Wallet Story vs Kryptodian
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wallet Story
Effortlessly track expenses by snapping receipts or using voice commands. Manage all your accounts, plan budgets, and forecast cash flow. Share financial books with family or use it for business with invoicing and reporting features.
- Receipt and slip scanning for automatic entry
- Voice command for quick transaction logging
- Comprehensive account management (bank, cash, debt)
- Budgeting and cash-flow forecasting
- Financial health score and net worth tracking
- Shared financial books for families
- Business tools: invoices, receipts, credit notes
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Snap a transfer slip or a receipt and Wallet Story records the transaction for you. Track every wallet, card and debt, plan the months ahead, and share a book with your family - in 23 languages, on iPhone, iPad and Mac. LOG IT IN SECONDS - Slip and receipt reading: take a photo and the amount, date, shop and items are filled in for you. - Voice entry: say "coffee 4.50 and lunch 12" and both entries are ready to save. - Add from Siri and Shortcuts, Control Center and Lock Screen widgets. - Recurring and scheduled transactions, and templates for the ones you repeat. - Categories with sub-categories, tags, people and photo attachments. EVERY ACCOUNT IN ONE PLACE - Bank accounts, cash, e-wallets and credit cards, with statement and due-date reminders. - Debts and money owed to you, including installment plans. - Multiple currencies, with transfers between them. - Import bank statements and CSV or Excel files. PLAN AHEAD - Budgets by day, month, quarter or year, overall or per category, plus special budgets for a trip or a project. - Cash-flow forecast: see your balance in the coming months and get a warning before it runs low. - Savings goals, a long-term savings and retirement planner, and savings circles. - A Financial Health score. GROW YOUR WEALTH - Track land, a house or a car for your true net worth. - Stocks and funds, with dividends and returns. SHARE IT, OR RUN A BUSINESS - Shared books: keep one book with your partner or family, updated live on every phone. - Business books: quotations, invoices, receipts, credit notes and purchase bills as PDF, with customers, products and payroll. CLEAR REPORTS - Daily, weekly, monthly and yearly summaries, charts and a money-flow diagram. - A calendar view of where your money went. - Ask questions about your money in plain language. YOUR DATA, EVERYWHERE - Sync across iPhone, iPad, Mac, Android and Windows. - Backups you can protect with a password. - 23 languages and a large icon library. FREE, PRO AND SUBSCRIPTION Wallet Story is free to download, with unlimited transactions and bank accounts, and 300 free AI reads of slips, receipts and voice entries. - Wallet Story PRO (one-time purchase) removes the free limits (for example 10 debts, 5 credit cards and 3 recurring transactions) and unlocks advanced reports and budgets, export to Excel and Google Sheets, password-protected backups, themes, more home screen widgets and sharing your own book. - The subscription (monthly or yearly) adds unlimited AI reading, unlimited photos and files, the AI Financial Coach, AI analysis of your spending and investments, and a monthly AI report. - The All Icons Pack and extra account books are separate one-time purchases. Payment is charged to your Apple Account when you confirm the purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Terms of use: https://walletstory.app/terms Privacy policy: https://walletstory.app/privacy Icons by icons8.com
Kryptodian
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Kryptodian for iOS puts your institution's digital asset custody account in your pocket. Built for treasury teams, approvers and executives at organisations that custody with Kryptodian, the app lets you see what you hold, act on what needs you, and stay in control wherever you are. CONTROL YOUR KRYPTODIAN ACCOUNT ON THE GO • See your total balance and available balance across every MPC vault, in real time • Open any vault to view its assets and full transaction history • Get notified the moment a signing request needs you — or the moment anything moves APPROVE TRANSFERS UNDER YOUR OWN POLICIES Kryptodian's Transfer Engine enforces the rules your organisation defines — automatically, on every transaction. • Signing Requests: review transfers and cosign requests in one queue, with clear status — Awaiting Approval, Signing, Completed • Multi-level approval flows that follow your authority structure • Role-based access: each user sees and does only what their role allows • Address whitelisting: assets can only move to destinations approved in advance • Velocity controls: caps on how much can move within a set period • Identity verification before every approval • Full audit trail on every request, approval and settlement SIGN SECURELY WITH MPC AND FACE ID Private keys are never held in one place. Multi-Party Computation splits the key into shares managed jointly between Kryptodian and your organisation — no single party ever holds the whole key. • Your key share signs on-device, protected by the Secure Enclave and Face ID • Cold storage by default: assets stay offline and move only through your approval sequence • Withdrawals are processed within the service SLA of no more than 24 hours BUILT TO INSTITUTIONAL STANDARDS • ISO/IEC 27001:2022 certified • SOC 2 Type 2 attested • Client assets are segregated from company assets and from other clients • 60+ supported assets and networks, including BTC, ETH, USDT, USDC, SOL, XRP, XLM, BNB, ADA, DOT and more • Client transactions supported 24 hours a day WHO IS THIS APP FOR Kryptodian is a companion app for existing institutional clients of Kryptodian — asset managers, exchanges, corporates and family offices. It is not a retail wallet or exchange. You cannot create an account in the app; accounts are provisioned by Kryptodian after onboarding and due diligence. To become a client, contact our team at kryptodian.com or operation@kryptodian.com. Crypto + Custodian = Kryptodian. We are not building storage. We are building infrastructure.
Screenshots
Verdict
The clearest difference is in-app purchases: Kryptodian at none against Wallet Story's 10. Wallet Story's advantage is update cadence (every 2 days vs every 10 months) and device support (4 vs 2). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wallet Story sells 10 in-app purchases, starting at $1.49 per month. Kryptodian asks for nothing beyond the download.
Wallet Story ships an update every 2 days, Kryptodian every 10 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Wallet Story | Kryptodian |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (65 ratings) — better | — |
| Positive reviews | 61.5% of reviews | — |
| Number of ratings | 65 — better | — |
| Update frequency | Every 2 days — better | Every 10 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17 |
| Further details — not scored | ||
| Size | 216 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | WALLET STORY COMPANY LIMITED | Kryptodian Limited |
In-app purchases
Wallet Story
- Monthly Subscription$1.491 Month
- Yearly Subscription$15.491 Year
- All icons pack$6.99
- Account Book 2 (Personal)$6.99
- Account Book 3 (Personal)$6.99
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- Account Book 7 (Personal)$6.99
- Account Book 8 (Personal)$6.99
- Account Book 9 (Personal)$6.99
- Account Book 10 (Personal)$6.99
- Wallet Story PRO$12.99
Kryptodian
No in-app purchases









