Comparison

Innovative MFB vs Vale Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Innovative MFB

Manage your finances on the go with this mobile banking application. Perform transactions like checking balances, paying bills, recharging airtime, and transferring funds. You can also apply for loans and create new account numbers directly from your device.

Highlights
  • View account balance
  • Export account statements
  • Airtime recharge
  • Bill payments
  • Inter/Intra-bank transfers
  • Loan application and status
  • Create account numbers
Features
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Perform most of your financial transactions which includes but not limited to: - View Account balance - View and export Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN etc. - Inter-bank and Intra-bank Transfer - Loan Management (apply for loans, check loan status etc.) - Create Account Number

About

Vale Business

Features
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Enjoy daily interest on your wallet balance, save towards a goal, and fix money for long term with great interest.

Screenshots

Innovative MFB4 screens
Vale Business4 screens

Verdict

The call

The clearest difference is update cadence: Vale Business at weekly against Innovative MFB's every 4 months. Vale Business also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Innovative MFB ships an update every 4 months, Vale Business weekly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Innovative MFB versus Vale Business: the parameters behind the verdict, then further details
ParameterInnovative MFBVale Business
PriceFreeFree
Rating1.0 (6 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings6 — better—
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size55 MB62 MB
Age rating4+4+
DeveloperiBank Microfinance Bank LimitedVale Finance Limited

In-app purchases

None

Innovative MFB

No in-app purchases

None

Vale Business

No in-app purchases

Questions

Is Innovative MFB free?
Innovative MFB is free to download, with no in-app purchases.
Is Vale Business free?
Vale Business is free to download, with no in-app purchases.
Do Innovative MFB or Vale Business have ads?
Neither Innovative MFB nor Vale Business shows ads.
Which is updated more often, Innovative MFB or Vale Business?
Innovative MFB ships an update every 4 months, and Vale Business weekly. Most recently, Innovative MFB was updated on November 3, 2026 and Vale Business on October 28, 2026.

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