Innovative MFB vs Assets MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Innovative MFB
Manage your finances on the go with this mobile banking application. Perform transactions like checking balances, paying bills, recharging airtime, and transferring funds. You can also apply for loans and create new account numbers directly from your device.
- View account balance
- Export account statements
- Airtime recharge
- Bill payments
- Inter/Intra-bank transfers
- Loan application and status
- Create account numbers
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Perform most of your financial transactions which includes but not limited to: - View Account balance - View and export Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN etc. - Inter-bank and Intra-bank Transfer - Loan Management (apply for loans, check loan status etc.) - Create Account Number
Assets MFB
Manage your money with a digital wallet that lets you save, invest, send, and grow your wealth. Open a Nigerian bank account in minutes, enjoy secure transactions, and access loans. Offers convenient bill payments and airtime recharges.
- Open Nigerian bank account in 2 minutes
- Instant fund transfers
- Competitive interest rates on savings
- Invest in cash and fixed assets
- Fast bill payments and airtime recharge
- Access to loans with competitive rates
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Assets Microfinance Bank: Your Digital Wallet for a Smarter Financial Life Take control of your finances with Assets Microfinance Bank—a secure, convenient, and powerful platform designed to help you save, invest, send, and grow your wealth, all in one place. Simple & Secure Banking: Open a fully functional Nigerian bank account in just 2 minutes. Send & receive funds instantly to any Nigerian bank or financial institution. Enjoy advanced security features like memory words and night protection to keep your account safe. Stay updated with real-time email & phone alerts for all transactions. Effortless Saving & Investing: Earn competitive interest rates on your savings with flexible options. Lock away money for long-term growth or set up daily, weekly, or monthly savings plans. Invest in cash and fixed assets for potentially higher returns. Fast & Convenient Payments: Pay bills, recharge airtime, or purchase data instantly. Enjoy exclusive discounts on everyday transactions. Make up to 3 free transfers daily, with easy access to bulk payments for transferring to multiple recipients at once. Safe & Reliable Loans: Get access to loans with competitive rates to cover unexpected expenses. Your Privacy Matters: We respect your privacy with zero contact shaming—your information stays secure. Download Assets MFB today to join thousands of Nigerians managing their finances, building wealth, and enjoying a simpler, more secure banking experience.
Screenshots
Verdict
The clearest difference is review sentiment: Assets MFB at 100% against Innovative MFB's 0%. Assets MFB also leads on rating (4.9 vs 1.0) and update cadence (fortnightly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Assets MFB holds the better App Store score, 4.9 against 1.0. Both are backed by a comparable volume of ratings — 6 and 14 respectively. Written reviews point the same way: 0% of Innovative MFB's written reviews are positive against 100% of Assets MFB's.
Innovative MFB ships an update every 4 months, Assets MFB fortnightly. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.
| Parameter | Innovative MFB | Assets MFB |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (6 ratings) | 4.9 (14 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 | 14 — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 55 MB | 80 MB |
| Age rating | 4+ | 17+ |
| Developer | iBank Microfinance Bank Limited | Assets Microfinance Bank Limited |
Customer experience
Innovative MFB
Assets MFB
In-app purchases
Innovative MFB
No in-app purchases
Assets MFB
No in-app purchases
Questions
Is Innovative MFB free?
Is Assets MFB free?
Which has better reviews, Innovative MFB or Assets MFB?
Do Innovative MFB or Assets MFB have ads?
Which is updated more often, Innovative MFB or Assets MFB?
Other comparisons
