SpendGuard vs Expense Tracker Simple
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendGuard
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Simplicity is gold! Do you want an application that keeps track your daily expense at your fingertip? Fret no more. SpendGuard is an upcoming application that lifts up all your cares and worries. Able to track all your expenses and give you real time visual charts to see which day or category one should spend less on for the months or weeks ahead. Prefer dark mode than bright shiny light mode? You got it! This application provides dark and light mode straight from the version 1 and it can be easily toggled under the side menu > personalisation. 1. Add expenses with calendar view 2. Calendar shows monthly expense total on calendar header. 3. Calendar shows daily expense total on the bottom segment header right below calendar. 4. Expense hub to visually see daily expense bar charts. 5. Expense hub to see monthly total spend based on category. 6. Expenses are able to be exported and imported as a JSON file. 7. Coming soon page lists out features that will be release in the coming weeks. 8. Added profile personalisation for dark mode setting. More personalisations to come. 9. Included Dark Mode for the application. 10. Update app icon and splash screen. 11. Bug fix for calendar misalignment and chart display when expense not available.
Expense Tracker Simple
This app offers a straightforward way to track your expenses without requiring an account or subscription. Log spending quickly with custom categories and view your financial habits through charts and historical data.
- Log expenses with amount, category, date, and note
- 10 built-in categories
- Up to 15 custom categories
- Monthly history browsing
- Pie chart spending breakdown
- Analytics section for insights
- Yearly spending view
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Most expense apps forgot what "simple" means. This one never did. Expense Tracker Simple is the app for people who just want to log what they spent, and nothing else. No setup. No account. No subscription. No tutorial. You open it, you log, you're done. Free. Forever. No catch. Not free for 7 days. Not free with a 5-expense limit. Not free until you "upgrade to Pro." Every single feature in this app, expense logging, monthly history, pie charts, custom categories, is yours forever, from the moment you download it. No credit card. No subscription. No expiry. No account. Not now. Not ever. You don't sign up. You don't verify an email. You don't create a password you'll forget. The app works the moment you open it, privately tied to your device_id. Nothing leaves your hands. Three taps. Every time. Open → Amount → Category → Done. That's the entire flow. No onboarding wizard. No budget targets to configure. No "link your bank account." Just log what you spent and move on with your day. Everything you need. Nothing you don't. • Log expenses with amount, category, date, and a note • 10 built-in categories for everyday spending • Add up to 15 custom categories • Browse any past month in history • Pie chart breakdown of where your money went • Get deeper insights into your spending with the analytics section • Yearly view to spot spending patterns • No bank connection. No data selling. Built for real people, not accountants. If you've downloaded five expense apps and deleted all of them because they were too complicated, too expensive, or too pushy, this is the one you've been looking for. It doesn't do everything. It does exactly enough.
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker Simple at every 2 days against SpendGuard's every 2 months. SpendGuard's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SpendGuard ships an update every 2 months, Expense Tracker Simple every 2 days. The most recent releases landed on October 2, 2026 and October 11, 2026 respectively.
| Parameter | SpendGuard | Expense Tracker Simple |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 17 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Chua Wee Liang | Vipul Vishnu AV |
In-app purchases
SpendGuard
No in-app purchases
Expense Tracker Simple
No in-app purchases
Questions
Is SpendGuard free?
Is Expense Tracker Simple free?
Do SpendGuard or Expense Tracker Simple have ads?
Which is updated more often, SpendGuard or Expense Tracker Simple?
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