Comparison

KTS Trust vs NYC DCP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KTS Trust

Manage your pooled trust account securely on the go. View balances, track transactions, and submit disbursement requests. This app simplifies trust account management with transparency and convenience.

Highlights
  • Secure on-the-go access
  • View account balances
  • Track transactions
  • Submit disbursement requests
  • Monitor disbursement status
  • Download important documents
Features
Read full description

The KTS Trust app gives members secure, on the go access to their pooled trust account. View balances, track transactions, submit and monitor disbursement requests, and download important documents, all in one place. Designed to make trust account management simple, transparent, and convenient.

About

NYC DCP

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

Highlights
  • All-in-one account management
  • Retirement income modeling
  • Video education and live chat
  • Investment advice
  • Enhanced data security
  • Bilingual support (English/Spanish)
Features
Read full description

Your financial life, connected and personalized Experience a simpler way to manage your money anytime, anywhere. With the NYC DCP app,  you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. Interactive tools & resources Model retirement income* with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our SAFE guarantee. We never sell your personal information—ever. Streamlined experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. Wherever life takes you, the NYC DCP app, goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. * IMPORTANT : The illustrations or other information generated by the calculators are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. This information does not serve, either directly or indirectly, as legal, financial or tax advice and you should always consult a qualified professional legal, financial and/or tax advisor when making decisions related to your individual tax situation. Products and services offered through the Voya® family of companies.

Screenshots

KTS Trust4 screens
NYC DCP4 screens

Verdict

The call

The clearest difference is rating: NYC DCP at 4.7 against KTS Trust's 2.3. NYC DCP also leads on update cadence (every 2 weeks vs every 77 months) and ratings volume (12K vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NYC DCP holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: NYC DCP has 12K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

KTS Trust ships an update every 77 months, NYC DCP every 2 weeks. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

Scorecard3 real differences · 7 level
KTS Trust versus NYC DCP: the parameters behind the verdict, then further details
ParameterKTS TrustNYC DCP
PriceFreeFree
Rating2.3 (3 ratings)4.7 (12K ratings) — better
Positive reviews—42.6% of reviews
Number of ratings312K — better
Update frequencyEvery 77 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size26 MB135 MB
Age rating4+4+
DeveloperKeep Them Safe FoundationNew York City Deferred Compensation Plan

Customer experience

KTS Trust

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

NYC DCP

All ratings12,380 ratings
Positive94.3%
Neutral3.0%
Negative2.7%
Written reviews101 reviews
Positive42.6%
Neutral8.9%
Negative48.5%

Bugs and requests

KTS Trust

Not enough reviews yet to summarise bugs or requests.

NYC DCP

Reported bugs

3 issues
  • Login issues on iPhone
  • Incorrect or missing account balance information
  • Inability to make changes to account allocations

Requested features

4 requests
  • Ability to withdraw money directly from the app
  • Longer historical data and performance tracking
  • Total balance display across all accounts
  • Improved fund research and allocation tools

In-app purchases

None

KTS Trust

No in-app purchases

None

NYC DCP

No in-app purchases

Questions

Is KTS Trust free?
KTS Trust is free to download, with no in-app purchases.
Is NYC DCP free?
NYC DCP is free to download, with no in-app purchases.
Which has better reviews, KTS Trust or NYC DCP?
NYC DCP is rated higher. KTS Trust averages 2.3 out of 5 from 3 ratings, while NYC DCP averages 4.7 from 12K ratings.
Do KTS Trust or NYC DCP have ads?
Neither KTS Trust nor NYC DCP shows ads.
Which is updated more often, KTS Trust or NYC DCP?
KTS Trust ships an update every 77 months, and NYC DCP every 2 weeks. Most recently, KTS Trust was updated on November 3, 2026 and NYC DCP on November 10, 2026.

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