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Debt Manager

Debt Manager

Get Out of Debt Fast

546 ratings
216 reviews
#27 in paid Finance
💼 Business
💰 Finance
$0.99

Details

  • Released
  • Updated
  • December 8, 2011
  • January 22, 2026

Developer

MH Riley Ltd
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iphone
ipad
📉no. 27
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⭐216
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🔄6+ apps
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❓5 answered
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📦~ in 1 month
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About

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

✓Debt Snowball method
✓Multiple payoff strategies
✓Progress tracking and summary
✓Unlimited debt entry
✓'What-If' scenario planning
✓Exportable reports and schedules
✓Interactive visualizations
Show original description

What users say

Summarized from real user reviews of Debt Manager. Based on 546 reviews and a 4.6/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Helpful for tracking and paying off debt
  • 💡Useful features like snowball and snowflake payments
  • 🔒No subscription required
  • 👍Customizable and flexible
  • 🚀Motivating to see progress and payoff dates

Negative things

  • 🐛Issues with updating balances and interest rates
  • 🐛Backdating changes can cause problems
  • 🐛Difficulty adding new debts or changing payment details
  • 🐛Lack of syncing between devices
See all reviews

What's New in Debt Manager

1.8

January 22, 2026

iOS 26 optimizations Face ID Support Line up columns correctly in amortization table Auto dismiss loan type picker once selection made Prevent chart overlapping notch / dynamic island

More

Charts

Top Paid

📉 27-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on July 22, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Excellent app to keep an eye on your debts

Snowball feature really useful. You can see at a glance how much you have paid and also the balance.

Would definitely recommend!
HryshcHryshc

Response from developer

Thank you for your feedback. Do contact us at support@mhriley.com if you need any support with the app along the way; we will be happy to hear from you. Best wishes!

Amazing

I love this app. I am one that I love seeing how much I save in money and time when I pay extra and that is what this does
Steph2689livesSteph2689lives

Excellent Budget App

I’ve had this for more than 10 years. I was able keep track of my Debt and helped pay them off
Art 59Art 59

Love it

I’ve been using this app for years and I’m so happy I came across it, and I’ll keep using it, I hope they don’t take it away!
BonitaliliBonitalili

Life saver app!

If you have debt and you want to pay it of early, this is the only app you will need. This app has truly changed my life!
KtopdKtopd

Response from developer

Thank you so much for your review - we are really pleased to hear that the app is working well for you! Best wishes.

See 211 more reviews

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User experience

🐞

Reported Bugs

3 issues

Calendar and date issues causing problems

Bug

Minimum payment restrictions that don't work as expected

Bug

Debt balances not updating correctly after payments

Bug
✨

Requested Features

4 requests

Ability to add debt start dates

Feature

Monthly payment summary view

Feature

Profiles to manage multiple people's debt

Feature

More customization options for layout and visuals

Feature

FAQ

What does Debt Manager do?

Debt Manager is designed to help users get out of debt quickly and efficiently. It allows you to organize, track, and pay off all your debts using recognized strategies like the Debt Snowball method, visualizing your progress and potential savings.

What are the key features of Debt Manager?

Key features include a simple interface, guidance through the payoff process, summary of progress with debt-free dates and savings, multiple payoff strategies (e.g., Lowest Balance First, Highest Interest First), unlimited debt entry, and the ability to enter monthly payments and extra payments.

How much does Debt Manager cost?

Based on the provided information, this application is a paid app. There are no mentions of in-app purchases or advertisements, suggesting a one-time purchase for full functionality.

What kind of reports can I export?

You can export debt details via email in professionally formatted PDF or HTML. These exports can include individual debts or an overall summary, complete with full amortization schedules and charts, allowing for easy visualization and comparison.

Can I simulate different debt payoff scenarios?

Yes, the app includes a 'What-If' scenario feature. This allows you to experiment with changes such as a shift in interest rates or an increase in your monthly payments to see how these adjustments might affect your debt-free timeline and overall savings.