Comparison

SpendGuard vs Expense Tracker Simple

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendGuard

Features
Read full description

Simplicity is gold! Do you want an application that keeps track your daily expense at your fingertip? Fret no more. SpendGuard is an upcoming application that lifts up all your cares and worries. Able to track all your expenses and give you real time visual charts to see which day or category one should spend less on for the months or weeks ahead. Prefer dark mode than bright shiny light mode? You got it! This application provides dark and light mode straight from the version 1 and it can be easily toggled under the side menu > personalisation. 1. Add expenses with calendar view 2. Calendar shows monthly expense total on calendar header. 3. Calendar shows daily expense total on the bottom segment header right below calendar. 4. Expense hub to visually see daily expense bar charts. 5. Expense hub to see monthly total spend based on category. 6. Expenses are able to be exported and imported as a JSON file. 7. Coming soon page lists out features that will be release in the coming weeks. 8. Added profile personalisation for dark mode setting. More personalisations to come. 9. Included Dark Mode for the application. 10. Update app icon and splash screen. 11. Bug fix for calendar misalignment and chart display when expense not available.

About

Expense Tracker Simple

This app offers a straightforward way to track your expenses without requiring an account or subscription. Log spending quickly with custom categories and view your financial habits through charts and historical data.

Highlights
  • Log expenses with amount, category, date, and note
  • 10 built-in categories
  • Up to 15 custom categories
  • Monthly history browsing
  • Pie chart spending breakdown
  • Analytics section for insights
  • Yearly spending view
Features
Read full description

Most expense apps forgot what "simple" means. This one never did. Expense Tracker Simple is the app for people who just want to log what they spent, and nothing else. No setup. No account. No subscription. No tutorial. You open it, you log, you're done. Free. Forever. No catch. Not free for 7 days. Not free with a 5-expense limit. Not free until you "upgrade to Pro." Every single feature in this app, expense logging, monthly history, pie charts, custom categories, is yours forever, from the moment you download it. No credit card. No subscription. No expiry. No account. Not now. Not ever. You don't sign up. You don't verify an email. You don't create a password you'll forget. The app works the moment you open it, privately tied to your device_id. Nothing leaves your hands. Three taps. Every time. Open → Amount → Category → Done. That's the entire flow. No onboarding wizard. No budget targets to configure. No "link your bank account." Just log what you spent and move on with your day. Everything you need. Nothing you don't. • Log expenses with amount, category, date, and a note • 10 built-in categories for everyday spending • Add up to 15 custom categories • Browse any past month in history • Pie chart breakdown of where your money went • Get deeper insights into your spending with the analytics section • Yearly view to spot spending patterns • No bank connection. No data selling. Built for real people, not accountants. If you've downloaded five expense apps and deleted all of them because they were too complicated, too expensive, or too pushy, this is the one you've been looking for. It doesn't do everything. It does exactly enough.

Screenshots

SpendGuard4 screens
Expense Tracker Simple4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker Simple at every 2 days against SpendGuard's every 2 months. SpendGuard's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SpendGuard ships an update every 2 months, Expense Tracker Simple every 2 days. The most recent releases landed on October 2, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 7 level
SpendGuard versus Expense Tracker Simple: the parameters behind the verdict, then further details
ParameterSpendGuardExpense Tracker Simple
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size17 MB6 MB
Age rating4+4+
DeveloperChua Wee LiangVipul Vishnu AV

In-app purchases

None

SpendGuard

No in-app purchases

None

Expense Tracker Simple

No in-app purchases

Questions

Is SpendGuard free?
SpendGuard is free to download, with no in-app purchases.
Is Expense Tracker Simple free?
Expense Tracker Simple is free to download, with no in-app purchases.
Do SpendGuard or Expense Tracker Simple have ads?
Neither SpendGuard nor Expense Tracker Simple shows ads.
Which is updated more often, SpendGuard or Expense Tracker Simple?
SpendGuard ships an update every 2 months, and Expense Tracker Simple every 2 days. Most recently, SpendGuard was updated on October 2, 2026 and Expense Tracker Simple on October 11, 2026.

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