access account statements
  • Make payments
  • Transfer funds locally
  • International bank transfers
  • Mobile wallet transfers
Features
Read full description

KCB iBank is an online banking solution that allows customers to access all their banking needs through internet including viewing account balances, statements, making payments and transfer funds to accounts within the bank, other local banks, mobile wallets as well as international bank transfers.

About

Equity Mobile

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Highlights
  • Instant account opening
  • View account balances and transactions
  • Pay bills and buy goods
  • Send money locally and internationally
  • Block lost cards
  • Borrow and manage loans
  • Biometric sign-in
Read full description

Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)

Screenshots

KCB iBank4 screens
Equity Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Equity Mobile at 74% against KCB iBank's 22%. Equity Mobile also leads on rating (4.8 vs 2.5) and update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Equity Mobile holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Equity Mobile has 6.2K ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 22% of KCB iBank's written reviews are positive against 74% of Equity Mobile's.

UpkeepUpdate frequency

KCB iBank ships an update every 3 months, Equity Mobile fortnightly. The most recent releases landed on September 7, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
KCB iBank versus Equity Mobile: the parameters behind the verdict, then further details
ParameterKCB iBankEquity Mobile
PriceFreeFree
Rating2.5 (22 ratings)4.8 (6.2K ratings) — better
Positive reviews22.2% of reviews74.0% of reviews — better
Number of ratings226.2K — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size26 MB203 MB
Age rating4+4+
DeveloperKCB KenyaEquity Group Holding

Customer experience

KCB iBank

All ratings22 ratings
Positive36.4%
Neutral4.5%
Negative59.1%
Written reviews9 reviews
Positive22.2%
Neutral0.0%
Negative77.8%

Equity Mobile

All ratings6,217 ratings
Positive95.1%
Neutral2.1%
Negative2.9%
Written reviews123 reviews
Positive74.0%
Neutral7.3%
Negative18.7%

Bugs and requests

KCB iBank

Not enough reviews yet to summarise bugs or requests.

Equity Mobile

Reported bugs

5 issues
  • Unable to log in after app updates
  • Verification options not working
  • Buy goods and Paybill services not functioning
  • Transactions not reflecting in account
  • App crashes on launch

Requested features

5 requests
  • Download and view transaction receipts
  • Access account statements for specific dates
  • Integrate with mobile money services
  • Add virtual card feature
  • Improve multi-factor authentication

In-app purchases

None

KCB iBank

No in-app purchases

None

Equity Mobile

No in-app purchases

Questions

Is KCB iBank free?
KCB iBank is free to download, with no in-app purchases.
Is Equity Mobile free?
Equity Mobile is free to download, with no in-app purchases.
Which has better reviews, KCB iBank or Equity Mobile?
Equity Mobile is rated higher. KCB iBank averages 2.5 out of 5 from 22 ratings, while Equity Mobile averages 4.8 from 6.2K ratings.
Do KCB iBank or Equity Mobile have ads?
Neither KCB iBank nor Equity Mobile shows ads.
Which is updated more often, KCB iBank or Equity Mobile?
KCB iBank ships an update every 3 months, and Equity Mobile fortnightly. Most recently, KCB iBank was updated on September 7, 2026 and Equity Mobile on September 22, 2026.

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