Comparison

Debts Break vs debito

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts Break

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

Highlights
  • Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.)
  • Visual debt tracking and progress monitoring
  • Automatic balance updates
  • Payment logs and extra payment options
  • Loan, payoff date, and mortgage calculators
  • Detailed reports and charts
  • Passcode and Touch ID protection
Features
Read full description

The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts. There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy. Use this app to manage your debts and track the pay off processes visually. Key Features: ⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt. ⁃ Update remaining balance automatically. ⁃ Lists payment logs, mark them as paid or unpaid. ⁃ Add extra payment for any debts. ⁃ Supports zero interest rate. ⁃ Add notification for each debt. ⁃ Send Debt payments by email. ⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order. ⁃ Shows pay off date and interest saving of each strategy. ⁃ Turn Snowball method ON or OFF. ⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email. ⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Supports Wifi Backup and Restore. ⁃ Supports iCloud Backup and Restore. ⁃ Supports universal version (available on both iPhone and iPad). ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. If you have any question, please email to linklinksapp@tom.com.

About

debito

Easily manage multiple debts and loans with this intuitive money lending manager. Track who owes you money and who you owe, set reminders for repayments, and gain clarity on your financial obligations.

Highlights
  • Simple debt management
  • Add and manage debts
  • Set repayment reminders
  • Track money lent to others
  • Track money borrowed from others
Features
Read full description

Managing your money can be very tricky, especially if you have multiple debts. That’s why we created Debito, a unique money lending manager app that helps you manage debts quick and easy. You can monitor who you’re owing money too, who you need to refund and who needs to pay you back. You can easily track any outstanding debts within the simple interface, and you can add a reminder for every debt based on your own needs. Thanks to Debito, you will know where you did borrow money from and when you have to repay that person. You don’t have to worry about any refund, since Debito makes everything seamless and easier than ever before. This way you can pay people back at your payday, all while knowing who you are owing money to. Of course, Debito works the other way around, since you can figure out who needs to pay you back based on how much you loaned them. If you always wanted a simple, seamless way to track your debts and what you loaned to other people, give Debito a try today. You get access to an amazing, reliable tool to finally keep an eye on debts the right way! Features: • Very simple debt management solution • Add and manage debts with ease • Set a reminder for every debt

Screenshots

Debts Break4 screens
debito3 screens

Verdict

The call

The clearest difference is rating: debito at 5.0 against Debts Break's 4.1. debito also leads on ads (none vs shown) and update cadence (every 3 months vs every 7 months). Debts Break's advantage is ratings volume (96 vs 1) and device support (4 vs 1). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months and debito sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

debito holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Debts Break has 96 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Debts Break ships an update every 7 months, debito every 3 months. Both last shipped on October 12, 2026.

Scorecard6 real differences · 4 level
Debts Break versus debito: the parameters behind the verdict, then further details
ParameterDebts Breakdebito
PriceFreeFree
Rating4.1 (96 ratings)5.0 (1 ratings) — better
Positive reviews61.0% of reviews—
Number of ratings96 — better1
Update frequencyEvery 7 monthsEvery 3 months — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.6 — better26.0
Further details — not scored
Size40 MB1 MB
Age rating4+4+
DeveloperLINKLINKS LTDslothsoft IT solutions

Customer experience

Debts Break

All ratings96 ratings
Positive78.1%
Neutral9.4%
Negative12.5%
Written reviews105 reviews
Positive61.0%
Neutral15.2%
Negative23.8%

debito

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Debts Break

Reported bugs

14 issues
  • Decimal points removed from interest rate input fields
  • Cannot enter decimal interest rates (e.g., 4.75%)
  • App crashes when entering debt information
  • Notifications persist after deleting payments
  • App freezes and becomes unresponsive
Show 9 more
  • Data loss after crashes
  • Automatic payment transfers between debts without authorization
  • Cannot modify payment amounts after initial entry
  • Reminders not functioning on certain iOS versions
  • Error messages when entering minimum payment balances
  • Slow app performance and extended load times
  • Glitches when switching between payoff methods
  • Payment schedule calculations appear inaccurate in some cases
  • Accidental ad clicks due to poor ad placement

Requested features

15 requests
  • Biweekly and weekly payment options
  • Ability to enter actual payment amounts made
  • Extra/additional payment functionality
  • Loan ending date field
  • Support for recurring bills without balances (utilities, phone)
Show 10 more
  • Asset tracking in addition to debt
  • Ability to edit payment due dates
  • Late fee and purchase tracking
  • Additional snowball method (largest to smallest payment)
  • Better help and tutorial documentation
  • Ability to delete paid-off debts
  • Support for multiple currencies
  • Fortnightly/monthly cycle customization
  • More detailed payment schedule view
  • Ad removal after paid purchases

debito

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Debts Break

Subscriptions1
  • Premium - 6 months$0.996 Months
One-time2
  • Remove ads$9.99
  • Snowball method$9.99
1 purchases

debito

One-time1
  • ad-free$0.99

Questions

Is Debts Break free?
Debts Break is free to download, with in-app purchases available.
Is debito free?
debito is free to download, with in-app purchases available.
Which has better reviews, Debts Break or debito?
debito is rated higher. Debts Break averages 4.1 out of 5 from 96 ratings, while debito averages 5.0 from 1 ratings.
Do Debts Break or debito have ads?
Debts Break shows ads; debito does not.
Which is updated more often, Debts Break or debito?
Debts Break ships an update every 7 months, and debito every 3 months. Most recently, Debts Break was updated on October 12, 2026 and debito on October 12, 2026.

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