Comparison

Pay.aw vs Spendulge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay.aw

This finance app allows users to make payments by scanning QR codes at stores, transfer money, and order items directly within the application. It offers a convenient mobile payment solution for everyday transactions.

Highlights
  • Scan QR codes for payment
  • Transfer money easily
  • Order directly from the app
  • Mobile payment solution
Features
Read full description

Discover the new way to pay with your mobile phone. With Pay.aw you can pay by scanning a QR code at your favorite store, easily transfer money, and order directly from inside the app.

About

Spendulge

Effortlessly track and split shared expenses for trips, roommates, or group events. Seamlessly integrate with popular payment apps to settle debts quickly and avoid awkward conversations.

Highlights
  • Log group expenses
  • Split bills instantly
  • Settle up with payment apps
  • Track shared costs
  • Manage roommate bills
  • Organize group event costs
Features
Read full description

Spendulge is the all-in-one group expense tracker built for real life. Whether you're on a trip, sharing bills with roommates, organizing a group dinner, or splitting rent and utilities, Spendulge makes it easy to manage and split shared expenses. Say goodbye to awkward spreadsheets, endless reminders, and confusing “Who owes who?” texts. Spendulge is your simple, clear, and powerful bill splitting app for any group situation. With Spendulge, you can log group expenses, split bills instantly, and settle up with ease using your favorite peer-to-peer payment platforms like PayPal, Venmo, Cash App, and Apple Pay. Simply save your payment usernames once, and friends can send or request money without ever needing to ask again. No more searching for handles or sending awkward messages—just tap to pay, and Spendulge launches the selected app with the amount and recipient pre-filled. It’s the fastest, cleanest way to pay people back. Designed for groups of all kinds, Spendulge works perfectly as a: Roommate expense tracker Travel expense splitter Friends bill splitter app Shared meal calculator Group gift expense organizer Event or party cost manager It’s ideal for housemates, couples, travel buddies, coworkers, classmates, and families. Whether you're splitting rent, groceries, rideshares, or fun nights out, Spendulge helps keep things transparent and fair. Just create a group, start logging shared expenses, and keep everyone on the same page. Every expense is tracked, and every person knows exactly what they owe. You can easily record who paid, split costs evenly or manually, and view detailed logs of all group transactions. No more confusion. No more forgetting. Just peace of mind. We built Spendulge because we believe managing group expenses shouldn’t be complicated or awkward. You deserve a group money app that’s smart, easy, and stress-free. Spendulge is the best expense tracker app for friends who want to stay organized—and stay friends. From casual coffee runs to once-in-a-lifetime getaways, Spendulge is the smarter way to split, track, and settle shared costs. Download the app today and experience how effortless group money can be.

Screenshots

Pay.aw3 screens
Spendulge4 screens

Verdict

The call

The clearest difference is review sentiment: Spendulge at 100% against Pay.aw's 20%. Spendulge also leads on rating (5.0 vs 3.3). Pay.aw's advantage is ratings volume (55 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Spendulge holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: Pay.aw has 55 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 20% of Pay.aw's written reviews are positive against 100% of Spendulge's.

Scorecard3 real differences · 7 level
Pay.aw versus Spendulge: the parameters behind the verdict, then further details
ParameterPay.awSpendulge
PriceFreeFree
Rating3.3 (55 ratings)5.0 (2 ratings) — better
Positive reviews20.0% of reviews100.0% of reviews — better
Number of ratings55 — better2
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size55 MB42 MB
Age rating+94+
DeveloperSetar NVSpendulge LLC

Customer experience

Pay.aw

All ratings55 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews15 reviews
Positive20.0%
Neutral6.7%
Negative73.3%

Spendulge

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pay.aw

No in-app purchases

None

Spendulge

No in-app purchases

Questions

Is Pay.aw free?
Pay.aw is free to download, with no in-app purchases.
Is Spendulge free?
Spendulge is free to download, with no in-app purchases.
Which has better reviews, Pay.aw or Spendulge?
Spendulge is rated higher. Pay.aw averages 3.3 out of 5 from 55 ratings, while Spendulge averages 5.0 from 2 ratings.
Do Pay.aw or Spendulge have ads?
Neither Pay.aw nor Spendulge shows ads.

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