Comparison

myAccountsPro vs Accounts 3 Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myAccountsPro

Track all your accounts and finances with a digital bank register. Record purchases, manage bills with reminders, and forecast your balance. Includes reports, a loan calculator, and customizable themes with robust security.

Highlights
  • Digital bank register for all accounts
  • Purchase and bill tracking
  • Bill reminders and scheduling
  • Account balance forecasting
  • Spending reports and charts
  • Loan calculator with amortization
  • Customizable themes and icons
  • Biometric and passcode security
Features
Currently charting
Read full description

An updated version of the classic myAccounts app, built on the latest software platform! I'll attempt to summarize the functionality, brace yourself... - Digital Bank Register with the ability to keep track of ALL your Accounts - Record all of your purchases and keep yourself right on track with your finances - It's like a classic checkbook register only way better! - Split Categories - Round-Up to Savings (Round up your debit card purchases and transfer the money to savings account) - Create Bills that offer flexible scheduling. Adding bills reminders helps you ensure you NEVER miss a bill payment again! - FutureCast - Forecast your account balance based on upcoming bills (This is really helpful, at least for me...) - Bill History lets you keep track of all the bills you have marked paid in the app. - Calendar that will show when bills are due and show paid bill history. - Reports and charts of your spending categories to let you track exactly where your money is spent. - Advanced searching capabilities allowing you to find all your transactions. - Loan Calculator to give you an idea of how a new loan will affect your finances. Complete with a list of all monthly payments and interest for each payment. Display amortization list to show how each payment will effect principal balance and interest per payment. - Theme Coloring and Icon customization. You pick the way you want the app to appear on your device. - Security Locking allows for securing your financial records without fear of prying eyes. Use TouchID, FaceID, or Passcode. The choice is yours! - Email Backup and Restore to safely save all your account data without fear of data loss. - Export to CSV for use in other applications. Extremely intuitive and easy to use. I personally use this app for all my finances. If it's not simple to use, I'm not doing something right. I appreciate your input on how to make it the best account tracking app on the market! ** Feel free to email any bugs or enhancement recommendations to wags76.myapps@gmail.com ** I personally respond promptly to all emails to ensure that every customer gets the attention they deserve! Every email concerning bugs, problems and enhancements get special attention. You deserve it! Even if not all app developer agree... ** If you like this app, please leave a positive rating to keep me motivated to make enhancements. Thank you!

About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

Screenshots

myAccountsPro4 screens
Accounts 3 Lite4 screens

Verdict

The call

The clearest difference is price: Accounts 3 Lite at Free against myAccountsPro's $2.99. Accounts 3 Lite also leads on rating (4.7 vs 4.0) and ratings volume (225 vs 51). myAccountsPro's advantage is review sentiment (76% vs 47%) and chart position (#73 vs unranked). On update cadence, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accounts 3 Lite is free to download; myAccountsPro costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Lite holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 51 and 225 respectively. Written reviews complicate that: 76% of myAccountsPro's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

myAccountsPro ships an update monthly, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

Scorecard6 real differences · 5 level
myAccountsPro versus Accounts 3 Lite: the parameters behind the verdict, then further details
ParametermyAccountsProAccounts 3 Lite
Price$2.99Free — better
Rating4.0 (51 ratings)4.7 (225 ratings) — better
Positive reviews76.2% of reviews — better46.8% of reviews
Number of ratings51225 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#73 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.6 — better26.0
Further details — not scored
Size9 MB10 MB
Age rating4+4+
DeveloperChristopher WagnerSVT Software

Customer experience

myAccountsPro

All ratings46 ratings
Positive73.9%
Neutral10.9%
Negative15.2%
Written reviews42 reviews
Positive76.2%
Neutral11.9%
Negative11.9%

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

User reviews

myAccountsPro

From 51 App Store ratings

What we love

  • 👍 User-friendly and uncluttered interface
  • 💡 Brilliant future cast in Bills section
  • 👍 Easy to edit payees and categories
  • 👍 Great for tracking money
  • 👍 Excellent customer support

Room to improve

  • 🐛 Difficulty with PIN visibility
  • 🐛 Syncing issues across multiple iPads
  • 🐛 Backup not working for some users
  • 🐛 App freezes or force closes when adding bills
  • 🐛 Transactions not always in chronological order

Accounts 3 Lite

From 225 App Store ratings

What we love

  • 👍 Easy to use checkbook register
  • 👍 Helpful for personal finance
  • 👍 Good for simple tracking
  • 👍 Keeps all budget information
  • 👍 Works well for personal needs

Room to improve

  • 😠 Persistent pop-ups
  • 😠 Forceful upgrade prompts
  • 😠 No sub-accounts
  • 😠 Recurring charges not included in total outstanding
  • 😠 Sync issues causing data loss

Bugs and requests

myAccountsPro

Reported bugs

11 issues
  • Recurring payments deducting even after deletion
  • PIN number visibility issue
  • Syncing issues across multiple iPads
  • Backup not working for some users
  • App crashes or freezes when adding new bills
Show 6 more
  • App freezes or force closes when adding new bills
  • Transactions not always in the order entered
  • Cannot export a backup in free or paid version
  • No restore functionality from backup
  • Developer not responding to emails
  • Round-up feature reverts to '-' for income if '-' or '+' not clicked before done

Requested features

18 requests
  • Ability to download to iCloud
  • See balance on Bills page after deducting bills
  • Add entries with Apple Watch
  • Mark as reconciled
  • Make monthly ledgers instead of continuous entries
Show 13 more
  • Cloud sync (iCloud or sign-in account link)
  • Backup to iCloud for syncing across devices
  • Edit existing categories instead of creating new ones
  • Option for income in round-up feature
  • iCloud sync for multi-device use
  • Show recurring items in current account view
  • Help section
  • Ability to take photo or upload receipt
  • Split transaction functionality
  • Desktop version
  • Improved search functionality
  • Import data functionality
  • Date format changeable to dd/mm/yyyy

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

In-app purchases

None

myAccountsPro

No in-app purchases

None

Accounts 3 Lite

No in-app purchases

Questions

Is myAccountsPro free?
myAccountsPro costs $2.99, with no in-app purchases.
Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Which has better reviews, myAccountsPro or Accounts 3 Lite?
Accounts 3 Lite is rated higher. myAccountsPro averages 4.0 out of 5 from 51 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.
Do myAccountsPro or Accounts 3 Lite have ads?
Neither myAccountsPro nor Accounts 3 Lite shows ads.
Which is updated more often, myAccountsPro or Accounts 3 Lite?
myAccountsPro ships an update monthly, and Accounts 3 Lite every 3 weeks. Most recently, myAccountsPro was updated on October 26, 2026 and Accounts 3 Lite on October 28, 2026.

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