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Accounts 3 Lite - Checkbook

Accounts 3 Lite - Checkbook

by SVT Software

225 ratings
47 reviews
💼 Business
💰 Finance
Free

Details

Released
September 11, 2022
Updated
November 3, 2026

Features

Developer

SVT Software
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Accounts 3 Lite - Checkbook video #1 for iPhone
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Reviews summary↘︎
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❓8 answered
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📦~ in 2 weeks
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About

This app offers a convenient digital alternative to a paper checkbook for tracking daily finances. It allows users to schedule transactions, transfer funds, capture photo receipts, reconcile accounts, and generate reports and graphs.

✓Schedule recurring transactions
✓Capture photo receipts
✓Reconcile accounts
✓Generate reports and graphs
✓Export data in CSV, QIF, HTML
✓Split transactions
✓Transfer funds between accounts
Show original description

What users say about Accounts 3 Lite

Reviews of Accounts 3 Lite are mixed: the Finance app is rated 4.7/5 from 225 App Store ratings. What users like most: easy to use checkbook register, helpful for personal finance. Top complaints: persistent pop-ups, forceful upgrade prompts. Summarized from real user reviews.

Positive things

  • 👍Easy to use checkbook register
  • 👍Helpful for personal finance
  • 👍Good for simple tracking
  • 👍Keeps all budget information
  • 👍Works well for personal needs
  • 👍Free version is good
  • 👍Calendar view is helpful
  • 👍Great app overall

Negative things

  • 😠Persistent pop-ups
  • 😠Forceful upgrade prompts
  • 😠No sub-accounts
  • 😠Recurring charges not included in total outstanding
  • 😠Sync issues causing data loss
  • 😠Difficult to get support
  • 😠Dull app icon color
See all reviews
+1

What's New in Accounts 3 Lite

3.16

November 3, 2026

iPhone Duo support Ability to create a recovery key and use Forgot Passcode if you lose your passcode

User reviews

Most RecentHighest RatedLowest Rated

Seems like it could be great

I am currently moving from android to iOS. I’ve been searching for a checkbook register app for my mom (she’s also switching) and this one seems like it is the closest to what she is wanting. However, when I try to go in and create a test recurring transaction, it doesn’t let me select an account or cycle. I’m not sure if this is a lite vs full version issue, iOS 27 issue, or iPhone 18 pro issue. We’ve tried it on her phone and mine with the same result. Makes me hesitant to buy the full version. I haven’t written a review for any of the other 14 apps I tried. I’m only writing this one in hopes that the developer sees it and can provide some guidance on the issue. Hoping to find something quickly before we need to send back our old phones.
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KKarneson05

Question re: Accounts 4, paid version

I’ve tried this “lite” version and it looks like everything I need/want… at a reasonable price for the V4. Question - is it possible to IMPORT a csv file? I can export a csv from my bank and it would save a lot of redundancy. Not a deal breaker however, as this app looks like a well designed, basic money tracker. TY.
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JJudBaro

Nice App for my finance tracking

This is a nice, simple way to track my finances. I do wonder if I can have two files. I track my mom’s finances as well as my own but don’t want to track them together. I have checked the FAQ but didn’t see any reference to being able to have 2 separate files. Is this possible in the full version?
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SMStewies Mom

STUPID JERKS!!!

STOP SENDING POP-UPS FOR $MONIES!!!!!

NOT UPDATING ANYTHING!!!!!
22Save1Land

Data at your Fingertips

My experience with Account 3 lite has been great. Been using it for over 6yrs without issue. Very helpful!!! Recommended.
GGopherrm76
See 42 more reviews

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User experience

🐞

Reported Bugs

4 issues

Pop-ups for paid versions

Bug

Sync issues deleting transactions

Bug

Recurring transaction memos not updating correctly

Bug

Recurring screen starting date/time squished

Bug
✨

Requested Features

15 requests

Add total outstanding balance with recurring charges

Feature

Import PDF files for checks

Feature

Add sub-accounts

Feature

Add PDF support for checks

Feature

Add recurring transfers between accounts

Feature

Schedule recurring transactions on a specific date

Feature

Hide specific accounts from main view

Feature

Clear delineation between past and future transactions

Feature

Option to turn off auto check number

Feature

Fix recurring screen starting date/time issue

Feature

Import QIF or CSV files

Feature

Allow changing memo on recurring transfers without re-creation

Feature

Manually pay monthly bills instead of automatic

Feature

Recurring transactions that shift date for weekends/holidays

Feature

Option to select app icon color

Feature

FAQ

Does Accounts 3 Lite have ads?

No, Accounts 3 Lite does not contain advertisements. The app is free to use without any ad interruptions.

What devices is Accounts 3 Lite compatible with?

Accounts 3 Lite is a universal binary designed for both iPhone and iPad devices, offering a seamless experience across Apple's mobile platforms.

How often is Accounts 3 Lite updated?

The latest version of Accounts 3 Lite is 3.16, and it was last updated on November 3, 2026. This indicates a consistent update schedule from the developer.

What are the main pros users mention about Accounts 3 Lite?

Users frequently praise Accounts 3 Lite for being an easy-to-use checkbook register, helpful for personal finance, and good for simple tracking. Many find it keeps all budget information well and works effectively for personal needs.

What are the main cons users mention about Accounts 3 Lite?

Some users have noted persistent pop-ups and forceful upgrade prompts. Other cons include the lack of sub-accounts, issues with recurring charges not being included in outstanding totals, and occasional sync problems causing data loss.

Is Accounts 3 Lite secure for my financial data?

Accounts 3 Lite supports Touch and Face ID for quick and convenient authentication, suggesting a focus on user access security. While specific encryption details are not provided, the app's design aims to replace a physical checkbook.

Can I export my financial data from Accounts 3 Lite?

Yes, Accounts 3 Lite allows you to export your transactions in CSV, QIF, and HTML formats. This enables you to use your data with desktop applications like Numbers, Excel, or MS Money.

What is the overall user sentiment for Accounts 3 Lite?

The overall user sentiment for Accounts 3 Lite is mixed. While many users appreciate its functionality and ease of use, some have expressed concerns about pop-ups, upgrade prompts, and specific feature limitations.