Comparison

debito vs My Debt Manager & Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

debito

Easily manage multiple debts and loans with this intuitive money lending manager. Track who owes you money and who you owe, set reminders for repayments, and gain clarity on your financial obligations.

Highlights
  • Simple debt management
  • Add and manage debts
  • Set repayment reminders
  • Track money lent to others
  • Track money borrowed from others
Features
Read full description

Managing your money can be very tricky, especially if you have multiple debts. That’s why we created Debito, a unique money lending manager app that helps you manage debts quick and easy. You can monitor who you’re owing money too, who you need to refund and who needs to pay you back. You can easily track any outstanding debts within the simple interface, and you can add a reminder for every debt based on your own needs. Thanks to Debito, you will know where you did borrow money from and when you have to repay that person. You don’t have to worry about any refund, since Debito makes everything seamless and easier than ever before. This way you can pay people back at your payday, all while knowing who you are owing money to. Of course, Debito works the other way around, since you can figure out who needs to pay you back based on how much you loaned them. If you always wanted a simple, seamless way to track your debts and what you loaned to other people, give Debito a try today. You get access to an amazing, reliable tool to finally keep an eye on debts the right way! Features: • Very simple debt management solution • Add and manage debts with ease • Set a reminder for every debt

About

My Debt Manager & Tracker

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Highlights
  • Track debts and loans
  • Recurring payment management
  • AI debt stress reduction
  • Multi-currency support
  • Automatic data backup
  • Payment proof uploads
  • Reminder notifications
Features
Read full description

If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!

Screenshots

debito3 screens
My Debt Manager & Tracker4 screens

Verdict

The call

The clearest difference is ads: debito at none against My Debt Manager & Tracker's shown. My Debt Manager & Tracker's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (7 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. debito sells 1 one-off in-app purchase and My Debt Manager & Tracker sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for debito against 5.0 for My Debt Manager & Tracker. That said, the two scores are not equally well evidenced: My Debt Manager & Tracker has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

debito ships an update every 3 months, My Debt Manager & Tracker every 3 weeks. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
debito versus My Debt Manager & Tracker: the parameters behind the verdict, then further details
ParameterdebitoMy Debt Manager & Tracker
PriceFreeFree
Rating5.0 (1 ratings)5.0 (7 ratings)
Positive reviews—100.0% of reviews
Number of ratings17 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.6 — better
Further details — not scored
Size1 MB128 MB
Age rating4+17+
Developerslothsoft IT solutionsGHAZALI KABIRU

Customer experience

debito

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

My Debt Manager & Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

debito

One-time1
  • ad-free$0.99
4 purchases

My Debt Manager & Tracker

One-time4
  • 1 month subscription$0.99
  • 3 months subscription$2.99
  • 1 year subscription$4.99
Show 1 more
  • 6 months subscription$5.99

Questions

Is debito free?
debito is free to download, with in-app purchases available.
Is My Debt Manager & Tracker free?
My Debt Manager & Tracker is free to download, with in-app purchases available.
Which has better reviews, debito or My Debt Manager & Tracker?
debito and My Debt Manager & Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.
Do debito or My Debt Manager & Tracker have ads?
My Debt Manager & Tracker shows ads; debito does not.
Which is updated more often, debito or My Debt Manager & Tracker?
debito ships an update every 3 months, and My Debt Manager & Tracker every 3 weeks. Most recently, debito was updated on November 3, 2026 and My Debt Manager & Tracker on November 3, 2026.

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