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Accounts 3 Lite - Checkbook

Accounts 3 Lite - Checkbook

by SVT Software

225 ratings
47 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • September 11, 2022
  • October 13, 2026

Features

Developer

SVT Software
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Accounts 3 Lite - Checkbook video #1 for iPhone
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iphone
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Reviews summary↘︎
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🔄6+ apps
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❓5 answered
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📦~ in 3 weeks
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About

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

✓Schedule recurring transactions
✓Capture photo receipts
✓Generate financial reports and graphs
✓Reconcile transactions with bank statements
✓Export data in CSV, QIF, and HTML
✓Supports Touch and Face ID
✓Split transactions across categories
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What users say about Accounts 3 Lite

Reviews of Accounts 3 Lite are mixed: the Finance app is rated 4.7/5 from 225 App Store ratings. What users like most: easy to use checkbook register, helpful for personal finance. Top complaints: persistent pop-ups, forceful upgrade prompts. Summarized from real user reviews.

Positive things

  • 👍Easy to use checkbook register
  • 👍Helpful for personal finance
  • 👍Good for simple tracking
  • 👍Keeps all budget information
  • 👍Works well for personal needs
  • 👍Free version is good
  • 👍Calendar view is helpful
  • 👍Great app overall

Negative things

  • 😠Persistent pop-ups
  • 😠Forceful upgrade prompts
  • 😠No sub-accounts
  • 😠Recurring charges not included in total outstanding
  • 😠Sync issues causing data loss
  • 😠Difficult to get support
  • 😠Dull app icon color
See all reviews
+1

What's New in Accounts 3 Lite

3.14

October 13, 2026

UI Enhancements

User reviews

Most RecentHighest RatedLowest Rated

Seems like it could be great

I am currently moving from android to iOS. I’ve been searching for a checkbook register app for my mom (she’s also switching) and this one seems like it is the closest to what she is wanting. However, when I try to go in and create a test recurring transaction, it doesn’t let me select an account or cycle. I’m not sure if this is a lite vs full version issue, iOS 27 issue, or iPhone 18 pro issue. We’ve tried it on her phone and mine with the same result. Makes me hesitant to buy the full version. I haven’t written a review for any of the other 14 apps I tried. I’m only writing this one in hopes that the developer sees it and can provide some guidance on the issue. Hoping to find something quickly before we need to send back our old phones.
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Karneson05Karneson05

Question re: Accounts 4, paid version

I’ve tried this “lite” version and it looks like everything I need/want… at a reasonable price for the V4. Question - is it possible to IMPORT a csv file? I can export a csv from my bank and it would save a lot of redundancy. Not a deal breaker however, as this app looks like a well designed, basic money tracker. TY.
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JudBaroJudBaro

Nice App for my finance tracking

This is a nice, simple way to track my finances. I do wonder if I can have two files. I track my mom’s finances as well as my own but don’t want to track them together. I have checked the FAQ but didn’t see any reference to being able to have 2 separate files. Is this possible in the full version?
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Stewies MomStewies Mom

STUPID JERKS!!!

STOP SENDING POP-UPS FOR $MONIES!!!!!

NOT UPDATING ANYTHING!!!!!
2Save1Land2Save1Land

Data at your Fingertips

My experience with Account 3 lite has been great. Been using it for over 6yrs without issue. Very helpful!!! Recommended.
Gopherrm76Gopherrm76
See 42 more reviews

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User experience

🐞

Reported Bugs

4 issues

Pop-ups for paid versions

Bug

Sync issues deleting transactions

Bug

Recurring transaction memos not updating correctly

Bug

Recurring screen starting date/time squished

Bug
✨

Requested Features

15 requests

Add total outstanding balance with recurring charges

Feature

Import PDF files for checks

Feature

Add sub-accounts

Feature

Add PDF support for checks

Feature

Add recurring transfers between accounts

Feature

Schedule recurring transactions on a specific date

Feature

Hide specific accounts from main view

Feature

Clear delineation between past and future transactions

Feature

Option to turn off auto check number

Feature

Fix recurring screen starting date/time issue

Feature

Import QIF or CSV files

Feature

Allow changing memo on recurring transfers without re-creation

Feature

Manually pay monthly bills instead of automatic

Feature

Recurring transactions that shift date for weekends/holidays

Feature

Option to select app icon color

Feature

FAQ

What does Accounts 3 Lite do?

Accounts 3 Lite is a digital application designed to replace your paper checkbook. It allows you to track your daily finances, schedule transactions, transfer funds, capture photo receipts, reconcile your accounts, and view detailed reports and graphs.

What are the key features of Accounts 3 Lite?

Key features include scheduling recurring transactions, capturing photo receipts, generating graphs and reports on income vs. expense, reconciling transactions, splitting transactions, making transfers, and exporting data in CSV, QIF, and HTML formats. It also supports Touch and Face ID for quick authentication.

Is Accounts 3 Lite free to use?

Yes, Accounts 3 Lite is a free application. The provided information indicates it does not have in-app purchases or ads, suggesting a completely free experience for users.

What devices is Accounts 3 Lite compatible with?

Accounts 3 Lite is a Universal Binary, meaning it is designed for iPhone, iPod Touch, and iPad devices. This allows you to use the app across multiple Apple devices without needing to purchase separate versions.

How can I use Accounts 3 Lite for my daily finances?

You can use Accounts 3 Lite to log all your income and expenses as they occur, similar to writing in a paper checkbook. You can also set up recurring transactions for bills, track transfers between your accounts, and reconcile your entries against your bank statements to ensure accuracy.