1. Home
  2. ๐Ÿ’ฐ Finance
  3. Debt Payoff Pro
Debt Payoff Pro

Debt Payoff Pro

by SVT Software

84 ratings
118 reviews
๐Ÿ’ผ Business
๐Ÿ’ฐ Finance

Archived App (Last seen on 14 Oct 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

Released
April 6, 2011
Updated
September 19, 2017

Features

Developer

SVT Software
โœจPromote your app โœจ
Debt Payoff Pro screenshot #1 for iPhone
Debt Payoff Pro screenshot #2 for iPhone
Debt Payoff Pro screenshot #3 for iPhone
Debt Payoff Pro screenshot #4 for iPhone
Debt Payoff Pro screenshot #5 for iPhone
iphone
ipad
๐Ÿ“ŒReady
Reviews summaryโ†˜๏ธŽ
โญ118
Reviewsโ†˜๏ธŽ
๐Ÿ“1+ tags
Tagsโ†˜๏ธŽ
๐Ÿ”„6+ apps
Alternativesโ†˜๏ธŽ
โ“5 answered
FAQโ†˜๏ธŽ
๐Ÿ“ฆw/o updates
Updates frequencyโ†˜๏ธŽ
๐Ÿ–ผ๏ธGet Icon
Iconsโ†˜๏ธŽ

About

This app helps you pay off debts faster using proven financial strategies like the debt snowball method. Track multiple debts, visualize progress with charts, and receive payment reminders. Includes bonus calculators for loans and mortgages.

โœ“Debt snowball payoff method
โœ“Multiple debt tracking
โœ“Various payoff strategies
โœ“Payment schedule and tracking
โœ“Progress charts and reports
โœ“Payment due date notifications
โœ“Bonus financial calculators
Show original description

What users say about Debt Payoff Pro

Reviews of Debt Payoff Pro are mixed: the Finance app is rated 3.0/5 from 84 App Store ratings. What users like most: easy-to-use interface and simple layout, helpful visualization with pie charts and progress tracking. Top complaints: date system frequently incorrect or stuck in past years, cannot edit existing debts without deleting and re-entering. Summarized from real user reviews.

Positive things

  • ๐Ÿ‘Easy-to-use interface and simple layout
  • ๐Ÿ“ŠHelpful visualization with pie charts and progress tracking
  • ๐Ÿ’ฐAffordable price point ($0.99)
  • ๐ŸŽฏEffective debt snowball method implementation
  • ๐Ÿ“ฑWorks across iPhone and iPad devices
  • โœ…Motivating to see debt payoff timeline
  • ๐ŸงฎUseful loan calculator feature

Negative things

  • ๐Ÿ›Date system frequently incorrect or stuck in past years
  • โŒCannot edit existing debts without deleting and re-entering
  • โŒNo flexibility for changing debt amounts or interest rates
  • โŒLimited payment frequency options (monthly only)
  • โŒPaid version offers minimal difference from free version
  • ๐Ÿ”„Changes to payments reset all previous transaction history
  • โŒCannot add new debts without affecting existing ones
  • ๐Ÿ“ฑPoor iPad compatibility and rotation issues
  • โŒNo syncing across multiple devices
  • โŒNo way to contact developer for support
  • ๐Ÿ›App freezes or crashes during use
  • โŒInaccurate interest calculations
  • โŒCannot track additional charges or purchases on revolving accounts
See all reviews

What's New in Debt Payoff Pro

5.1

September 19, 2017

This update from Apple will improve the functionality of this app. No new features are included. Fixed issue with app not able to launch on iOS 11

More

User reviews

Most RecentHighest RatedLowest Rated

Decimal point

Something happened recently probably with the last update where the decimal point has disappeared. If you are trying to add extra payments. If someone could please fix that issue. Other than that I love using this app.
SGSimi Girl

Financial life changing

I have paid and used this for as long as I can remember this is life changing to help myself and others I have shared with to help make their lives better
I wish there was weekly payments as an option thank you
BBelsbury

Good but could be better

I like the easy to use format of this app but the date is ALWAYS off. I added a debt and the payoff date was set as 2023โ€ฆ.its 2026. It seems like this would be an easy update. Please fix this issue!!!!
Mmfergieatl

Not helpful.

Wasted $.99.
Ppatdnsouth

Accounts 3 interface?

Does Debt Payoff Pro interface with accounts 3?
RRunning377
See 113 more reviews

Developer apps

Loan Calculator Pro
Loan Calculator Pro

by SVT Software

๐Ÿ’ฐ Finance

(25)

$1.99
Mortgage Calculator Pro
Mortgage Calculator Pro

by SVT Software

๐Ÿ’ฐ Finance

(71)

$1.99
Debt Payoff Assistant
Debt Payoff Assistant

by SVT Software

๐Ÿ’ฐ Finance

(136)

Free
Accounts 2 Checkbook
Accounts 2 Checkbook

by SVT Software

๐Ÿ’ฐ Finance

(6.7K)

$3.99
Accounts 2 Lite - Checkbook
Accounts 2 Lite - Checkbook

by Steve Tran

๐Ÿ’ฐ Finance

(143)

Free
See developer apps

User experience

๐Ÿž

Reported Bugs

12 issues

Dates default to incorrect years (2016, 2018, 2023) instead of current year

Bug

Cannot change or reset payment dates after initial entry

Bug

Date system stuck in past years with no way to update

Bug

App freezes and becomes unresponsive

Bug

iPad version doesn't rotate properly, cutting off information

Bug

Incompatible with iOS 7 and newer updates

Bug

Interest calculations are inaccurate

Bug

Payment history resets when making any changes to plan

Bug

Edit button on debt payment screen non-functional

Bug

New debts are backdated to original entry date

Bug

Pie chart labels cut off on reports screen

Bug

Snowball method doesn't automatically apply payments to next debt

Bug
โœจ

Requested Features

20 requests

Bi-weekly, weekly, and fortnightly payment options

Feature

Ability to edit debts without deleting and starting over

Feature

Support for extra/one-time payments with impact visualization

Feature

Ability to change payment dates and amounts flexibly

Feature

Multiple debt payoff plans simultaneously

Feature

Cloud sync across devices (iCloud, Dropbox)

Feature

Income tracking and integration

Feature

Ability to add new debts with custom start dates

Feature

Print functionality

Feature

Payment reminders and congratulation notifications

Feature

Support for different currencies

Feature

Ability to track revolving credit account changes

Feature

Semi-monthly and accelerated payment options

Feature

Interest-free period tracking for credit cards

Feature

Escrow accounting for mortgages

Feature

Notes field for debt tracking

Feature

Introductory rate and date range tracking

Feature

Ability to reorder debts by amount

Feature

Summary page showing monthly obligations

Feature

Debt grouping by category (student loans vs credit cards)

Feature

FAQ

What is Debt Payoff Pro?

Debt Payoff Pro is a mobile application designed to help users systematically pay off their debts. It utilizes popular financial strategies, such as the debt snowball method, to accelerate debt repayment and build user confidence.

What are the key features of Debt Payoff Pro?

Key features include tracking unlimited debts, supporting multiple payoff strategies (snowball, highest balance, highest interest, custom), detailed debt payment tracking, extra principal payment support, progress charts and reports, payment due date notifications, and built-in calculators for payoff dates, mortgages, and loans.

How much does Debt Payoff Pro cost?

The application is a paid app. While there is a current 50% off sale for a limited time, the standard pricing model is a one-time purchase for the full application.

What devices is Debt Payoff Pro compatible with?

This app is a universal binary, meaning it is designed to work seamlessly on iPhone, iPod Touch, and iPad devices. You do not need to purchase separate versions for different Apple devices.

How does the debt snowball method work in this app?

The app implements the debt snowball method by guiding you to make minimum payments on all debts except the smallest one. Once the smallest debt is paid off, you add its payment amount to the next smallest debt, creating a growing 'snowball' effect to pay off subsequent debts faster.