Comparison

Sendly vs M Credit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sendly

Send money online to Mongolia safely and affordably. This service allows for quick transfers, real-time exchange rates, and status updates. Manage recipients, remittance history, and bank accounts with ease.

Highlights
  • Secure online money transfers
  • Fast 2-minute transfers
  • Daily and real-time exchange rates
  • Remittance status updates
  • Recipient and remittance management
  • Bank account management
Features
Read full description

SENDLY money transfer service provides safe and cost effective online remittance to Mongolia. Sendly NBFI LLC is your trusted remittance service provider from the United States to Mongolia. Sendly mobile app is built for you to: 1. Easily and Securely send money online through our robust system. 2. Transfer your money Online within 2 minutes. 3. Get daily and real-time Exchange rates. 4. Receive update on status of the remittance direct on your device. 5. Manage your recipient and remittance list. 6. Manage your bank accounts easily. 7. Receive Exclusive promotions and updates. 8. Recipient is able to receive remittance in their any commercial bank’s account.

About

M Credit

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

Highlights
  • Digital loan applications
  • Purchase loans with 0% interest
  • Credit card with bonus points
  • Flexible repayment terms
  • Nationwide service availability
  • Early repayment options
  • Bonus points for timely payments
Features
Read full description

Соломон Инвестментс ББСБ ХХК -ийн M Credit апп нь 2023 оноос хойш цахим зээлийн үйлчилгээг тасралтгүй үзүүлж байгаа аппликэйшн юм. Зээл хүсэгчийн зээл авах боломж, цаг хугацааг хэмнэж зээлийн гэрээг зайнаас байгуулж, зээлийн эрхээ тогтоож хялбар, шуурхай зээлийн үйлчилгээг үзүүлж байна. Харилцагчиддаа илүү ойртож хүрэхийн тулд Монгол улсын 21 аймгуудын харьяалалд ч мөн нээлттэй. Бид ISO 27001:2022 олон улсын стандартыг нэвтрүүлж харилцагчдынхаа мэдээллийн аюулгүй байдлыг хангаж ажилладаг. M Credit апп-н зээлийн бүтээгдэхүүнүүд: 1. Цахим зээл - 100,000-3,500,000₮ хүртэлх бэлэн мөнгөний цахим зээл - Зээлийн дүнгээс хамаарч 90 хоног хүртэл авах боломжтой - Цахим зээлээ 6 удаа хүртэл сунгах уян хатан нөхцөлтэй - Зээлийн хугацаа дуусахаас өмнө хүссэн дүнгээрээ урьдчилан зээлийн нийт дүнгээс хасуулах боломжтой 2. Худалдан авалтын зээл - Урьдчилгаагүй - Хүүгүй - Шимтгэлгүй - 4 хүртэл хувааж төлөх боломжтой - 3 хүртэл удаа төлөлтөө сунгах боломжтой 3. "Magic" Кредит карт - 500,000-1,000,000₮ хүртэл эрх тогтоно - 1500 бонус оноогоо ашиглан картын хүсэлтээ илгээнэ Мкредит апп-ын давуу тал: - Хэзээ ч хаанаас ч зээлийн гэрээгээ цахимаар байгуулах боломжтой - Монгол улс даяар 21 аймгуудад нээлттэй - Цахим зээл, худалдан авалтын зээлийг нэг дороос - Зээлийн гүйлгээ хийхэд хялбар, шуурхай - Зээлийн хугацаа дуусахаас өмнө хүссэн дүнгээрээ зээлээсээ төлөх боломжтой - Хугацаандаа зээлээ хаах бүрдээ бонус оноо цуглуулж, бонус оноогоороо зээлийн хүү бууруулах, зээлийн эрхээ нэмүүлэх боломжтой - Зээлээ сунгаж болох уян хатан нөхцөлтэй Your financial choice Mcredit Холбоо барих: 72002060 Е-мэйл: support@mcredit.mn

Screenshots

Sendly3 screens
M Credit4 screens

Verdict

The call

The clearest difference is review sentiment: M Credit at 100% against Sendly's 33%. M Credit also leads on rating (4.8 vs 2.8). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

M Credit holds the better App Store score, 4.8 against 2.8. Both are backed by a comparable volume of ratings — 47 and 24 respectively. Written reviews point the same way: 33% of Sendly's written reviews are positive against 100% of M Credit's.

UpkeepUpdate frequency

Sendly ships an update every 3 weeks, M Credit every 11 days. The most recent releases landed on October 16, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
Sendly versus M Credit: the parameters behind the verdict, then further details
ParameterSendlyM Credit
PriceFreeFree
Rating2.8 (47 ratings)4.8 (24 ratings) — better
Positive reviews33.3% of reviews100.0% of reviews — better
Number of ratings47 — better24
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size81 MB132 MB
Age rating4+4+
DeveloperGyals credit non banking financial institution LLCSolomon Investments NBFI LLC

Customer experience

Sendly

All ratings47 ratings
Positive42.6%
Neutral4.3%
Negative53.2%
Written reviews18 reviews
Positive33.3%
Neutral11.1%
Negative55.6%

M Credit

All ratings24 ratings
Positive95.8%
Neutral0.0%
Negative4.2%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Sendly

No in-app purchases

None

M Credit

No in-app purchases

Questions

Is Sendly free?
Sendly is free to download, with no in-app purchases.
Is M Credit free?
M Credit is free to download, with no in-app purchases.
Which has better reviews, Sendly or M Credit?
M Credit is rated higher. Sendly averages 2.8 out of 5 from 47 ratings, while M Credit averages 4.8 from 24 ratings.
Do Sendly or M Credit have ads?
Neither Sendly nor M Credit shows ads.
Which is updated more often, Sendly or M Credit?
Sendly ships an update every 3 weeks, and M Credit every 11 days. Most recently, Sendly was updated on October 16, 2026 and M Credit on September 20, 2026.

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