Comparison

HelloPag vs Chill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HelloPag

Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.

Highlights
  • Check loan proceeds
  • Save for MP2
  • Pay loans and amortization
  • Fund transfers via InstaPay
  • Generate QR PH code
  • Cash in at 711 branches
  • Send money via cash out partners
  • Buy prepaid load
  • Pay bills
  • Scan to pay via QR
Features
Read full description

Hello Pag-IBIG is the companion app of the Pag-IBIG Loyalty Card Plus powered by AUB. Download the Hello Pag-IBIG app and register your Pag-IBIG Loyalty Card Plus powered by AUB now to enjoy digital financial services that is secure, fast and efficient. Sa Hello Pag-IBIG app, you can manage your funds conveniently, anytime, anywhere! - Maaari mong makita sa Hello Pag-IBIG app kung credited na ang iyong loan proceeds. - Mag-ipon at maghulog sa inyong Pag-IBIG MP2 savings - Magbayad ng inyong monthly loan amortization sa housing loan, multi-purpose loan at calamity loan sa Pag-IBIG. I-enjoy ang iba pang karagdagang services tulad ng - Real time fund transfer to other banks and ewallets via InstaPay - Makatanggap ng pera gamit ang iyong sariling QR PH code na ma-gegenerate sa iyong Hello Pag-IBIG app. - Makapag CASH IN or top up sa mga 711 branches nationwide. - Makapag PERA PADALA to your loved ones through our cash out partners (Cebuana Lhuiller, Palawan, LBC Express, M. Lhuiller and AUB branches) - Bumili ng PREPAID LOAD (Globe, Smart, Sun, PLDT, Meralco, DITO) - Magbayad ng BILLS for electricity, credit cards, tuition fees, at iba pang utilities. - Makapag SCAN TO PAY via QR code sa kahit saang QR PH P2M merchant nationwide. - Mag-online shopping gamit ang Hello Pag-IBIG Virtual Mastercard. - Mag-withdraw gamit ang iyong Pag-IBIG Loyalty Card Plus sa lahat ng BancNet ATMs or i-swipe ito at gamiting pambayad sa groceries at ibang shops, nationwide. I-register na ang iyong Pag-IBIG Loyalty Card Plus powered by AUB today!

About

Chill

Features
Read full description

Adulting is hard enough. Your bills shouldn't make it harder. Chill Bill is the calm, playful way to keep your recurring bills in order — one month at a time. No bank logins. No spreadsheets. No anxiety. Just your bills, sorted, with a little confetti when you're done. Chill Bill is more than a static list, it is a complete monthly bill-management workflow WHY YOU'LL LIKE IT One month at a time Your home screen shows only what's due this month — sorted into Overdue, Upcoming, and Paid. No overwhelming wall of numbers. Just what matters now. Genuinely satisfying Tap to mark a bill paid. Watch the running total tick down. Clear the whole month and the confetti flies. Staying on top of things has never felt this good. Gentle reminders Get a heads-up a few days before anything's due, at a time you choose. Local notifications only — no push servers, no account needed. Bills that fit real life Monthly, weekly, yearly, or one-time. Fixed amounts or variable ones (hello, electricity bill) — pop in the real figure when it arrives. Profiles for every part of life Keep Personal, Shared, and side-hustle bills in separate spaces. Each has its own bills, history, and totals. Receipts & history Snap a photo of a receipt and attach it to any bill. At month's end, get a tidy receipt of everything — carry unpaid bills forward or skip them. Look back at any past month anytime. Share extension + paste From any other app's share sheet (Photos, Safari, Notes, etc.), send Chill Bill an image to attach as a receipt, or text/a link containing a price to create a new bill from or set the amount on an existing bill. The bill-amount field also has a paste button that extracts a money figure from the clipboard. All processing is on-device. Truly private — by design No accounts. No servers. No analytics. No ads. No trackers. Everything you add lives only on your device and is never sent to us or anyone else. We literally can't see your data — and we like it that way. Chill Bill is a personal tool to help you remember your own bills. It doesn't connect to your bank or move money. You stay in control of your actual payments. Download Chill Bill and make staying on top of bills feel a little less like a chore — and a little more like a win.

Screenshots

HelloPag4 screens
Chill4 screens

Verdict

The call

The clearest difference is price: HelloPag at Free against Chill's $9.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

HelloPag is free to download; Chill costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
HelloPag versus Chill: the parameters behind the verdict, then further details
ParameterHelloPagChill
PriceFree — better$9.99
Rating4.9 (370 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings370 — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size100 MB45 MB
Age rating4+4+
DeveloperAsia United BankMary Alvarez

In-app purchases

None

HelloPag

No in-app purchases

None

Chill

No in-app purchases

Questions

Is HelloPag free?
HelloPag is free to download, with no in-app purchases.
Is Chill free?
Chill costs $9.99, with no in-app purchases.
Do HelloPag or Chill have ads?
Neither HelloPag nor Chill shows ads.
Which is updated more often, HelloPag or Chill?
HelloPag ships an update fortnightly, and Chill fortnightly. Most recently, HelloPag was updated on October 15, 2026 and Chill on October 7, 2026.

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